shop online at www.missourivalleyshopper.com August 23, 2016 • Page 7 In the Market for a Car? Know All Your Options Then, the lender will assign a money factor to the deal, just as they would assign an interest rate on a car purchase. However, just as interest rates are typically higher when purchasing a used car, the same applies to the money factor when leasing a used car. (StatePoint) With an estimated 3.1 million vehicles coming off lease in 2016, the topic of whether to buy or lease a car is hotter than ever. “Consider all your options, including used car leasing and leasing or buying a certified pre-owned (CPO) vehicle,” says Rob Christman, director of Sales, Fixed Operations at Cox Automotive. When weighing your choices, here are a few things to consider: Used Car Leasing Leasing is not just for new cars, it’s simply an alternative way of financing a vehicle. Leasing a used vehicle works exactly the same as with a new car. The biggest difference is that the monthly payments will likely be less. The lender writing the lease will determine the vehicle’s residual value, and the lease payments will be determined by the difference between the vehicle’s sale price and its residual value. Even so, the lower sales price on a used car, combined with the higher money factor and the lower rate of depreciation, will typically equate to a lower overall lease payment, offering you more car for your money. Another advantage is the hassle-free return at the end of the contract; the same as on a new car lease. Why? A CPO can offer you some extra guarantees that the pre-owned vehicle you are leaving the lot with is in good condition. This is true whether you are purchasing the vehicle or leasing it. With a CPO, you will have access to a detailed and itemized checklist of all the items inspected by a professional mechanic, as well as assurance that the vehicle passed inspection or was brought up to standards. Do your research to learn the scope and details included in this inspection, which can vary widely from one provider to another. More information about CPOs and used car leasing can be found at autotrader. com/cpo. CPOs “Leasing a CPO is a great option if owning is not a top priority for you,” says Christman. There are so many ways to leave the lot with a car. Before signing on the dotted line, investigate all your options. Too many mouths to feed? Place an ad in the Missouri Valley Shopper today! 605-665-5884 319 Walnut • Yankton, SD 1310 Construction 1320 Underground cable worker wanted. Experience preferred. Working in the Yankton area. Wages depend on experience. Must have valid driver's license with good driving record. CDL preferred. Call Keith at 605660-1497 for appointment. 1315 Drivers Over the Road carrier seeking experienced drivers. Midwest and west coast, no east coast. Drivers average 3,000+ miles per week, loaded and empty miles paid. Call recruiting 1800-645-3748 www.gfltruck.com (MCN) TRUCK DRIVERS. CDL-A Company Drivers and Owner Operators. Great pay and benefits. Driver friendly. All miles paid. Many bonuses. Home when needed. Nice equipment. Paid weekly. WWW.MCFGTL.COM Call now 507-437-9905 (MCN) PART TIME MUSIC TEACHER Missouri Valley Christian Academy (Yankton) has a part time music teacher position open for the 2016-17 school year. Send cover letter and credentials to MVCA, c/o Brian Brandt, PO Box 902, Yankton, SD 57078 or to denbrian@hotmail.com. 1325 665-5884 1320 Medical Dental Assistant Full-time CDA. Experienced who brings a well organized skill set with a positive self motivating attitude. Digitalized office. Great benefits, BOE. Send resume to opwyd41@yahoo.com. Yankton Dental 1335 Call Classifieds Education 1335 Other Employment Looking for experienced concrete laborer, paid holidays, paid vacation. 605-665-1234. Other Employment 1335 ACCOUNTING Office ManagerAccountant This new position is flexible with the option to work while children are in school and be home when they are. Skills required: Deadline and Detail-Oriented, Confidential, Quality Focus, Objectivity, Accounting, PC Proficiency, Time Management, Verbal and Written Communication, Data Entry, Thoroughness. Interested applicants send cover letter and resume to: Schaap, Sternhagen & Co. CPAs 610 W 23rd Street, Suite 3 Yankton, SD 57078 Immediate opening for oil change technician. Automotive experience preferred. Will train. Full-time, year-round. Tues.Fri. 8AM-5PM, Sat. 8AM-2PM. Wages depend on experience. Apply in-person at Fox Run Quik Lube, 2501 Fox Run Pkwy, or SD Job Service. Other Employment 1335 Immediate Position Opening Computer Support Computer support to assist staff with computer troubleshooting, maintain computers, two servers, several VPNs and various smaller workgroups. Experience/education in working with computer maintenance preferred. 40 hours per week Monday through Friday. . Full time benefits include health insurance, dental insurance, vision insurance, 401k plan, pretax plan, excellent vacation and sick leave package. Lewis and Clark Behavioral Health Services, Inc. 1028 Walnut Street Yankton, SD, 57078 nani AIRLINE MECHANIC TRAINING - Get FAA certification. No HS Diploma or GED - We can help. Approved for military benefits. Financial Aid if qualified. Job placement assistance. Call Aviation Institute of Maintenance 888-686-1704 nani MEDICAL BILLING SPECIALISTS NEEDED! Begin training at home for a career working with Medical Billing & Insurance! Online training with the right College can get you ready! HS Diploma/GED & Computer/Internet needed. 