April 24, 2018 • Page 2 shop online at www.missourivalleyshopper.com A Health Record Dave Says Laptop Dilemma Dear Lisa, Well, it’s difficult to be generous when you’re broke. You don’t even have $1,000 to your names, and you’re going to buy two laptops? I don’t know how much debt you have, or what your household income is, but I do know neither of you have managed your money very well in the past. If you make $50,000 a year, and you have $70,000 in debt, you should sincerely and apologetically bow out. Explain that you made a big mistake, and just be honest about why you can’t provide the laptops. If you make $200,000 a year, but you’ve just been incredibly silly and lazy with your money, you should buy the laptops and then get serious about growing up and getting control of your finances. Don’t make promises, financial or otherwise, you can’t keep. I know this is a tough, embarrassing situation, but it’s what I Tiny Home Depreciation? Dear Dave, Do you think the value of a “tiny home” would depreciate like a trailer? Romeo Dear Romeo, That’s a tough one. I’m not certain they would depreciate like a trailer, but I don’t think they would go up in value much, either. Anytime there’s a very limited demand for something, the price or value doesn’t generally increase. And there are very few people looking to buy tiny homes. The tiny home movement is kind of a niche thing. It’s a very narrow market, and something that doesn’t have a lot of demand isn’t going to appreciate. I would avoid the tiny house movement if I were you, Romeo. Don’t invest in things that don’t have proven track records and don’t go up in value. I love real estate, but not tiny real estate! — Dave * Dave Ramsey is America’s trusted voice on money and business, and CEO of Ramsey Solutions. He has authored seven bestselling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 12 million listeners each week on 575 radio stations and multiple digital platforms. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. Medical Marijuana Ballot Question Petition Rejected By Secretary Of State Billy’s been a busy guy ever since he became the official town dog here. Sally had been the town dog until she passed away on Doc’s porch, and then Billy’s owner died just two PIERRE, S.D. – Secretary of State Shantel Krebs anweeks after that, so it was something of a natural progresnounced April 16 that the petition submitted for an initision. Sometimes offices are filled without an election. ated measure to legalize marijuana for medical use was The high school wood shop boys built Billy a dog house rejected by her office. next to the school crossing, but Billy preferred Aunt Ada’s “An Initiated measure requires 13,871 valid signatures couch in the cold months and a nice dog depression under in order to be placed on the ballot,” stated Secretary an oak tree when it’s warm. Krebs. “This initiated measure petition included 15,157 Billy was making the rounds this morning. He had snacks signatures. We reviewed a random sample of signatures at the Gates of Heaven Chinese café (back door, of course) and only 62.48 percent (15,157 x 62.4822% = 9,470 valid and the Mule Barn truck stop, and conned a granola bar signatures, not meeting the 13,871 signature requirement) out of some kids just leaving the convenience store. Then were found to be valid.” he headed down the main street, turned right at the drug A rejected petition cannot be challenged to the office store, and ended up on the porch of The Rest of Your Life of the Secretary of State, however that does not prohibit Retirement Home. A brief scratching and whining gave him a citizen from challenging the denial of a ballot question access, and he cruised around, being petted and loved, until petition in circuit court. he found Pop Walker. This was the last submitted ballot question for the Pop can remember what happened in World War II right 2018 general election to be reviewed by the Secretary of down to the mess hall menu, but he has a tough time with State’s office, barring any submissions of referendum peti- names and whether he’s had breakfast today or not. tions from South Dakota citizens concerning laws passed “Uh …?” Pop looked at the lady in the nurse’s uniform. during the 2018 Legislative session. “I’m Jean, Pop.” “Oh sure … Jean, okay if I go outside with the dog?” “Only in the back yard, Pop. Okay?” He grinned. “Okay.” Pop and Billy walked around back there for a All Natural - Chemical Free Tobacco while, and Pop found a stick and threw it for Billy a few times. Then they went to a bench in the shade and $ 50 $ 50 $ 50 $ 50 Billy laid his head on Pop’s knee and got some free ear Packs Packs rumples. 