120319_YKMV_A2.pdf
December 3, 2019 • Page 2
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Deep-Fried
Twinkies
Dave Says
Landlords and Duplexes
Dear Dave,
I’m 23, debt-free, and I’ve almost
got my fully-funded emergency fund
in place. I was curious about your
thoughts on saving up money to
buy a duplex, living on one side,
and renting out the other. It would
be my first home purchase, and my
first rental property.
Derrick
get ready to sell a duplex, most of the time your buyer is
an investor. This means you’re dealing with a wholesaleminded buyer, and that tends to hold prices on duplexes
down more than it would a comparable, traditional, single-family home. On the other hand, the cute, young couple looking to buy a perfectly-staged and freshly painted
home is usually more than willing to pay full retail.
I’ve owned several duplexes in my life, but I’ve always
done much better with single family homes. They’re
easier to rent, they tend to stay rented more consistently,
and as a rule, they appreciate faster. Just know your upDear Derrick,
sides and your downsides if you’re planning on moving
Well, the good news is your
into a duplex and doing this. And be very careful about
Dave
renter would be right next door.
your location. You’ll come out much better mentally,
You can keep an eye on things. The emotionally, and financially in an area where homeownbad news? Your renter would be
ers take pride in their neighborhood!
right next door. It would be a necessity to have very clear —Dave
boundaries in your relationship. Otherwise, some people
will come knocking on your door at midnight expect* Dave Ramsey is America’s trusted voice on money and
ing you to change a light bulb or something silly like
business, and CEO of Ramsey Solutions. He has authored seven
that. The trick to being a good landlord, especially for a
rookie, is learning how to balance being firm with people, best-selling books, including The Total Money Makeover. The
Dave Ramsey Show is heard by more than 12 million listeners
while still being fair and kind.
Another thing to consider is the purchase of a duplex each week on 575 radio stations and multiple digital platforms.
Follow Dave on Twitter at @DaveRamsey and on the web at
in general. The upside is you’ve got someone helping
daveramsey.com.
pay the bill when it’s rented. The downside is when you
RAMSEY
Noise Induced Hearing
Loss…What’s That?
By Richard P. Holm, MD
Of the 40 million people
with hearing loss in the U.S., 25
percent of those, or 10 million,
have lost their hearing as a
result of exposure to excessive
noise. But how much noise is
too much?
Measured as decibels (dB),
the acceptable manufacturing
noise standard is to allow a
daily exposure up to but not
over 85 dB in an eight-hour period. More than that can
cause permanent injury to our hearing. This is likely
due to wear and tear on the tiny hairs that vibrate when
sound is introduced. It’s like a line of kids walking across
one path on the grass day after day. A little is good, too
much kills the grass.
The average conversation, for example, is usually
around 50-60 dB, street noises at 70-80, and an operating
lawnmower at about 90. Noise levels above 90 come from
surprising places like screaming babies, convertibles
driving at 60 mph, marching bands, leaf blowers, hand
and hair driers, and those noisy electronically amplified
concerts. Single loud sounds like gunfire at about 150 dB
can also be damaging, but the time exposed to lower volumes are the most significant and unrecognized danger
we face daily.
A recent social trend has created a new threat. Tuning
out the world with ear buds, while turning up the tunes
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Windy Wilson waited
while the first cup was
poured, there at the daily
meeting of the world dilemma think tank at the Mule
Barn truck stop. When
Windy shows up, it’s always an interesting lesson
on vocabulary and remembrance of things that may
or may not have occurred.
“Fellers,” Windy said,
“you know Thanksgivin’s
‘bout here, don’t ya?”
We did.
“Brings me to mind of
that Indun girl, Poker-hon-
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for hours, can be like riding on the two-cylinder John
Deere tractor with no cab all day while cultivating corn.
Those old two-cylinders were loud, and so it can be with
ear buds! Ear bud volumes at 100 dB for as short as 15
minutes can damage hearing. Again, it’s the volume multiplied by time that makes it so bad. One study showed
that 97 percent of third graders had documented exposure to hazardous sound levels. Another showed that
12.5 percent of 6 to 19-year-olds in the U.S. already had
hearing loss directly attributed to noise exposure.
What’s more, if the volume is too loud, ear buds can
be even more dangerous as they may prevent us from
hearing the noises that help us avoid danger. For example, walkers, runners, and bicyclists need their ears to
hear when a truck might be coming from behind.
Of course, it isn’t just noise that can reduce our
hearing. Infections, trauma, and even medications like
antibiotics, chemotherapy drugs, or pain medications
can do it too. Seek medical help if you notice your hearing is changing.
