April 12, 2016 • Page 4 shop online at www.missourivalleyshopper.com Dave Says Just Be Honest By Dave Ramsey Dear Dave, I took a new job less than a month ago. Just the other day, I was recruited by a huge company for the same position that pays twice what I’m making now. I didn’t apply for the job that was offered; they came directly to me. I didn’t sign a contract or promise to work a certain length of time with my current employer, but they’re good people and I want to do the right thing and handle things well. Do you have any advice? —Jeff Dear Jeff, In situations like this I always try to put on the other person’s shoes. Let’s pretend you own the company and you just hired a young guy. A few weeks later, someone comes in out of the blue and offered him double what he’s currently making. I can tell you what would happen here. I’d tell him to take it. I mean, I would. And as an employer I’m certainly not going to double his income that quickly. I think you take the job. Just walk into your leader’s or supervisor’s office and tell the truth. Lay it all out there, and let them know that while you feel awful about the situation, you had no intention or misleading them or causing problems, but you simply can’t pass up the opportunity. Be sure to show an extreme amount of gratitude, and promise to do everything possible to make the transition as easy as possible. Truthfully, if an organization cares about its team members, and one of those has the ability to double Dave their income and they’re not breaking a promise in the process, this type of scenario is perfectly reasonable. It may be a little uncomfortable for you—and inconvenient for them for a while—but they can’t realistically expect you to pass up the opportunity to double your salary. You’re a good man, Jeff. Congratulations! —Dave Ramsey Settlements for medical bills Dear Dave, Will hospitals take a settlement on past due medical bills, or is this a rare occurrence? —Kristin Dear Kristin, It’s not all that rare for hospitals to accept a settlement on past due bills. Most businesses will accept a settlement on past due accounts, and many hospitals will accept a deeply discounted settlement because they’ve usually gotten a big chunk of their money up front from the insurance company. Let’s say you had a $1,000 bill with a hospital you honestly haven’t been able to pay for several months, or even two or three years. If you go to them and offer $300 or $400 as a settlement, there’s a good chance you’ll have a deal. Just make sure you get the agreement in writing before you hand anyone a check. Remember, you have a moral and legal obligation to pay your debts in full if at all possible. But if you truly can’t afford to pay, an agreed upon settlement between two parties can be an honorable and acceptable compromise. —Dave Dave Ramsey is America’s trusted voice on money and business, and CEO of Ramsey Solutions. He has authored seven best-selling books. The Dave Ramsey Show is heard by more than 11 million listeners each week on more than 550 radio stations and digital outlets. Dave’s latest project, EveryDollar, provides a free online budget tool. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. Women in Science Day Across the State BROOKINGS, S.D. - More than 1850 girls celebrated Women in Science during events held across the state March 8, 2016. The events, held in Aberdeen, Rapid City, Sioux Falls, and Watertown provided young women with the opportunity meet female STEM (science, technology, engineering and math) professionals as well as explore a variety of STEM career opportunities available here in South Dakota. Approximately 100 teachers attended these events. “This is a great opportunity for students to be exposed to careers beyond the traditional nursing, medicine, etc.,” said one teacher. Additional Women in Science events will take place in Pierre and Yankton later this spring. “Getting young women excited about STEM opportunities can payoff in helping them expand their horizons when it comes to deciding if they will pursue higher education and what degrees they may want obtain,” explained Christine Wood, SDSU Extension 4-H Science Technology Engineering and Math (STEM) Field Specialist. Wood was one of many SDSU Extension staff who participated in these events in many ways including; 4-H Youth Program Advisor (YPA), Jodi Loehrer is part of the planning committee for the conference held annually in Watertown. Christine Wood, 4-H STEM Field Specialist serves as a member of the planning committee for the Sioux Falls event. 4-H YPAs Deanna Gall, Lauren Hollenbeck, and Maria Feldhaus facilitated a food science exhibit where they demonstrated pasta making and talked about various career opportunities within Food Science. Cow/Calf Field Specialist, Taylor Grussing partnered with 4-H YPA Amber Erickson to teach girls about careers in Ag Science through an Ag Jeopardy game. Plant Pathology Field Specialist Connie Strunk facilitated an exhibit on plant pathology and talked about agronomy related careers. To learn about ways your youth can become involved in future STEM activities across South Dakota, contact Wood by email. niGrow Dining & Entertainment Interested in this spot? INTERESTED IN THIS SPOT? Call 665-5884 to place your ad here. 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Sign On Bonus CALL 665-5884 TO PLACE YOUR AD HERE. *$50 after 3 months of service, $50 after 6 months of service. Call The www.missourivalleyshopper.com Circulation Department 605-665-7811 Find it here! Aberdeen Regional PQA & TQA Certification BROOKINGS, S.D. - In an effort to meet the continuing certification and re-certification needs of South Dakota’s swine producers and transporters, SDSU Extension will host Pork Quality Assurance-PLUS (PQA-PLUS) and Transportation Quality Assurance (TQA) certifications at the SDSU Extension Regional Center in Aberdeen (13 Second Ave. SE, Aberdeen, SD 57401) April 7, 2016. The PQA-PLUS training begins at 1 p.m. CST and the TQA training begins at 3 p.m. “Pork safety and animal well-being are top priorities for consumers and pork producers. Swine caregivers show their commitment to raising safe, wholesome pork by maintaining certifications in the industry quality assurance programs,” said Heidi Carroll, SDSU Extension Livestock Stewardship Associate” To register for a training or for more information, please contact Heidi Carroll by email or 605.688.6623; or Bob Thaler by email or at 605.688.5435 and let them know which site you’d like to attend. The event is offered at no cost to producers. The Role of PQA-PLUS & TQA Packers continue to require swine caregivers and transporters to keep up-to-date on their certifications before accepting hogs. The commitments to these quality assurance programs by packers, producers and transporters each contributes to the safety and quality of our pork products. Other upcoming 2016 training dates for pork producers around South Dakota include: PQA-PLUS training dates: Mitchell, July 7, 2016 - SDSU Extension Regional Center in Mitchell (1800 E. Spruce St., Mitchell, SD 57301), 1 to 3 p.m. (CST) St. Lawrence, October 13, 2016 - at Willie’s Bar & Grill (212 N. Commercial Ave., St. Lawrence, SD 57373), 1 to 3 www.missourivalleyshopper.com p.m. (CST) TQA training dates: Mitchell, July 7 at the SDSU Extension Regional Center in Mitchell (1800 E. Spruce St., Mitchell, SD 57301), 3 to 5 Visit our Web site at p.m. (CST) 61 Book www.missourivalleyshopper.com St. Lawrence, October 13 at Willie’s Bar & Grill (212 N. 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As you get older, you get to handle the branding iron, then move up to giving shots. After that comes earmarking. When you reach the pinnacle of branding, that is, when you own the calves, then you get to rope the calves and drag them up to the fire. It is a swirling cauldron of heat and hooves, excited cowdogs and bawling cows. There is the smell of manure and singed hair and sweat and corral dust. At the Rafter E, I wielded a syringe as the youngsters got their teeth rattled by the heavy stuff. Wasn’t the first time I’d given the shots, though. Once during a branding at the Triangle Cross, I was about to immunize a calf when the calf jumped and I stuck the needle into my thumb. Hurt like the dickens, of course, but at least it was effective. I haven’t had black leg since. 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