January 15, 2019 • Page 2 shop online at www.missourivalleyshopper.com Dave Says You Need Actions, Not Words Dave RAMSEY Dear Dave, My husband and I have about $20,000 in credit card debt, plus payments on a new truck. We also have a camper he bought before we got married that we’re still making payments on. I recently received a $50,000 inheritance, and I’d like to use that money to help get us out of debt and open a savings account. My husband says he is onboard, but he keeps buying things we don’t have the money for. I don’t want the inheritance to go to waste, so what can I do? Tessa same financial stupidity. You need to have that future cleared up, and it isn’t going to be cleared up until he proves he has changed his heart and his ways. In his case, that means showing he has become a grown-up and isn’t buying toys he can’t afford anymore. I know where you are, and I know where he is right now. I’ve been there. Years ago, I was a “grown man” but I was still really a little boy buying things I couldn’t afford to impress people I didn’t even know. This guy likes stuff. He likes shiny trucks, shiny things to pull behind shiny trucks, and that sort of thing. But it’s time for him to sell all the crap, grow up, and start putting you and your family first. Keep talking to him. Explain how important it is to you that you’re both on same page financially and in every other aspect of your marriage. Until he proves he’s ready to do that, though, I’d say just hold on to the inheritance money. — Dave Dear Tessa, I want you guys to get control of your finances and have a better life, too. But until your husband is willing to get rid of the camper and the truck, I’d hang on to the inheritance money. Right now, you need more than his words—you need his actions. At this point, the real issue isn’t the debt or the idea of using the gift you received to pay off the debt. The issue is you can’t see a future where your husband isn’t going to repeat the It was strange, Doc thought. All these years. All these people. It still hurts. Old Tom had died around midnight, and Doc didn’t get more than an hour’s sleep since then. Just before he went, Tom reached out and gripped Doc’s hand and thanked him for everything. He was smiling when he went. Somehow that made it worse for Doc than just having death bring a pleasant new start for someone in pain and agony. Doc hadn’t been able to * Dave Ramsey is America’s trusted voice on money and business, and CEO of Ramsey Solutions. He has authored seven bestselling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 12 million listeners each week on 575 radio stations and multiple digital platforms. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. patch him up this time. When someone Tom’s age has his organs shut down, there just isn’t much a doctor can do but make him comfortable and say goodbye. The percolator finished, and Doc knew he should go get a cup and start the day, but something made him leave the coffee behind and walk into the back yard. He would come out here later, too, he knew. He wasn’t in the mood for coffee with the boys at the Mule Barn today. This will be a day where Doc, quietly and alone, will raise his coffee cup to Tom. And after 9:30, he’ll be able to hear the little girls screaming happily on the playground at the school, three blocks away. Yes, he thinks that’s the way to start this day, listening to the happiness of children and watching the life around him. And sipping coffee in the back yard. Just Doc and Old Tom. SD National Guard Helicopter, Crew Depart For Southwest Border RAPID CITY, S.D. - A South Dakota Army National Guard UH-72 Lakota helicopter and crew departed for Arizona this week to provide aerial detection and monitoring for U.S. Customs and Border Protection along the Southwest border. The Soldiers will work with the Arizona National Guard, in coordination with U.S. Customs and Border Protection personnel, to bring additional air reconnaissance capability and capacity to enhance CBP's border security operations. The four-person crew of pilots and an analyst is expected to support the mission for up to 90 days. The request to provide aviation reconnaissance support came to the SDNG from the National Guard Bureau and approved by Gov. Kristi Noem. Multiple states are providing similar capabilities to the Texas, Arizona and New Mexico National Guard. This is the fourth time the SDNG has sent aircraft and crews for Southwest border support, previously deploying in 2007, 2013 and 2015. The SDNG also assisted in Southwest border operations with Operation Jump Start in 2006 and 2007, where it provided engineer and project management support in the construction of barriers and access roads along the U.S.-Mexico border. In all, about 570 Soldiers and Airmen from more than a dozen units participated in various missions. WE S LD S S S S LD LD S LD S LD LD S LD S LD LD S LD IT IN THE DS CLASSIFIE Bring more shoppers to your door with locally focused advertising from the experts. Your Ad Here! 2019 Southeast Research Farm Annual Meeting Is Jan. 29 MV Shopper M I S S O U R I VA L L E Y The Southeast Research Farm will hold its Annual Meeting from 1 to 3:30 PM CST, Tuesday, January 29, 2019 at Ron’s Service (41010 SD Highway 18, Tripp, SD 57376). This meeting is free of charge and open to the public. Topics: •Making the Most of a Tough Market •Beef Research Update •Principles of Nitrogen Fertilizer Timing in Corn Southeast South Dakota Experiment •Pest Management in Corn and Soybeans Farm Annual Meeting Everyone is welcome to attend this meeting. For 1:00 pm – 3:30 pm more information contact Tuesday, January 29, 2019 the SE Research Farm at 605.563.2989. Ron’s Service 41010 SD Highway 18, Tripp, SD