shop online at www.missourivalleyshopper.com November 17, 2015 • Page 5 Dave Says A Hiring Predicament BY DAVE RAMSEY Dear Dave, I work as the executive director of a nonprofit charitable organization. Lately, I’ve been wondering if I should hire an employee as a development person. I don’t want to damage the work we do, and I can’t help but look at bringing in someone new as a gamble. Do you have any suggestions? How do you handle situations like this? —Denise Dear Denise, Over the years, I’ve found that you can reduce a lot of the fear when it comes to hiring simply by doing your due diligence – and then some – during the hiring process. I get what you’re saying, though. It’s kind of a gamble anytime you hire someone. But if you do your job during the hiring process, I’ve found that in most cases it turns into an investment rather than a gamble. Even then, some investments are better than others. In your line of work, you need a lot more than a warm body in a chair. You need someone who really cares about your cause and is really gifted when it comes to physically, mentally and spiritually involving people in the community. In a sense, a development person is kind of like a salesperson. A good one is worth their weight in gold, while a bad one will only cost you a ridiculous amount of time and money, while potentially tarnishing your good name. Look for the best of the best, and don’t rely on résumés to tell you the whole story. At my office, we always have Dave numerous interviews, and the process can go on for months. We’re also okay with not hiring someone and putting the position on hold for a while if we can’t find the person who is an exact fit professionally and personally. And remember, Denise. Like with all things, it never hurts to ask God for a little guidance! —Dave RAMSEY SELL AS-IS Dear Dave, My husband and I are about to relocate to another part of the country. We’d like to sell our house, but we’re thinking about taking out a small loan to have some work done first. We could get in the $180,000 range selling it “as-is” but closer to $200,000 if we installed new roof, carpeting, exterior paint and concrete work. I know how you feel about debt, but what are your thoughts in this scenario? —Kim Dear Kim, From what you just described, and assuming the concrete work wouldn’t be too extensive, you looking at going into debt probably $12,000 to $15,000 in order to get $20,000 more out of the deal. I’d just sell it. I wouldn’t go to all that trouble for $5,000. Every piece of debt you take on compromises your financial security and robs you of your largest wealth-building tool— your income. Even if you guys are in good shape, you’ve got a lot of uncertainty and the potential for unexpected expenses in the months ahead. Just sell the house and get on with your lives. It’s not worth the hassle. —Dave Dave Ramsey is America’s trusted voice on money and business, and CEO of Ramsey Solutions. He has authored five New York Times best-selling books. The Dave Ramsey Show is heard by more than 8.5 million listeners each week on more than 550 radio stations. Dave’s latest project, EveryDollar, provides a free online budget tool. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. Funding to Launch Dakota Fresh Food Hub BROOKINGS, S.D. - SDSU Extension Receives a Local Foods Promotion Program Implementation grant from the U.S. Department of Agriculture (USDA) this October to strengthen local food systems across the nation in an effort to revitalize rural economies and communities. The two-year grant is funded through USDA’s Ag Marketing Service. “The grant will assist the newly organized Dakota Fresh food hub in their early stages of marketing and sales,” explained Kari O’Neill, SDSU Extension Community Development Field Specialist. Throughout 2015, more than 25 local food producers in southeastern South Dakota have been meeting to plan for the hub; which will allow them to aggregate and market products to larger venues such as restaurants and institutions in the region. Using a one-year planning grant received in 2014 from USDA’s Ag Marketing Service, O’Neill explained that SDSU Extension was able to draw in the producers, assist them in strategic planning processes and lead a field trip to visit Midwestern food hubs in Wisconsin and Illinois. In July the group hosted area chefs at four “Meet the Farmer” receptions in the region. Dakota Fresh has developed into a producer-owned LLC, which will seek membership from no more