July 11, 2017 • Page 2 shop online at www.missourivalleyshopper.com Appreciation for What We Have Dave Says By Daris Howard Discussing and Negotiating Hands Off the Emergency Fund! Dear Dave, I’ve accepted a promotion that would take me from an hourly wage to Dear Dave, a salaried position. Do you have any Sometimes our budget gets busted because of home improveadvice for negotiating a salary? ments and various other things. I think we should take money J from our emergency fund when this happens, but my wife says it should come out of our restaurant or fun money. What’s your Dear J, opinion? The quick and simple answer to this Josh question is you negotiate it based on what you’re worth to the company. Dear Josh, Now, how do you figure that out? Overspending isn’t an emergency. If you budget a set amount There are a couple of measuring in one category, and you go over that amount, you’ve got to resticks you can use. One is associated duce something in another area to stay within your budget for with the revenue you bring in, and the month. Dave that’s a nice, concrete reference. Another If something happens on a pretty regular basis, it’s not an emerthing you can do is research some of the gency, it’s a predictable event. That means you need to budget a more reputable career websites and devel- larger amount for home improvements or whatever the problem op a compensation study based on compa- area may be. rable positions in your area. On a month-to-month basis, if you have $200 budgeted for houseIf you’re a valuable team member of mine who’s moving from hold repairs, and any work turns out to be $300, I’d rather you cut hourly to salary, it wouldn’t be a “negotiation” — it would be a back on eating out or another non-essential category to make up discussion. Honestly, most positions are priced initially at the the difference. amount you can be replaced for in the new role. In other words, Your wife is right on this one! what’s the going rate for someone in your position? — Dave If it were me, I’d produce two or three well-researched compensation studies. Give them to your bosses, and talk it through with them. Depending on the size of the company, they may not have * Dave Ramsey is America’s trusted voice on money and busidone that much work figuring it out themselves. It’s kind of like deciding what to ask for when you sell a car. You ness, and CEO of Ramsey Solutions. He has authored seven besttry to appraise it for what it’s worth in the marketplace to other selling books, including The Total Money Makeover. The Dave people. That’s the way you have a discussion. It’s not that you’re Ramsey Show is heard by more than 12 million listeners each telling them what to do or presenting an ultimatum, you’re ask- week on 575 radio stations and multiple digital platforms. Follow ing questions and presenting information. If someone did that in Dave on Twitter at @DaveRamsey and on the web at daverammy office with a respectful and professional manner, it would go sey.com. a long way. — Dave RAMSEY YOUR VOICE WILL BE HEARD MV Shopper MV Shopper M I S S O U R I VA L L E Y In Print and Online! • 665-5884 M I S S O U R I VA L L E Y Buy • Sell • Trade Windy Wilson was on the prowl, this beautiful Independence Day morning, searching the neighborhood for something to do for others. He decided to let his weekly day helping others come on the Fourth this week, because he was feeling very American. Let’s see … he thought … I can circumlocute over to Mrs. Hennessey’s and see if her flower garden needs weeding. She’s got very close veins and the sugar diabeets, and getting around ain’t easy. He headed in that direction when he came across two friends of his arguing over politics. They were standing there in the shade of an elm tree and trying seriously to tear down each other’s theory on how the world, the United States, the state government and the local school board should be operated. Windy stopped and listened to them. Each would look at Windy as each point was made only to see the usually garrulous Alphonse Wilson smile benignly and nod in response. Pretty soon, the two combatants figured out that Windy was nodding to statements on totally opposite sides of the argument. They stopped and looked at him. “How do you stand on this, Windy?” one asked. “I stand as an American citizen,” he said, “on this recompensation of our Independence Day, knowing that our foundling fathers would want it this way. Yes, since this is a special day for all Americans, I am recumbent in the factotum that it is your very basic right to be wrong.” “Which one? Which one of us is wrong, Windy?” He grinned. “Well … you both are.” This last week we were talking about Independence Day in my classes when the conversation took a direction I didn’t expect. Most of the class was chattering about fireworks, parades, cookouts, and a day off from class. But Tony sat quietly, saying nothing. “Tony, are you doing anything exciting for the Fourth of July?” I asked. “I find Americans to be strange,” Tony replied. “You celebrate freedom without fully appreciating it. There are those like me who are not allowed to immigrate here who would give our lives for what you have. Back in my country many of my people are dying because we don’t have your freedoms.” “What was it like in your country?” I asked. Tony spoke quietly. “My sister and her husband started a small business. A drug cartel told them that they had to pay some money or they would be killed. They paid what they had but the drug cartel didn’t feel it was enough, so they killed my sister and her husband. Then they went to their home and killed their children. The police did nothing. Many of them were paid off by the