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NORFOLK, NE YANKTON CITYWIDE RUMMAGE MAY 10 TH thru MAY 13 TH Offer Expires May 28th Receive A Bass ProShops/Cabelas Gift Card With Purchase of Selected Boats Only During This Event! CLASSIFIEDS IN PRINT & ONLINE canopy TYNDALL MOTORS SUMMER BOAT SALES EVENT MV Shopper M I S S O U R I VA L L E Y fire pit rakes vinyl records bike rakes fire pit fire pit household snow blower spoons yard ornaments 1500 Broadway, 665-3881 SENSATIONAL Ann’s daughter, Sheila, was getting married, and there were a million things to do before the wedding. There was a wedding cake to order, catering to set up, and lots of bridesmaid dresses to sew. The list went on and on, and there was only a week left to do it. So when Sheila approached her one morning with a simple request, it was almost overwhelming. “Mom,” Sheila said, “I need to go to the doctor for a premarital exam. Dennis needs the car, so could you take me when you go to town?’ Ann looked at the sewing pile and sighed. The problem with doctor appointments is they are never predictable. A person might get right in, and they might be an hour or more—time that Ann didn’t have. “I’ll tell you what,” Ann said, “I’ll take you to the doctor’s office and drop you off. I’ll run all of my errands, and then I’ll come back. Hopefully you will be done with your checkup, and I can just come in and pay the bill.” Sheila thought that was a good idea, so after breakfast they both headed to town. Ann dropped Sheila off and then went to the catering store. She also picked up some more fabric and ordered the cake. She was gone long enough that she was sure Sheila would be done with her appointment. But when Ann walked into the doctor’s office, she found Sheila was waiting for her. “Mom, I’m glad you’re here. I haven’t had my appointment yet because I’m supposed to fill out this paperwork first, and I don’t know all of the answers. I’ve filled out the stuff about me, but I need some family information.” Ann looked at the papers that Sheila had and saw that there were about five pages. Sheila had done the first two, but the others were still blank. “Has anyone in our family had any allergic reactions to painkillers?” Sheila asked. Ann sighed as she took a seat and answered Sheila’s question. Sheila marked the answer and then asked another question and then another. It took almost ten minutes to finish one page, and there were still a couple of pages to go. Ann could feel her tension level rising as she thought about all of the things she had to do. Then suddenly, she had an interesting thought. Ann got up and walked to the receptionist station. “Can you tell me what all of these questions on this form are for?” “Sure,” the receptionist replied. “They are to help with genetic issues when she has children. It will make it possible for us to help her with any family medical traits she has and will pass on to her children.” “This is just a big waste of time,” Ann said in frustration. “You need to just do the checkup and forget all of this.” The receptionist didn’t seem to like that. “We have our rules,” she said, “and everyone has to fill out the family history for the premarital checkup. Why do you think you should be exempt from having to do it?” “Because she’s adopted and it’s useless to her,” Ann said. Sheila was quickly ushered back for her checkup. “Sorry, Mom,” Sheila said sheepishly. “I didn’t even think about that.” Ann smiled and felt her heart calm and her tension lift slightly as she hugged her daughter. “It’s okay, and it’s actually a good thing. You have been our little girl for so long, it is like you have always been our daughter. And I needed to be reminded that you are more important than dresses or cakes or anything else.” rakes RAMSEY would do if I were in your shoes. — Dave spoons Dave Dear Dave, My husband and I are just starting Baby Step 1 of your plan. Prior to this, we told my two nephews we would buy them laptop computers for college. They don’t get a lot of encouragement or support from their immediate family, so we try to help them when we can. Should we go ahead and honor this commitment, postpone getting our starter emergency fund in place, and possibly take on a little more debt, or bow out of the agreement? Lisa By Daris Howard All Ads Will Run May 10th, 11th & 12th in the P&D for just $30 30 words and $.20 per word after 30. 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