Interested in this spot? Program Topics • Making the Most of a Tough Market • Beef Research Update • Principles of N Fertilizer Timing in Corn • P Management in Corn and Soybeans Call 665-5884 to place your ad here. Open To Public Everyone Welcome. For more information Call 605-563-2989 • Visit http://extension.sdstate.edu Interested in Save 10¢ Off A Gallon Of Gas When You Use Your Sinclair Card this Fireball Cinnamon Whiskey spot? $ st Prices Be In Town 13.99 1.75 ML Paul Masson Brandy $18.99 1.7to Call 665-5884 5 ML $ Grey Goose Vodkplace your 750 ML a 30.99 ad here. Bailey’s Irish Cream $ 20.99 750 ML ~ Includes All Flavors Interested in Cork N Bottle this spot? 1500Call 665-5884 to Broadway, 665-3881 place your ad here. We’ll Match All Local Advertising Prices! Vacationing in Winter By Daris Howard It was cold in Idaho that year when we left for California for the Christmas break. The thermometer read fifteen below zero. This vacation was going to be a big event for our children since we planned to take them to one of the big amusement parks. With the number of children we had, it pretty much required a reverse mortgage on our house to do something like that. We couldn’t afford to stay in hotels and pay the ticket prices, too, so we took our tent trailer with us. We probably looked crazy heading through Idaho pulling it. The snow on the side of the road was at least six feet high, and a family staying in a tent trailer in Idaho would raise questions about a person’s mental stability. However, with it being Christmas break, our biggest concern was if there would be any spots in the California campgrounds, and if the amusement park would be so full we would have to wait in line more than ride the rides. As we came down out of the mountains of Utah, and the snow faded into the deserts of Nevada, our two youngest children raised other concerns about there not being any snow for Santa’s sled. We planned to spend Christmas with my in-laws in San Diego, and our smallest children were afraid Santa wouldn’t be able to find us or land his sleigh there. We told them we let Santa know where we would be, and I said Santa’s sleigh was equipped with wheels that he could put down when there was no snow for the sleigh. This seemed to satisfy them. When we finally got to the campground, my wife and I went into the office to see if there was any space. When we asked about it, the clerk laughed. “Honey,” she said, “this is winter. Only those with good, warm motorhomes camp in the winter.” Then she asked, “And what kind of motorhome do you have?” “We don’t,” I replied. “We have a tent trailer.” “Are you plumb crazy!” she replied. “It’s sixty degrees out there!” I shrugged. “I’ve camped with my scouts at thirty-five degrees below zero before.” She looked at me like she thought I was making that one up, but she registered us into the campground. We were just leaving the office when I thought of something else. “Do you have a pool?” I asked. She nodded. “But it isn’t heated.” “That’s okay,” I replied. “The river we swim in in the summers in Idaho is snowmelt coming off of the mountain. It’s probably only fifty degrees at its warmest.” That night we had much of the campground to ourselves, and our children played a rousing game of Marco Polo in the pool. No one else came swimming. Oh, a few people saw us swimming and came and stuck a foot in, but then they quickly left. The clerk came to see what all of the noise was about and went away shaking her head. The next day at the amusement park was bright and sunny. The temperature was in the seventies, and the lines were long. Then, about noon, clouds moved in and it cooled off considerably. Soon the temperature was down around sixty degrees. About half of the people left, and most of the ones who stayed left briefly to bundle into coats. My children’s favorite rides were the water rides. These were in logs, or on six-person inner tubes riding down rapids. These rides pretty well emptied out. We could ride them, and when we got to the end, the lines were so short we would be back on the ride in about five minutes. All in all, we had a really good time. But what I found was the most interesting part of our vacation was what my littlest daughter said about it. After we returned to Idaho, a neighbor asked her what she liked best about our vacation. Her answer surprised me. “When we were at the amusement park,” she said, “in the afternoon people dressed their dogs in sweaters. It was so funny.” What made me smile about it was she thought they had done it strictly for our entertainment. Job Hunting? The Help Wanted section can help. There’s something for everyone in the Shopper! Place your ad now: 605-665-5884 In Print and Online! Call 665-5884 MV Shopper M I S S O U R I VA L L E Y Dining & Entertainment INTERESTED IN THIS SPOT? Call 665-5884 to place your ad here. Dakota Territory www.missourivalleyshopper.com Gun Collectors GUN SHOW www.missourivalleyshopper.com Easton Archery Center, E. Hwy. 50, Yankton Check out the www.missourivalleyshopper.com for great specials at your local restaurants! In Print and Online! at Visit our Web site www.missourivalleyshopper.com Ron’s Service Sat., Jan. 26th 9am - 5pm Dart Tournament Visit our Web site at Sun., Jan. 27th www.missourivalleyshopper.com • February 2, 2019 www.missourivalleyshopper.com 9am - 3pm • 11 AM Start • 501 Team Round BUY • SELL• TRADE Robin Format to Double Elim. Bracket Admission our Web site at Visit our Visit Sign up and pay $60 by Jan. 21st and your team Web site at $ www.missourivalleyshopper.com Service $20 Gift Certificate. www.missourivalleyshopper.com will receive a Ron’s 5.00 Concessions Available $60 Entry Fee Must be Paid before 1.29.19 Contact Ron @ 605-935-6076 • Tripp, SD