The bottom line: Protect your ears by avoiding exposure to too much noise, get help if your hearing changes
and beware of ear bud risks.
Richard P. Holm, MD is author of “Life’s Final Season, A
Guide for Aging and Dying with Grace” available on Amazon.
For free and easy access to the entire Prairie Doc® library,
visit www.prairiedoc.org and follow Prairie Doc® on Facebook featuring On Call with the Prairie Doc® a medical Q&A
show streaming on Facebook and broadcast on SDPTV most
Thursdays at 7 p.m. central.
tus. Now she were a proper
honey, I’ll tell ya. Not only
did she keep her daddy
from wipin’ out them foreign homesteaders, but
she taught ‘em about
Thanksgivin’.”
Windy grinned and
sipped.
“Read up on it back
when I was in elemnecessary school, ya know. That
were a while back, too.
Yessir, them poor Pilgrimites had no idear how to
cook a turkey. I mean, they
never seen one ‘til somebody shot one and brung it
home. But good ol’ Poker-
hontas saved the day. She
told all them folks that this
was the terditional Thanksgivin’ bird and showed ‘em
how to baste it and cook it,
and how many minutes for
how many pounds and all
that stuff.
“Then them Pilgrimese
folks was so tickled at her
they sent her on a boat to
go have tea with that there
queen of England and teach
her how to cook a turkey!
Like I say, she was a special
lady.”
Shame most history
books missed that.
Ron’sBroadway, Yankton
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1915
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By
Daris Howard
When my nephew, Brandon, first brought Hannah to
our house, we all loved her immediately. The two of them
were going to school at the nearby university, and they
joined my other nieces and nephews who were going to
school there in coming out for dinner. Hannah was from
Kentucky and had a bit of a Southern accent. She told us
that she came from a unique family. Her father’s family are
engineers, doctors, and lawyers.
“But my mother’s family are what people would call
Rednecks,” she said. “Both families are wonderful, and
we’d all get together at our house for holidays.”
“How did they get along?” I asked.
“They all thought the other family was strange,” she
replied. “But they did seem to like each other. That’s why
they kept organizing family gatherings together.”
Hannah showed both parts of her heritage in her personality. I saw in her a lot of her father’s love for learning. But it was one Thanksgiving Day when I first saw her
mother’s side.
By then, Brandon and Hannah had gotten married. We
invited them and all my other nieces and nephews out for
Thanksgiving dinner. When Hannah walked in, she was
carrying a pecan pie. Hannah made one of the best pecan pies a person ever tasted. She set it on the table and
turned to me.
“Are you having turkey?” she asked.
I nodded. “It’s in the oven.”
She paused and looked at me with disbelief. “It’s in the
oven? You mean you’re not making a deep-fried turkey?”
“No,” I replied. “I’m cooking it in the oven. I’ve never
had deep-fried turkey.”
“Well, I’ve never had a Thanksgiving turkey cooked in
an oven,” she said. “We always had our Thanksgiving turkeys deep-fried.”
“I’d like to try that sometime,” I told her. “I bought an
extra one for another day. Maybe you can teach me how
to deep fry it.”
“I don’t know how to deep fry it. That was always Uncle
Bubba Bob’s job. He said the secret was in the marinating
sauce injected into it, and he never shared that secret with
anyone.”
A couple of months later, when it was my wife’s birthday, Brandon and Hannah came for dinner again. I was
making my usual Twinkie cake. I first made it when my
wife and I were engaged. It was my only option after I
destroyed three cakes in attempting to bake one for her.
The Twinkie cake consisted of Twinkies stacked in a pan,
frosted with whipped cream, and decorated with M&M’S.
I thought it was impossible to lose with that combination,
and it was a big hit with everyone. Everyone, that is, except for Hannah.
“What are you making?” she asked when she came into
the kitchen.
“A Twinkie cake,” I replied.
“What’s a Twinkie?”
I couldn’t believe she had never had one before, but
after visiting with her, I found out she truly hadn’t.
“I don’t think they have those out where I live,” she
said.
I tossed her one from the stack. “Here. Try that.”
She unwrapped it and took a bite. She got a horrified
look on her face. She ran to the sink and spit it out and
washed out her mouth.
“How can you stand that thing?” she asked. “It was all
sweet and gushy and everything. That has got to be the
most disgusting thing I’ve ever put in my mouth.”
I laughed. “Why, because it wasn’t deep-fried?”
“That might have helped it,” she said, “but I’m not
sure.”
I made some brownies for Hannah, and we often
laughed at our differences after that. But someday I want
to try deep-fried turkey. And maybe both Hannah and I will
try deep-fried Twinkies.
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