than 25 producers in the region. The Local Foods Promotion Program (LFPP) Implementation grant will assist the group in completing the following objectives: * Obtain commitments from up to 25 farmers as members in Dakota Fresh. * File paperwork necessary to obtain LLC status in South Dakota. * Build a website and extended marketing campaign. * Hire a part-time manager to lead marketing and distribution efforts. * Select and equip a small warehouse site for aggregation of products. * Lease a delivery vehicle for transportation to markets. * Certify producer-members in food and farm safety plans. “The LLFP Implementation grant comes at a critical time in building South Dakota’s local food system,” O’Neill said. “Consumers not only want to eat fresh, high quality foods, but they are more interested in ever in knowing where and how their food was produced.” She added, “Building strong relationships between eaters and producers can benefit everyone, and boost local economies.” Dakota Fresh looks forward to providing new markets that will offer incentives to new young farmers, as well as boosting production for established local foods producers. ?iGrow A Petition was presented before the Mission Hill Township Board of Supervisors at the Regular meeting held October 27th, 2015 to Vacate Section Line between Sections 21&28 of Township T-94-N, R-55-W in Yankton County. The Mission Hill Township Board of Supervisors unanimously voted to vacate said section line and validation becomes official thirty (30) days after the second publication provided there is no appeal by law. George Wathier, Clerk 30480 NE Jim River Road Mission Hill, SD, 57046 Enjoy short early morning hours! Monday-Saturday. Earn $200-$400 per month $100.00* Sign On Bonus *$50 after 3 months of service, $50 after 6 months of service. Call The Circulation Department 605-665-7811 Schuurmans Farm Supply WINTER IS COMING! WHEN IT COMES TO GRILLING, TASTE RULES... GREEN MOUNTAIN GRILLS Do you have a garage, shop, calving facility, working chute or other uses (indoor & outdoor) for a portable radiant heater? This is the heater for you! VAL-6 DIESEL RADIANT HEATERS NOW IN STOCK! HARDWOOD PELLET GRILLS GRILL YOUR TURKEY THIS THANKSGIVING FOR A REAL FEAST! 569 $ EASY AS A PUSH OF A BUTTON SET IT & FORGET IT! Ph. (605) 589-3909 or Cell (605) 464-1113 5 miles West of Tyndall on Hwys. 50 & 37 (StatePoint) Some say shaving is an art, and achieving the perfect shave requires a combination of time-honed skills and quality tools. While your shaving technique has likely improved since your first shave, it doesn’t hurt to learn a few tricks of the trade to ensure you are always getting the best shave possible. Facial hair styles are always changing and grooming tools are constantly being updated; but there are a few fundamental tips every guy should know to get a better shave. Electric shavers have evolved and are now capable of helping men achieve maximum closeness and comfort when shaving. With certain brands introducing innovative features such as sensors that monitor beard density to adjust cutting power, and the ability to use both dry or in the shower, more men are going electric. Panasonic offers a five-blade shaver that features a powerful 14 000 CPM Linear Motor, LCD display and a built-in pop-up trimmer. If you do use a foil shaver, keep in mind that long term performance is contingent on proper maintenance. Make sure to clean electric razors after every use to ensure your next shave is free of bacteria and mold. Also, don’t forget to replace the outer foil and the inner blades about once a year, depending on daily usage, to maintain a superior cutting performance from your shaver. Once you find yourself pressing harder to get a decent shave, it is past time to replace the foil so you don’t irritate your skin. To look and feel your best for years to come, consider the Panasonic shaver and Replacement Blades and Foils which are compatible with select Panasonic Men’s Shavers and available online at http://shop.panasonic.com/. A steady and confident hand and great shaving techniques are just part of the equation. When it comes to a great shave, maintaining your tools and replacing them when necessary are non-negotiable. COMBINES - 0% FOR 5 YEARS AVAILABLE ‘14 NH CR8090 309/239 hrs., RWA/Auto Steer, PSD Chopper ..$299,500 ‘11 NH 740CF 35’ Flex Head, Field Ready ..................................$25,000 (2) NH 99C Chopping Head, 12R30, low acres ........ Starting at $79,500 ‘10 NH CR9070 1,188 eng. hrs., 780 sep. hrs. ..........................$179,500 ‘08 NH CR9060 1,650 Eng. hrs., 1,176 Sep hrs........................$149,500 ‘03 NH 74C 30’ Flex Head, field ready ........................................$19,500 ’98 NH TR88 2,780 eng. hrs., 2,086 Sep. hrs., field ready ..........$49,500 ‘97 NH TR98 3,078 eng. hrs., 2,247 Sep. hrs., field ready...........$49,500 (2) NH 880CF Flex Draper 40’ + 45’ ...................................each $65,000 . (4) NH TR86 ............................................................. Starting at $12,500 GRAIN HANDLING New Loftness 20’ Standard or Windrow Shredders Available ‘12 Harvest International H1062 Auger w/swing hopper ............... $7,950 ‘12 Westfield MK130-111 Auger ..................................................$19,500 ‘11 Harvest International H1082 Auger w/power mover ................$8,950 ‘10 Westfield MK 130x111 plus w/power mover, rebuilt ............... $17,500 ‘10 Rem 2700 Grain Vac 485hrs. ................................................$14,900 ‘09 J&M 1000 Grainstorm Grain Cart .........................................$22,500 ‘09 Demco 850 Grain Cart w/Tarp .............................................. $27,500 (2) ‘09 Demco 1050 Grain Carts, 1 red, 1 green ................each $34,500 ‘05 J&M 525 Grain Cart w/Tarp ..................................................$12,500 ‘04 Farm King Y1385 w/remote swing hopper, rebuillt ................$13,900 ‘04 Kinze 1050 Grain Cart w/Tarp & Scale, Sharp! .....................$42,500 Demco 365 Gravity Wagon ...........................................................$3,950 ‘00 Sunflower 8781 650BU Grain Cart, New Lower Auger .........$12,500 ‘97 Brent 470 Grain Card w/tarp .................................................$10,500 TRACTORS Notice of Petition to Vacate Section Line in Mission Hill Township APER SP NEW ERY LIV DE S UTE RO Men: Tips to Get a Better Shave www.schuurmansfarmsupply.com ‘14 Versatile 260, MFD, Cary over .............HUGE DISCOUNT $145,000 ‘12 NH T7.260 MFD, 798 hrs. ....................................................$125,000 ‘11 NH T5070 Deluxe MFD w/Loader .........................................$59,000 ‘09 NH T7030, MFWD w/ Loader, 2,983 hrs. ..............................$79,500 ‘08 NH T4050 MFWD Cab/Loader, 983 hrs, 95 HP.....................$49,500 ‘06 CIH MXU125 MFWD, Duals, Cab/Susp, 1,662 hrs. ..............$69,500 ‘06 NH TL100A MFWD, P. Reverser, Ldr., 829 hrs., 98 HP..........$49,000 ‘04 NH TC33DA MFD w/Loader, 1,022 hrs. ................................$14,900 ‘04 Versatile 2180 MFWD - Ultra Steer, 1,912 hrs.......................$84,500 ‘01 NH TM125 MFD w/Creeper, 8,757 hrs. ................................ JUST IN ‘00 NH TM165 MFWD, SS, 6,342 hrs., w/ loader........................$52,500 ‘88 Ford 5900 2WD, 2,832 hrs. ...................................................$12,500 ‘82 IHC 5488 W/Duals, 8,902 hrs................................................$24,500 ‘71 Massey Fergusen 1080 w/cab, 8,388 eng. hrs. .......................$5,900 ‘53 AC WD45 WF, 3pt. O/H ...........................................................$4,500 HAY EQUIPMENT - 0% FOR 4 YEARS WAC (2) ‘14 NH BB330 Lg. Sq. Balers, 7,000 bales ....................each $84,500 ‘14 NH SR200, S.P. Windrower, A.S., 416 D.H., 380 eng. hrs ...... $125,000 ‘13 NH BR7090 Specialty Crop, Lg. Rd. Baler ............................ $27,500 ‘11 NH H7460 16’ Discbine, 2 pt., Sharp! .................................... $27,900 (4) NH 1475’s 14’ & 16’ Mower Conditioners ...............starting at $9,500 , (3) ‘13 NH BB330S, Lg. Sq. Balers ....................................each $79,500 ‘09 Hay Buster H1130 Tub Grinder, Sharp! .................................$52,500 ‘07 NH BB940A Lg. Sq. Baler, 28,650 Bales ..............................$49,500 ‘04 Hesston 4750 Lg. Sq. Baler, 24,460 Bales............................$49,500 ‘04 NH BB940A Lg. Sq. Baler, 32,506 Bales ..............................$45,000 ‘03 NH BR780 Lg. Rd. Baler, 8,460 Bales ....................................$9,500 ‘03 Hesston 1365 Disc Mower Conditioner, 2pt.,15’....................$12,500 ‘02 CIH RBX561 Lg. Rd. Baler ....................................................$10,500 ‘02 CIH LBX431 Big Sq. Baler, 27,470 Bales, Rebuilt .................$49,500 ‘00 Kuhn GA7301 Rotary Rake ...................................................$12,500 ‘00 CIH RS561 Lg. Rd. Baler ........................................................ $7,950 ‘99 Hesston 514 Lg. Rd. Baler ......................................................$6,950 ‘99 CIH 8575 Lg. Sq. Baler, 19,100 Bales ................................... $37,500 ‘96 NH 664 Rd. Baler, Bale Command, Twine, 21,861 Bales .......$4,950 ‘95 Sitrex MX12 12 Wheel Rake ...................................................$5,500 ‘94 NH 216 Twin Bar Rakes ..........................................................$9,500 ‘94 NH 660 Rd. Baler, Auto Wrap, 14,000 Bales ...........................$6,950 NH 456 9’ Trailing Sickle Mower ...................................................$3,000 PLANTERS ‘11 White 8222 12R30 w/Suncos, only 3,400 acres ..........................$45,000 ‘11 Kinze 3660 B.F. Mech., Clean Sweep Martins, Precision 20/20 .. $105,000 ‘10 White 8222 12R30 Wing Fold Suncos, 4,500 acres ..............$45,000 ‘10 Kinze 3600 16R30 w/ Suncos, 4,090 acres ..........................$75,000 ‘06 Kinze 3600 16R30, KPMII.....................................................$59,500 ‘04 Kinze 3600 16R31R ..............................................................$65,000 ‘03 Kinze 3200 Planter 12R30, Liq. Fert. ....................................$39,500 ‘02 Kinze 3700 24R30, Martin Row Cleaners, field ready ..........$69,500 ‘01 White 8524 24R30, 3 BU. Boxes, Hyd. Drive, field ready ......$69,500 ‘01 Great Plains 25F-24, 24’ drill, 7½ spacing, 11,543 acres ......$22,500 ‘99 Kinze 3500 8R w/Interplant...................................................$35,000 ‘99 CIH 955 16R30 w/ LF, Friesen tool bar .................................$35,000 ‘96 White 6100, 12R30, w/Sunco Planter ...................................$12,500 ‘95 White 6100 8R36, w/ 7 Row Splitter ...................................... $11,500 White 6100 12R30 Planter ........................................................ $12,500 ‘89 JD 7200 12R30 Hydraulic Wing Fold, Yetter Row Cleaners ..$12,500 ‘88 White 5100 12R30 Vertical Fold .............................................. $7,500 ‘82 White 4R38” Furrow Openers..................................................$4,500 TILLAGE NEW Krause & Landoll Tillage Equipment Available ‘11 JD 637, 37’ x 10” Disc w/Harrow ............................................$49,500 ’11 JD 512 Disc Ripper Disc, 22’x6”............................................$49,500 ‘09 Landoll 6230 30’ Disc w/Harrow............................................$42,500 ‘09 Krause 8200 34’ Disc w/Harrow ............................................$42,500 ‘04 JD 726 33’ x 9” Soil Finisher .................................................$34,000 ‘03 Sunflower 1434 Disc 26’ Harrow, All New Blades .................$41,500 ‘98 Krause 4231 HR 31’ FieldCult...............................................$12,500 ‘98 Sunflower 6432, 33’ Field Finisher ........................................$22,500 ‘95 JD 635 21’ Disc w/Harrow .................................................... JUST IN ‘95 JD 220 20’ Stalk Shreader, New Knives, Sharp! ...................$12,900 DMI 527B Disc Ripper 5 Shank Shear Bolt ................................$14,500 ‘88 Sunflower 5131, 24’ FC, w/3 Bar Harrow ..............................$10,900 ‘84 IHC 496 19½’ Disc ..................................................................$6,950 CIH 3950, 34’ Disc w/Harrow ...................................................... $27,500 LAWN MOWERS • SKIDLOADERS (3) ‘14 NH L218 Open Cab 1,933 to 2,338 hrs.................. From $23,900 ‘14 NH L230 Cab/Air/Heat, 327 hrs.............................................$45,000 ‘14 NH L230 Cab/Air/Heat, 1,675 hrs, New tires......................... $37,500 ‘13 NH L218 Cab/Heat, 782 hrs. ................................................. $27,500 ‘13 NH L225, Cab/Heat, 180 hrs .................................................$39,500 ‘10 Grasshopper 620T 52” Power Fold, 143 hrs ........................... $7,950 ‘07 Grasshopper 620T 52” Power Fold, 611 hrs ...........................$5,950 ‘11 NH L230 Cab/Air, 800 hrs, sharp ..........................................$41,500 ‘11 NH L220, Cab/Heat, hyd. detach, 1,698 hrs .......................... $27,500 ‘11 NH L230 Cab/Air, 1,413 hrs ..................................................$33,500 ’10 NH L185 Skidloader, 2,240 hrs .............................................$23,900 ‘05 NH LS185B Skidloader, 1,062 hrs ........................................$24,500 ‘00 Bobcat 863 Cab/Heat Skidloader, 2,605 hrs ......................... $17,500 KOLETZKY IMPLEMENT, INC. www.koletzkyimplement.com 2302 E. Hwy. 50 • Yankton, SD • 605-665-3872