drug cartel. “The drug cartel told my brother and me that they would kill us if we didn’t join them. My brother did join the cartel, but I loved my sister and her family, and I decided I would rather die than join those who had killed them. So I fled to some relatives who helped me get a student visa to come here to school.” The class had grown silent as they listened to Tony. His voice quivered as he continued. “I would give my life to stay and enjoy the freedoms I have experienced here. But I am not allowed to stay. If I go back, I will most likely be killed, and my own brother will probably be given the assignment to do it. This country was built by people like me seeking a place to be free, people willing to die for that opportunity. But now those of us who understand what it means to lose freedom can’t stay, while many who have freedom don’t appreciate it.” I thought about what Tony had said, and it reminded me of something I had read. I shared it with the whole class. “Tony said some things that relate to what Chief Justice Roberts spoke about at a junior high graduation this week. He told the graduates that he hoped that at times they would be treated unfairly so they could appreciate justice. He hoped they would sometimes have bad luck so they could be conscious of the role of chance in life and realize success is not completely deserved, and neither is failure. He said he hoped they would experience betrayal so they could understand the importance of loyalty. He also hoped they would sometimes know loneliness so they would appreciate good friends. “Chief Justice Roberts also said that pain will help a person learn compassion. He said those who were graduating from there were privileged, but they should not act like it. He told them to always say hello to those raking leaves, shoveling snow, or taking out the trash. “Tony is right. We too often do take the freedoms we enjoy for granted. And Chief Justice Roberts is right that we tend to only appreciate something when we experience its opposite. I hope that does not end up being the case for those rights and privileges we enjoy in this country. “I hope we don’t have to experience hunger and deprivation to appreciate food and prosperity. I hope we never have to see those we love killed in order to appreciate lawfulness. I hope we don’t have to experience misfortune to appreciate our opportunities. “But especially, I hope that we will not have to experience tyranny in order to appreciate democracy. And I pray that we will not have to know oppression to appreciate the freedoms we enjoy.” When I finished and we started class, I knew that what a young man had shared was of greater value than anything else I would be teaching that day. WAS $7,795 NOW $6,900 Bridge City Auto 2010 Dodge Caravan SE finding the right job is easier than you think Deployment Ceremony To Be Held For National Guard Unit when you’ve got the right direction Quality... USED Cars, Trucks, Campers, Boats & Consignments RAPID CITY, S.D. - A deployment ceremony will be held for the South Dakota Army National Guard's 216th Engineer Detachment (Firefighting Team) at the Mount Rushmore National Memorial amphitheater, July 17, at 10 a.m. (MDT). The public is encouraged to attend the event as the unit departs for a nine-month deployment to Romania. The Rapid City-based 216th is a three-member headquarters team with a mission to provide command and control of assigned or attached firefighting teams to provide fire protection of aviation assets, facilities and installations in the European Command area of operation. Planned speakers for the ceremony include Gov. Dennis Daugaard, Rapid City Mayor Steve Allender, and Maj. Gen. Tim Reisch, SDNG adjutant general. The unit will report to Fort Bliss, Texas, to complete several weeks of theater-specific training prior to deployment overseas. Since the 9/11 terrorist attacks on the United States, this will be the second mobilization for the 216th, which deployed to Iraq in support of Operation Iraqi Freedom from December 2003-June 2005. 665-1596 www.bridgecityautoyankton.com 802 Broadway, Yankton Stop searching. The Help Wanted section of the Missouri Valley Shopper lists many possible new job opportunities. Find a career that’s right for you. MV Shopper MV Shopper M I S S O U R I VA L L E Y Pechous Dairy Open House M I S S O U R I VA L L E Y Visit the Pechous Farm to take a tour of their newly built robotic dairy barn! FREE cheeseburgers and brats will be served. Discover how milk gets from the cow to your fridge in this modern dairy. St. John’s Lutheran Ice Cream Social 1009 Jackson St. • Yankton, SD Serving taverns, hot dogs, pie, cake, ice cream, & root beer floats. Wednesday, July 19, 2017 4 - 7 p.m. Supplemental funding provided by Thrivent Financial Directions: Take 306th St. 1 mile east of Tabor, then 1 1/2 miles north. 30464 428th Ave. Tabor, SD 57063. For more info follow South Dakota Farm Families on Facebook or visit www.agunited.org. Sunday, July 16th YANKTON SCRAMBLERS MOTOCROSS RACE See It To Believe It! Practice 9:30AM • Race 11:00AM Sponsors:  Call 665-3500 Auch Plumbing & Heating NEBRASKA  HARVESTORE  SYSTEMS Proceeds for St. John’s Christian Education www.scramblersmx.org Admission $7 • 5 & under Free NEBRASKA DAIRY  SYSTEMS Concessions Available (Not responsible for accidents to spectators or riders) SCRAMBLERS CYCLE CLUB 8 miles W. on Hwy. 50, then 1/4 miles S. on Hwy 52 WE S LD S S S LD S LD S LD S LD S LD S LD S LD LD LD IT IN THE DS CLASSIFIE Bring more shoppers to your door with locally focused advertising from the experts. Your Ad Here! MV Shopper M I S S O U R I VA L L E Y In Print and Online! Call 665-5884 M I S S O U R I VA L L E Y