Call 665-5884 to place an ad in the Shopper! www.missourivalleyshopper.com October 10, 2017 • Page 2 shop online at www.missourivalleyshopper.com Medicare Open at Visit our Web site Call 665-5884 www.missourivalleyshopper.com Visit our Web site at MV Shopper 665-5884 MV Shopper M I S S O U R I VA L L E Y www.missourivalleyshopper.com In Print and Online! Enrollment Period Begins Visit our 15 Call 665-5884 Oct. Web site at to place an ad in the Shopper! M I S S O U R I VA L L E Y Dave Says Visit our Web site at He’s Becoming a Man www.missourivalleyshopper.com Leasing Equals Financing Dear Dave, My son is about to go off to col- Dear Dave, lege, and I’m concerned about how What is your opinion on leasing cell phones? he’ll handle his money when he gets Monica www.missourivalleyshopper.com there. We’ve taught all our children how to use your envelope system, and to save and give, but I’d like some Dear Monica, advice on how he can safeguard his In most cases, leasing something is just another way of financing. I wouldn’t lease anything, apart from a building or office space for finances a little better. a business in the short term. Ashley There are almost always hidden conditions and a few “gotchas” hidden in the fine print of leases. Besides, leasing a cell phone? Dear Ashely, Really? Come on! If you can’t pay cash for something like a cell If you haven’t already covered it, he phone, it means you can’t afford the phone. It’s as simple as that! needs to learn to utilize a debit card — Dave and reconcile a checking account. Set the account up in your name and his, so you can follow what’s going on in the account. If there’s an issue, this gives you easy access * Dave Ramsey is America’s trusted voice on money and busiso that a minor incident doesn’t become a ness, and CEO of Ramsey Solutions. He has authored seven best- www.missourivalleyshopper.com Dave RAMSEY www.missourivalleyshopper.com www.missourivalleyshopper.com huge problem. Right now, the best way for him to learn is to make educated, informed decisions on his own and to stand on his own two feet. You’re there for guidance at this point — not control. I’d let him use a debit card, cash, and have a few simple envelopes for expenses. Also, he needs to report back to you monthly what’s going on with the budget. What I’m talking about here isn’t control; it’s a simple, regular review and coaching session on finances. This is an exciting time in your lives. You’ve laid a foundation, and it’s time for this little one to spread his wings a bit. Together, you can make sure he’s learning and living the way a young man should! — Dave selling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 12 million listeners each week on 575 radio stations and multiple digital platforms. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. Visit our Web site at Check www.missourivalleyshopper.com out the for great specials at your local restaurants! Visit our Web site at www.missourivalleyshopper.com toPIERRE, ad in theOpen enrollment for the 2018 Medicare place an S.D. – Shopper! Advantage and Medicare Part D plan year begins on Oct. 15 and ends on Dec. 7. During the open an ad. www.missourivalleyshopper.com Call 665-5884 to placeenrollment period, trained volunteers from the South Dakota Senior Health Information and Insurance Education Program (SHIINE) will offer free assistance to seniors seeking additional Medicare information. To schedule place an ad. volunteer in your comCall 665-5884 to a meeting with awww.missourivalleyshopper.com munity visit www.shiine.net or contact one of the following regional offices: • Eastern Region: 1-800-536-8197 • Central Region: 1-877-331-4834 Call 665-5884 to place an • Western Region: 1-877-286-9072 www.missourivalleyshopper.com Individuals Shopper. advantage of the free one-on-one ad in the taking their Medicare card and a curcounseling should bring rent list of medications. SHIINE is a federal program designed to help individuals with questions about Medicare and protecting their benefits. to SHIINE is fundedShopper thewww.missourivalleyshopper.com place an ad and through Administration for Community Living in theadministered by the South Dakota Department of Human Services Division of Long Term Services and Supports. Call 