June 21, 2016 • Page 2 shop online at www.missourivalleyshopper.com Dave Says Display A Kind Spirit Don’t point fingers or make accusations, because that will ruin things in a hurry. Family should always try to pull together in times like this, Randy. In most cases, things like this work out fine and family bonds become even stronger. —Dave By Dave Ramsey Dear Dave, My mom and dad filed bankruptcy recently and are on a fixed income of $2,200 a month. They gave up their house, and my wife and I helped them find an apartment. We’re also trying to give them other help while they’re getting back on their feet. The problem is, we’re paying off debt and trying to get our own finances in better shape. I think my sister should help out some, too, but I’m not sure how to approach her about this. —Randy Dave RAMSEY An ounce of prevention… Dear Dave, Our son is 16, and he just got his first paycheck. He asked us about the best way to manage it, and we’re not sure what to tell him. Do you have any advice? —Anonymous Dear Randy, It’s not out of line to ask her to help and then gauge her interest and willingness. I mean, it’s your parents we’re talking about. Still, you can’t force someone to do something they can’t do or simply don’t want to do. Before you approach your sister, you might try working up a monthly budget on your parents. It doesn’t have to be complicated — just a one-page document showing their situation. Let her see that mom and dad are struggling right now, and suggest that you both chip in a little each month until they’re back on their feet financially. Dear Anonymous, Congratulations on a big moment in your son’s life! I’m sure he’s proud, and I’m glad he has parents who want to teach him how to grow into a financially responsible young man. I think giving is a really big deal at this age. I’d recommend putting “Carnsider this for a minute, boys,” Windy said, sadly shaking his head at the King Arthur memorial round table at the Mule Barn truck stop. “I mean to say, well you know them ladies actually asked me to be their speaker, right?” We nodded and sipped our early afternoon coffee. “I mean, all I done was tell ‘em I had new thoughts on our future and suggested it would make a good speechify for their Ladies Literary League and Garden Society meeting. And after I done that for maybe a month, they invited me to come to the lunch and deliver my pregnastications for ‘em. So I did. Today. Even paid for my lunch, bless ‘em.” “Sounds like fun, Windy,” Doc said. “You’da thunk, eh?” Windy said. “But I was in for an existictual surprise, I can tell ya that. I mean, I had it all spread out for ‘em. You know. How we was conscriptin’ along toward certain abolishment of oblivity and such, and them ladies .. all of ‘em … even Mrs. Doc … wouldn’t look me in the eye. “Well, you know I finagulated that speechify book out of the library last week in preparatory for this speech, and it said you had to make eye contact with the audience. No … it really did. So I was eye contactin’ them, but they wouldn’t eye contact me back, boys. Not a one.” Dave Ramsey is America’s trusted Windy sucked down some caffeine and looked up at the voice on money and business, and CEO Pepsi sign over the steer horns on the wall. of Ramsey Solutions. He has authored seven best-selling books. The Dave “Gotta tell ya, I thought them ladies was nicer’n that. And Ramsey Show is heard by more than 11 after we was done with lunch, they didn’t even look me in the million listeners each week on more than eye when they thanked me for coming. Thassa fact.” 550 radio stations and digital outlets. “And then you came straight here, Windy?” Doc asked. Follow Dave on Twitter at @DaveRamsey “Shore did. Straight here.” and on the web at daveramsey.com. Doc started laughing. “Windy, your fly’s open.” 10 percent toward your church or a good, local charity. It’s very important to teach kids about the spiritual and financial benefits of being a giver. The remaining 90 percent you might split evenly between savings and spending in the beginning. You can always go a little heavier on the savings portion if there’s a concrete goal, like college or a car, in mind. The process of thinking ahead and setting goals is always a good exercise, too. The goal here, in addition to teaching him the value and benefits or work, is to build the muscles of his character. Financially speaking, as parents, we should want our children to grow to be givers, savers and wise, careful spenders. If they become all three of these when they’re young, they won’t be financially irresponsible