May 3, 2016 • Page 2 shop online at www.missourivalleyshopper.com Dave Says Nominations Open for 2016 EFRH Awards Addressing Debt: When To Sell Sentimental Stuff By Dave Ramsey Dear Dave, How do you decide whether or not to sell collectible memorabilia when you’re getting out of debt? — William Dear William, In most cases, there’s a pretty wide spectrum of emotional involvement when it comes to this sort of stuff. I mean, there’s a big difference between having a baseball signed by Mickey Mantle from a day that you and your dad met Mickey at the stadium, and buying a baseball a few years ago that he autographed and seeing it has gone up in value. With the first, I’d be tempted to tell you to keep it unless you’re literally about to lose everything. In it, you have a deep, emotional connection — a personal story about you, your dad and one of the greatest baseball players of all time. It was a sentimental, once-ina-lifetime kind of thing. In the second case, it’s just a purchase you made as a hobby. That kind of thing can go without a whole lot of thought. If what you own doesn’t have some kind of deep sentimental and emotional connection to family or a major life event, then it’s just stuff. Mark ROOZEN I hope this helps a little, William. There’s nothing wrong with having some nice things. But there’s a big difference between you having things and your things having you. Never let “stuff” stand between you and your family’s sense of security and financial wellbeing — Dave Speeding ticket emergency Dear Dave, Recently, I got a speeding ticket. I’m also following your plan, so I was wondering if a speeding ticket is a good reason to dip into my emergency fund. — Ariel Dear Ariel, Well, it depends. Certainly you have to pay the ticket. In most states you could lose your driver’s license for not paying a speeding ticket. You’d have a real emergency then, wouldn’t you? I would advise looking at the situation this way: what is the amount of the BROOKINGS, S.D. - The Eminent Farmer/Rancher and Homemaker Committee is seeking nominations for South Dakota State University’s Eminent Farmer/Rancher and Homemaker Award Program. 2016 marks the 89th anniversary of the program which was founded in 1927. The intent of this program is to recognize citizens for a lifetime of leadership and service. The nominees should have made significant contributions to their community, state and SDSU; and should be known for giving unselfishly of their talent, time and leadership. There is no age requirement, but the nominees must be living at the time honorees are notified.  Spouses may be nominated, but a separate nomination form is needed for each individual. If nominees were previously employed by SDSU, employment cannot have been within the last five years. Up to five letters of reference are also invited. How to nominate Official Eminent Farmer/Rancher and Homemaker brochures detailing the selection process and criteria and official nomination forms are available online at the SDSU Eminent Farmer/Rancher & Homemaker webpage. These forms are the basis for the selection process. To request a hard copy of the brochure and nomination form, contact Angela Loftesness at 605.688.6732 or by email. Deadline is June 1, 2016 All nominations must be received by June 1, 2016. Please send nominations to: EFRH Nominations; ATTN:  Angela Loftesness, Dean’s Office, ABS College SDSU, Box 2207, Brookings, SD  57007. Or, they can be e-mailed. The awards will be presented at SDSU on September 23, 2016 by the College of Agriculture and Biological Sciences and the College of Education and Human Sciences.  If you have questions, please contact Angela Loftesness at 605.688.6732. niGrow ticket in relation to your income and overall financial health? If the ticket is $100 and you make $200,000 a year, then stop worrying and pay the ticket. But if you got slapped with a $300 ticket and you only make $20,000 a year, then that could be an emergency. If you can cash flow it out of your budget, then leave the emergency fund alone. If not, then dip in for just enough to pay the fine and replace the amount as quickly as possible. I mean, you’ve got to get it paid, right? That’s an interesting question, Ariel. I’m glad you’re working to get control of your money. Just remember to slow down a little when you’re behind the wheel! — Dave Dave Ramsey is America’s trusted voice on money and business, and CEO of Ramsey Solutions. He has authored seven best-selling books. The Dave Ramsey Show is heard by more than 11 million listeners each week on more than 550 radio stations and digital outlets. Dave’s latest project, EveryDollar, provides a free online budget tool. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. Encouraging Health & Wellness This article was recently featured in the SDSU Extension Annual Report as the Spring 2016 issue of Growing South Dakota. Being physically active whether it is a daily walk, a series of stretches, or adding yoga to a regular routine - is beneficial to individual’s health and wellness. That’s a message SDSU Extension Health & Physical Activity Field Specialists Nikki Prosch and Tara Shafrath emphasize to South Dakotans of all ages. The duo encourage South Dakotans to pursue an active lifestyle and share health and wellness information through a variety of SDSU Extension efforts, including wellness-related articles on iGrow, a workout video series on YouTube channel, presenting health and wellness sessions to interested audiences and offering oneon-one wellness trainings to youth educators and worksite wellness leaders. Prosch notes that most adults spend a significant portion of their day at work often in front of a computer. She and Shafrath say adding physical activity to each day can benefit health and quality of life, as well as lower an individual’s risk for chronic disease. Research has shown that workplace exercise can also be a morale booster. To encourage wellness while at work, in 2015 Prosch and Shafrath developed a five-part workout video series available online via the SDSU iGrow YouTube channel. Each session can be completed in quick five-to-10 Drive It Home! 2015 Nissan Rogue Select Call Tony Now!!! 665-3720 AWD, Full Power, 15K Miles, Priced with most parts. Salvage Title $8,300 605-665-3720 • Yankton, SD minute