665-5884 Call 665-5884 In Print and Online! www.missourivalleyshopper.com to place an ad in the Shopper! Visit our Web site at Visit our Web site at www.missourivalleyshopper.com Dining and Entertainment GoinG to Jackpot Junction casino Morton, MN – October 23 & 24 $59.00 per person Double Occupancy $69.00 per Single $50.00 Back on Players Card Pick up at: Norfolk, Hill Top & Yankton German/Russian Heritage Society Annual SATURDAY OCT. 14 TH MENNO, SD a&a tours Norma Allen, Coordinator 402-582-3678 or 402-394-1547 Nancy 402-394-7195 finding the right job is easier than you think At Menno School Auditorium GERMAN MEAL • BAKE SALE • 2 BANDS! when you’ve got the right direction GOSPEL GOLD QUARTET SOUP KITCHEN Sunday, October 15th 11AM TO 3PM Lesterville Community Hall Menu Includes: Chicken Noodle Soup, Vegetable Soup, Chili Soup, Hot Dogs, Taverns, Chicken Salad Sandwiches, Kolaches, Pie & Desserts Raffles • Cake Walk • Fish Pond • Bingo Limited # Of Tickets Available!Order Today By Calling: Gary Jerke (Scotland).................605-583-4544 Vi Ranney (Yankton)...................605-665-3596 TICKETS: Donna Zeeb (Menno)...................605-387-5577 $20/ADULT (includes David Mogck (Tripp)...................605-935-6781 German Meal Schoenfish CPA (Parkston).........605-928-7241 & Show) Eugene Weidenbach (Scotand)...605-583-4470 Wyona Hofer (Freeman).............605-925-7218 MV Shopper MV Shopper Verdigre Gun Show Sponsored by St. John’s Catholic Church First United Methodist Church 11th & Cedar Soup Kitchen & Country Store Wednesday, October 18th • 11:00am-7:00pm Homemade Taverns, Soups & Pies Home baked goods, canned goods, crafts, fresh vegetables, jam, jellies & home sewn items. Stop searching. The Help Wanted section of the Missouri Valley Shopper lists many possible new job opportunities. Find a career that’s right for you. SURFIN’ SAFARI M I S S O U R I VA L L E Y M I S S O U R I VA L L E Y Ron’s Service 605-935-6076 OR 605-770-7881 Tripp, SD Customer Appreciation Days and 2-Day Tire Sale!! BEER SPECIAL~ $2 Beer, 12 Oz. Cans, 5PM-7PM Friday & Saturday, October 13th & 14th October 14 & 15 ZCBJ HALL • Verdigre NE Saturday 9am -5pm • Sunday 9am -3pm Notice: ALL federal, state and local laws enforced. No illegal or loaded weapons. Guns will be checked at the door. Guards will be on duty at all times. Sponsored by Stephen & Debbie Ives Phone 402-841-1475 Lunch on premises Serving Friday & Saturday 11AM-1PM See the Byway the Quiltway Outlaw Trail Scenic Byway, Nebraska Hwy 12 October 13 & 14, 2017 9:00 AM—6:00 PM 15 fabric quilt display sites at: South Sioux City, Ponca, Newcastle, St. James, Hartington, Fordyce, Corps of Discovery, Niobrara, Bristow, Springview • View barn & fence post quilt blocks along the way • Four featured presenters: JoDi HeNry, Saturday 2:00pm 2533 Apple Presbyterian Church, Niobrara, Ne Mr. CHriS SAyre, Friday 10:30am Springview School Springview Humanities, Ne DiANe GuBBelS, Friday 2:00pm Salem lutheran Church 103 east 2nd Street, Ponca, Ne MAry lou Kerr, Friday 2:00pm Bristow Hall Main Street, Bristow, Ne Full details at nebraskaoutlawtrail.org/quilt-way Facebook.com/nebraskaoutlawtrailquiltway Please join us for great food, discounts on tires and other in-store items Buy Tires or Play South Dakota Lottery and Receive A Free Door Prize! COMPANY SALES REPRESENTATIVE ON HAND Friday 9AM-5PM & Saturday 9AM-4PM Special Discounts On Tires During This Event! Full Service & Repair Shop, Towing Service, Restaurant, Bar, Full SD Lottery Saturday, October 14th Specials! BBQ Ribs And $ Roast Beef Buffet 14.95 Served With Potato, Vegetable, Soup, Salad & Dessert Bar Serving 5:00pm-9:00pm ~ Reservations Appreciated BOOK YOUR PARTIES NOW! •Weddings • Birthdays • Christmas COME HELP CELEBRATE... MARV’S BAR Years ess n Busin I 40 Dance At Utica Hall October 14th 8PM-12AM ensers The Disp ying! Are Pla ome! elc All Are W ! rs! r Calenda Mark You Marv’s Gar & Grill SOUP KITCHEN October 21st Serving 11AM-7PM Call 665-5884 to place a in the Shopper! Call 665-588 to place an ad in the Sho Call 665-588 to place an ad in the Sho Call 665-5884 to place a Call 665-5884 to place a Call 665-5884 to place a in the Shopper! Call 665-588 to place an ad in the Sho Call 665-588 to place an ad in the Sho