1-888-734-6711. nani Part-Time Please Recycle When Done Reading! Call Classifieds 665-5884 Positions available: Evenings and weekends. Must have excellent people skills and be detail oriented. Retail experience preferred but not required. Flexible schedule and bene?ts available. Add’l $2.50 per hour for weekend hours. Apply in person at: Menards 3210 Broadway Ave. Yankton, SD 57078 Manager Trainee Great benefits and earning potential. Career opportunities available upon completion of training program. Bachelor’s degree in a business field preferred, but not required. Must be open to relocation. Add’l $2.50 per hour for weekend hours. Apply in person at: Menards 3210 Broadway Ave Yankton SD, 57078 SOUTH DAKOTA HUMAN SERVICES CENTER NURSES $3,200 Hiring Incentive New Grads Eligible The SD Human Services Center, a 304-bed inpatient psychiatric and chemical dependency treatment facility, is seeking full and part-time RN’s. Positions will participate with interdisciplinary team to provide medical and psychiatric treatment for acute, psychiatric rehabilitation, geriatric and adolescent patients. HSC offers an excellent benefits package (for full and part-time positions) that includes 3 weeks paid vacation, 10 paid holidays per year, employer-paid health insurance for employee, fully-matched retirement plan and more! Salary is $22.73 - $26.21 per hour, DOQ, plus $1.00 per hour shift pay for evening shift and $1.50 per hour for night shift and $1.00 per hour for Geriatrics. To apply go to http://bhr.sd.gov/workforus. Job ID #6693 or #6694. For more information contact the HR office at 605-668-3118. Insurance office in Yankton seeking a full-time office assistant starting at 40 hours per week. This position will require good communication skills and will require you to obtain your insurance license. If interested please send your resume to: Farmers Union Insurance 317 Broadway Ave Ste. 9 Yankton, SD 57078 or call 605-664-2121 Other Employment Yankton Wireless is looking for an outgoing, self-starter to join our team. Job requirements include: Ability to climb ladders and work on rooftops, as well as prior technical experience with computers, CAT 5 wiring, routers and wireless. If you have a clean driving record, good work ethic and are comfortable with power tools and light construction, apply today by contacting Lance at l.corbit@yankton-wireless.com or 605-760-9764. TYNDALL-SCOTLAND Corner Grocery in Tyndall and Scotland are hiring parttime Cashiers and Supervisors. Please apply within or contact Pam at 605-9356921. 1340 Part-Time Looking for cashiers & cooks, apply in person TJ's Minimart, 3703 W. 8th St., Yankton. General Laborer Education 25 DRIVER TRAINEES NEEDED! Become a driver for Stevens Transport! NO EXPERIENCE NEEDED! New drivers earn $800+ per week! PAID CDL TRAINING! Stevens covers all costs! 1-888-7346714 drive4stevens.com Other Employment 1335 Sunset Manor Avera is now accepting applications for the following positions to join our excellent team of caring professionals: LPN or RN Charge Nurse Full-time day position Cook Part-time position to work every other weekend Certified Nursing Assistant Full-time and part-time evening positions Activities Assistant Full-time position For application materials contact the Personnel Office at Sunset Manor Irene, S.D. at (605) 263-3318 or apply online at www.avera.org Full Time – Day Shift Are you looking for a new career that has great pay, 401(k), health insurance, paid holidays and vacation? Yankton Metals, Inc. is the place for you! Apply today!! EOE Please stop by to complete an application or submit resume to: Yankton Metals, Inc. •1405 Bill Baggs Road Yankton, SD 57078 • 605-665-3535 Crane (Boom Truck) Operator A full time position available for a CDL Licensed Boom Truck Operator. CDL license with a Class “A” Endorsement required. NCCCO certificate or Training required. Experience in Construction and Warehouse operation is helpful but not required. Health Insurance, Life Insurance, Dental Insurance, and 401K retirement with match is available. 712-277-2103 www.boonebrothers.com 1432 Leech Avenue Sioux City, IA 51101 NOW HIRING Assembler Positions 10 Hour Shifts Monday - Thursday 3 Day Weekends NOW HIRING (Overtime Occasionally Required) Baldwin Filters is currently looking for professional and career minded individuals to join our team in the following positions and earn up to $28.19/hr. plus $1.00 shift differential Starting Wage of $12.47 $1.00 2nd Shift Premium Opportunity to advance to $14.16 Benefits ? 2nd Shift Tool Dental Maker Insurance •Health, Life, & Die & Vision ? 3rd Shift Electrical Mechanical Technician • 401(k) with Company Match • Profit Sharing Opportunity • Short and Long Term Disability Please visit our website to view a complete listing of positions • Stock Purchase Plan • Vacation and • Paid Holidays • Advancement Opportunities their qualifications. PleasePlease apply online @ www. baldwinfilter.com apply online @ www.baldwinfilter.com Baldwin Filters is an equal opportunity employer Baldwin Filters is an equal opportunity employer