sessions. The videos target different areas, including upper body, lower body, core, stretching and cardio exercises. The videos are designed for all fitness levels and worksite settings. Additionally, Prosch, whose position is contracted with the South Dakota Department of Health, is administering a five-year program designed to encourage worksites to develop physical activity and wellness opportunities for their employees. Called the “Steps to Wellness Worksite Physical Activity Policy Project,” Prosch says the goal is to promote sustainable worksite changes that result in active employees. The program was started in 2014 and Prosch has worked with 10 employers each year to assist them and their employees - in putting an emphasis on physical activity. “This program is now in its third year and I have worked with 28 different worksites all around the state,” says Prosch. She reports an array of businesses have been involved with the program, from banks and county offices to hospitals and a trucking company. Some employers have had as many as 500 employees; the smallest had six. Of this, Prosch says, “Wellness is important to all workplaces regardless of size.” Through the program, some grant funding is available to make enhancements to promote active lifestyles for each worksite. Some employers have been able to add partial gyms, locker rooms and showers. Other employer efforts have included adding bike racks, mapping out walking areas within a building or parking lot, or simply allowing a more flexible schedule to encourage stretch breaks or workouts during the workday. Prosch says post-assessment results from the worksites that have incorporated wellness-related policies indicate employees have increased their physical activity levels. For employers interested in learning more about the Steps to Wellness program, visit the SD Good and Healthy website. Youth wellness activities are also an objective of Prosch and Shafrath. In 2015, they hosted trainings in May and June for South Dakota educators to learn more about incorporating yoga in various locations, including the classroom, afterschool program, early childhood and counseling settings.” Prosch says it has been a fun effort and is designed to help promote physical activity among youth without having an emphasis on competition. The Yoga For Kids curriculum, developed by the University of Arkansas, was used for the educator training, with a total of 27 individuals across South Dakota trained. Participants represented early childhood providers, elementary teachers and afterschool program and YMCA staff, and Prosch reports they went on to impact 1,100 youth with the new “yoga skills” they gained. For the future, Prosch and Shafrath hope to expand the yoga trainings to impact even more youth. Prosch shares that yoga is not only beneficial for the physical activity it provides, but has also been shown to promote self-esteem and help address behavioral issues among youth. niGrow New Hugh Glass Biography Coming In May From State Historical Society PIERRE —This spring, readers will be able to learn the true story behind frontiersman Hugh Glass, who is currently portrayed by Leonardo DiCaprio in the Hollywood blockbuster “The Revenant.” The South Dakota State Historical Society is getting ready to release “Hugh Glass: Grizzly Survivor”by James D. McLaird in May. The most famous grizzly bear attack in the history of the American West took place in 1823 and left Glass struggling for life. Setting out on a journey of revenge and forgiveness, he eventually crawled 200 miles across the plains back to civilization. The story of Hugh Glass has provided fertile ground for articles, books and film, but the real man remains much a mystery. “Hugh Glass continues to be a larger-than-life character who occupies a significant place in American folklore,” says Nancy Tystad Koupal, director of the South Dakota Historical Society Press. “However, little has been done to create an accurate historical biography that looks at the other narratives written about him.” McLaird, a Mitchell historian, traces the few existing threads of Glass’ life and delves into the role of popular history in making a legend. He also looks at the grizzly bear itself, examining popular sentiments towards the creature that led to its near extinction. “Had it not been for a chance encounter with a grizzly bear along the Grand River in what is now northwestern South Dakota,” says McLaird, “Hugh Glass would barely warrant a passing note in fur trade history. That fact made researching him a challenge.” McLaird is professor emeritus of history at Dakota Wesleyan University in Mitchell. He is the author of the second South Dakota Biography Series book “Wild Bill Hickok and Calamity Jane: Deadwood Legends” and numerous articles on the Black Hills and American West. “Hugh Glass: Grizzly Survivor” is the latest addition to the South Dakota Biography Series published by the South Dakota Historical Society Press. The book will be available in May for $14.95, plus shipping and tax. It can be preordered directly from the South Dakota Historical Society Press at www. sdhspress.com or by calling (605) 773-6009. Follow the South Dakota Historical Society Press on Facebook (SDHS Press) and Twitter (@sdhspress) for more information. HAPPY FEET SALE Large selection of Vintage Comic Books! 15% OFF ANY ONE ITEM Sandals • Shoes • Boots • Arch Supports Stop In Today RiveRcity Coupon expires 5-16-16 Limit one coupon per customer. Cannot be combined with any other coupons. Boston Shoes to Boots treasures & Pawn 301 E. 3rd Street, Yankton, SD 312 W. 3rd • Yankton • 665-9092 .. er To Win A. Ent 665-3588 Find “Chef Porky” Inside The Missouri Valley Shopper And Enter Our Weekly Drawing! Chef Porky Contest 319 Walnut St., Yankton, SD 57078 Name________________________________________ Address______________________________________ E-mail address_________________________________ Entry Form Must Be Received By 5PM On Thursdays Gift Certificate Mail/Drop Off To: Phone________________________________________ Chef Porky was on page________________ 319 Walnut St., Yankton Multiple entries from one party will not be accepted. Employees and their immediate families of Missouri Valley Shopper or any of its’ subsidiaries are not eligible to enter.