081418_YKMV_A2.pdf








August 14, 2018 • Page 2
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Gov. Daugaard Calls On Communities
To Engage In Suicide Prevention Month
PIERRE, S.D. – As the number of recorded suicides in the state continues to escalate,
Gov. Dennis Daugaard is calling on South Dakotans to join the fight by participating in
Suicide Prevention Month in September.
“In 2017, 192 South Dakotans lost their lives by suicide. That’s the highest number
ever reported in our state,” said Gov. Daugaard. “Suicide is preventable and we can
help by starting the conversation, providing support and directing those who need
help to services. We hope our schools, churches, families, and community groups will
engage in the fight to save lives by leading these kinds of discussions during Suicide
Prevention Month this year.”
Since 2004, over 1,700 lives have been lost to suicide in South Dakota. Those numbers have increased each year, with nearly one in six high school students in South
Dakota having suicidal thoughts or tendencies, according to a 2015 Youth Risk Behavior Survey.
The Governor is encouraging groups across the state to host awareness activities
and promote available resources, and to add those upcoming events to the statewide
calendar at SDSuicidePrevention.org. Groups can add scheduled activities on the website by filling out the online form under the “Events” and “Suicide Prevention Month”
tabs. Local data, prevention toolkits for specific populations, and resources for survivors are also available on the website. Information specific to youth suicide prevention
is located at Bethe1SD.com, a campaign launched earlier this year by the Department
of Social Services.
“If you are struggling or you believe someone is at risk for suicide, contact a professional immediately,” said Department of Social Services Secretary Lynne Valenti. “If
you need help or you know someone who does, you can call the Suicide Prevention
Dave Says
Yankton
interactive
Lifeline at 1-800-273-TALK (8255). People are available to help 24/7.”
Those experiencing suicidal thoughts can also obtain help by contacting any medical provider such as a family physician, psychiatrist or hospital emergency room, as
well as a Community Mental Health Center or other mental health provider. For more
information about behavioral health services, or to find a Community Mental Health
Center, contact the Department of Social Services’ Division of Behavioral Health at 605773-3123, toll-free at 1-855-878-6057 or online at dss.sd.gov/behavioralhealth/.
A Burden To Help?
Separate Emergency Fund?
Dear Dave,
Do you believe the adult child
of a senior citizen, who is physically and mentally healthy but has
neglected to plan for retirement,
should be burdened with providing
financial assistance to that parent?
Robbie
Dear Dave,
I’ve going to be debt-free with a full emergency fund in pace by
It began as a whispered threat, this latest storm of ours.
the end of the year. I’m going to get a dog after that, but I wanted
to make sure I did it the right way and was in good financial shape There was something in the air, a cleansing tonic, a murmur
before making that move. Is a separate emergency fund for pets of sharpness.
a good idea?
The trees on the hills looked different, then, seeming
Scott
to stand out in sharper focus, in cleaner profile. It was the
magical paintbrush of a gentle sun brushing the front of
them, against an ominous, creeping black background. And
the blackness grew higher yet, until the western sky was a
massive wall of black and swirling gray.
People stood outside and looked, and tried to find a
weather report on the radio, and called in the children from
play, and made sure the windows were rolled up in the cars,
and let the dogs come in. In the fields, the cattle and horses
trotted around, snorting softly as the dark sky swallowed
our world.
And then it came, gently at first as a reminder to get in
the house, then the wind brought buckets of rain, drenching the deep grass and slashing at our homes. Cars in town
slowed to a crawl under the onslaught. People parked and
then dashed to the nearest building, wondering as they
did, just what was so important that they had to be out this
afternoon.
We flinched with every flash of lightning, every smash* Dave Ramsey is America’s trusted voice on money and busi- ing thunder. In the cafés, patrons looked out at the parking
ness, and CEO of Ramsey Solutions. He has authored seven best- lots now turned into waterfalls and nodded as though in
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Dear Robbie,
Based on the wording in your
question, I can only believe you
don’t think the adult child should
be “burdened” to provide this assistance. My guess is you’re talking
Dave
about one of your own parents. I understand that you might be aggravated with a
parent who has been irresponsible with
their money. But in my mind, there’s a bigger question. How big
is the burden?
I talked to a guy recently who was making $1.5 million a
year. He was questioning whether he should help his dad — an
older man in poor health, who didn’t handle his money well
— by giving him $1,000 a month. There’s no question you give
that guy money. You’re making millions, but you don’t want to
help your sick dad? Come on! But if you bring home $2,000 a
month, and your family is barely getting by, you’re not morally
required to financially take care of a parent who was irresponsible with their money.
It’s all relative. Do you have the money? Can you provide
this help without placing an undue burden on yourself and
your family? If the answer is yes, you may be asking more about
your own aggravation than any sort of moral obligation.
But no, you’re not morally obligated to destroy your own
life, or your family, to take care of a relative who didn’t take
care of themselves financially.
— Dave
RAMSEY
Dear Scott,
My wife and I love animals. We’ve had a least one dog the whole
time we’ve been married. Still, I think a full emergency fund of
three to six months of expenses will cover you and your pet.
You go through some expense as a pet owner, along with happy,
wonderful times and heartbreaking things, too. We lost our golden
retriever recently, and I can tell you that was really hard on everyone. You love them like they’re family, but you still have to use
common sense sometimes, and remember that they’re animals
and not human beings. Part of that includes spending reasonable
amounts of money on them — and in some unfortunate cases —
doing things with the animal’s best interest, not our own desires,
in mind.
What is a reasonable amount? That depends on how stable you
are financially. It’s really a ratio question of expense to means. But
no, I wouldn’t recommend a second emergency fund just for pets.
— Dave
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