shop online at www.missourivalleyshopper.com December 13, 2016 • Page 9 Buyer Beware of Health Insurance Phone Solicitations The South Dakota Division of Insurance warns consumers not to fall victim to high-pressure sales tactics used by telemarketers offering health insurance coverage. Consumers are encouraged to ask questions about the insurance policy considered for purchase. The plan being offered may be a type of health insurance, but may not be a comprehensive major medical policy that will provide complete health coverage. Some companies soliciting business in South Dakota by telephone assert their policies are approved comprehensive coverage. However, the policies are typically a limited type or short duration product that may not meet the needs of consumers. Consumers should follow these tips if a call is received from anyone attempting to sell health insurance over the phone: • Check dlr.sd.gov/insurance for additional information on carriers selling insurance in South Dakota. • Be aware healthcare. gov is the only official website for the federal Marketplace. The site has information regarding the Affordable Care Act, qualified health plans and comparisons of Marketplace plans. Be cautious of other similar sounding names or websites. • Remember no one offering comprehensive health care coverage will ask if a pre-existing condition exists. • Be wary of telemarketers from the “national enrollment center,” “national healthcare center” or other official-sounding names. The federal government will not call selling health insurance. • Do not provide Social Security numbers, bank account details or health information. If a caller pressures to provide this information, hang up. • Never agree to any request to send money over the phone. • Purchase insurance through a licensed agent. Do not be afraid to ask for his or her license number. If he or she refuses, hang up. • Ask the caller for written information about the policy, including premiums, if a sales call is received from someone selling health insurance. If he or she refuses, hang up. Two health insurance carriers, Avera Health Plan and Sanford Health Plan, were approved by the Division to sell individual comprehensive health policies during the 2017 open enrollment period that runs from Nov. 1, 2016, through Jan. 31, 2017. Any other company offering health coverage is not approved to sell comprehensive coverage in South Dakota. Consumers are advised to get the facts up front, before buying, in order to understand what the policy will and will not do. Questions or concerns can be directed to the South Dakota Division of Insurance at 605-773-3563 or by email at insurance@state.sd.us. MV Shopper 665-5884 MV Shopper Save on Propane M I S S O U R I VA L L E Y In Print and Online! Cramer-Kenyon Historic Home Tours Slated Dec. 9-11 Scarcely have the aromas of Thanksgiving turkey and pumpkin pie faded and become memories than new sights and sounds and aromas are filling the Cramer-Kenyon Historic Home as the holiday tour opportunities are announced. The home was first occupied in 1880 by Alice Bullfinch and Nelson J. Cramer and then bequeathed to Esther and Herbert Kenyon in about 1929. The furnishings and accoutrements of the Home were owned by the families for 144 years and now are lovingly cared for by the Cramer-Kenyon Home Board of Directors and caretaker Veronica Trezona. One weekend, Dec. 9-11, is set aside to welcome visitors to the Home, which is located at 509 Pine Street in Yankton. On Friday, Dec. 9, tours are available from 5-7 p.m.; on Saturday, Dec. 10, the “open” hours will be from 1-4 p.m. and on Sunday, Dec. 11, the doors will once again be open from 1-4 p.m. This holiday hospitality is offered free of charge to passers-by and guests from near and far as a gift to the community in return for the support given throughout the year. A free will offering, however, will be gratefully accepted. Hospitality will include a beverage and a home-made cookie or two. As an added attraction, a few of the bells from the extensive collection belonging to Dorothy Jencks will be seen hiding in greenery or atop the lovely parlor furniture. Parking is available in front of the house at 509 Pine Street or in the parking lot to the west of the home. Author’s Book On Sioux Women Published By Historical Society PIERRE — Recently released at the 2016 South Dakota Festival of Books, Virginia Driving Hawk Sneve’s “Sioux Women: Traditionally Sacred” is now available to readers. In the book published by the South Dakota State Historical Society, Sneve combs through the winter counts and oral records of her ancestors to discover the struggles and joys of the women who maintained tribal values as their circumstances changed and other cultures pushed for dominance. Women are the core of the Sioux “tiospaye” or extended family, and tribal life. They maintain the values and traditions of Sioux culture, but their own stories and experiences often remain untold. This book is the direct result of the author’s realization that little has been written about Sioux women by Sioux women. Sneve’s storytelling powers further enliven her personal exploration of the roles of Sioux girls and women, making the book a fascinating journey into modern American Indian society. “‘Sioux Women’ is the first nonfiction, young-adult work that the South Dakota Historical Society Press has published,” says Nancy Tystad Koupal, press director. “It contains important information, accessible for any audience, along with beautiful photographs that depict life as it was and is for Sioux women.” Driving Hawk Sneve, the daughter of an Episcopal priest and a Lakota Sioux mother, was born and raised on the Rosebud Indian Reservation. A member of the Rosebud Sioux Tribe, she has authored several books for young adult readers, both fiction and nonfiction. Sneve received her B.S. and M.Ed. degrees from South Dakota State University and taught English in public schools throughout the state and at the Flandreau Indian School. The recipient of the Native American Prose Award and the Spirt of Crazy Horse Award, she is the first South Dakotan to receive the National Humanities Medal. “Sioux Women: Traditionally Sacred” can be ordered directly from the South Dakota Historical Society Press at www.sdhspress.com or by calling (605) 773-6009. Follow the South Dakota Historical Society Press on Facebook (SDHS Press) and Twitter (@sdhspress) for more information. M I S S O U R I VA L L E Y Keep your own tank 2000 $ 34 1 $ Participating Businesses Are… 2404 Broadway Ave., Yankton 605-260-2813 Mon. - Fri. 8-8 • Sat. 8-6 • Sun. 10-5 www.kopetskysace.com give $ 1599 ¢ .79 *we fill tanks of any size and RV’s too! THE GIFT OF Wellness and Relaxation Wellness Buy a 6-month membership, get 1 month free! Includes one 30-minute personal training session and access to two swimming pools, gym, group exercise classes and more. Relaxation J&H Cleaning Services YANKTON WORKS Buy a 60-minute massage at regular price ($56.26), get a 30-minute massage for only $25 (regular price $34.17). 16-ASCH-4577 Buy a massage Gift Certi?cate before Christmas and get your next one at a reduced price! Want your REAL-TIME MESSAGE on the most visited media website in the Yankton area? Join our ‘Friends2Follow’ program! Contact your Yankton Media Representative today! 605-665-7811 To purchase holiday specials and gift certi?cates, stop in at the Avera Sacred Heart Wellness Center, located on the second ?oor of the Surgery Center, or call 605-668-8357. Offer expires 12/25/16.