adults later! —Dave SDSU Extension Offers Livestock Water Testing BROOKINGS, S.D. - SDSU Extension offers an on-site livestock water testing service at all SDSU Extension Regional Extension Centers and several SDSU Extension County Offices throughout the state. “It is critical to monitor livestock water quality, because poor quality water can have a negative effect on growth, reproduction, and general productivity of the animal. In some cases, death could occur within days or hours after consumption of contaminated waters or water deprivation,” said Robin Salverson, SDSU Extension Cow/Calf Field Specialist. Water samples can be taken to one of the sites listed below in a clean plastic or glass container including water or pop bottles, jelly jars etc. A quick test is conducted free of charge with an electro-conductivity (EC) meter Need Tools? We have a great selection! 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After consultation with an SDSU Extension field or state specialists, Salverson said additional laboratory testing may be suggested. “The appearance of water can be deceiving and the clearest of water can be the worse,” she said. “Additionally, some water sources regardless if it has been dry or wet can be high in total Press Deadline: 11 am Thursday, June 30 Yankton Mall M - F 11am - 9pm Yankton, SD 57078 Sat. 11am - 6pm Sun 12pm - 5pm 605-660-9100 Schuurmans Farm Supply ALL HUSTLER HAY TARP SALE! RAPTORS On Sale Right NOW! UTV Field Boss W/ 20’ Boom or Boomless Nozzle 200 OFF $ • Multi-control Regulator mounted on swinging arm, easily accessed from drivers seat • Poly hose reel with locking device, 50’ of hose & heavy duty spray gun • 4 stroke Honda engine with a 22.5 GPM poly centrifugal pump • Works well with most every UTV and RTV on the market today $2,400 salts. Therefore, continuous monitoring of water quality and quantity are important to maintain a productive livestock program.” Sites for Livestock Water Testing Livestock water testing can be performed at one of the following sites: Regional Extension Centers * Aberdeen Regional Extension Center 605.626.2870 * Lemmon Regional Extension Center 605.374.4177 * Mitchell Regional Extension Center 605.995.7378 * Pierre Regional Extension Center 605.773.8120 * Rapid City Regional Extension Center 605.394.1722 * Sioux Falls Regional Extension Center 605.782.3290 * Watertown Regional Extension Center 605.882.5140 * Winner Regional Extension Center 605.842.1267 SDSU Extension County Offices * Aurora County 605.942.7754 * Beadle County 605.353.8436 * Bennett County 605.685.6972 * Bon Homme County 605.589.3531 * Butte County 605.892.3371 * Charles Mix County 605.487.7666 82ND ANNUAL CELEBRATION For Big Squares 14’ x 54’, 25’ x 54’, 33’ x 54’ All Tie Downs Included We have all the equipment to keep your lawn beautiful 5 miles West of Tyndall on Hwy. 50 Corner of Hwys. 50 and 37 www.schuurmansfarmsupply.com Ph. (605) 589-3909 or Cell (605) 464-1113 Monday, July 4 St. Helena, Neb. * Clark County 605.532.3681 * Corson County 605.273.4368 * Dewey County 605.865.3652 * Douglas County 605.724.2719 * Haakon County 605.859.2840 * Hamlin County 605.783.3656 * Hanson County 605.239.4542 * Harding County 605.375.3412 * Jerauld County 605.539.9471 * Jones County 605.669.7101 * McPherson County 605.439.3331 * Mellette County 605.259.3385 * Miner County 605.772.4661 * Potter County 605.765.9414 * Roberts County 605.698.7627 * Spink County 605.472.5006 * Walworth County 605.649.7607 Additional information on livestock water quality can be found at iGrow Livestock community or by contacting Robin Salverson at 605.374.4177 or by email. niGrow Coed Volleyball & Softball Tourney • 8 a.m. Lunch Stand Opens at 8 a.m. Serving rolls and coffee and a large assortment of cool refreshments and snacks all day. Broasted Chicken & Ham Supper including a wonderful salad bar, hot vegetable and your favorite selection of pies at the air conditioned Immaculate Conception Parish Hall Serving 4-8 p.m. As Always, Games, Raffle, Bingo & awesome Fireworks to complete the day! A Fun Family Tradition ... Come celebrate with us! Sponsored by Heine Electric A SPECIAL CZECH THANK YOU To all of the volunteers, organizations, guests, residents, returning residents, our neighboring communities and anyone who assisted in making our Czech Days celebration a success. Your generosity and dedication are greatly appreciated. Tabor Czech Days Committee and Tabor Chamber of Commerce Harness the Magical Powers of THE CLASSIFIEDS! MV Shopper M I S S O U R I VA L L E Y In Print and Online! 665-5884