December 9, 2014 • Page 2 1020 shop online at www.missourivalleyshopper.com Food - Beverage 1200 Homegrown Chicken Fryers, $6.25. Maxwell Colony Call for appointment to meet in Yankton. (605)660-0997. 1200 Cars *CASH TODAY* We'll Buy Any Car (Any Condition) + Free Same-Day Pickup. Best Cash Offer Guaranteed! Call for FREE Quote: 1-888-654-4994 .(MCN) *CASH TODAY* We'll Buy Any Car (Any Condition) + Free Same-Day Pickup. Best Cash Offer Guaranteed! Call for FREE Quote: 1-877-629-9182 .(MCN) 2007 Honda Accord EX-L, 4D, 161K, leather, sun roof, Sirius Radio. $7,500. (605)660-7412. Buying junk cars, pickups, vans, running or not. Instant quote & free pickup. McLean Auto Salvage. (402)360-0756 Cars 1200 GET CASH TODAY for any car/truck. I will buy your car today. Any Condition. Call 1-800-864-5796 or www.carbuyguy.com nani Cars at Vermillion Ford (605)624-8624 or (605)661-1320. New and used Ford cars and trucks or anything else you need. Great Service, No Pressure, No Hassles and NO Doc Fees! No Kidding! 1205 SUVs Snow Blade for older Jeep with electric lift and hydraulic. 6-1/2 hydraulic angle blade with quick detach hydraulics. $2250. (402)755-4257. 1210 Scrap Iron Wanted Old Cars, Trucks, Buses, Farm Machinery, Grain bin removal. Paying top dollar. Will pick up. Gubbels Salvage (402)640-6335 Coleridge, NE CARS/TRUCKS WANTED! Top $$$$$ PAID! Running or Not, All Years, Makes, Models. Free Towing! We're Local! 7 Days/Week. Call Toll Free: 1-888-416-2330 nani Trucks 1996 Chevy Extended Cab V8, 4x4, 1/2 ton, great shape, good tires, 130,000 miles, (605)665-5750. 1250 Motorcycles WANTED JAPANESE MOTORCYCLES 1967-1982 ONLY KAWASAKI Z1-900, KZ900, KZ1000, Z1R, KZ1000MKII, W1-650,H1-500, H2-750, S1-250, S2-350, S3-400 Suzuki, GS400, GT380, Honda CB750 (1969-1976) CASH. 1 - 8 0 0 - 7 7 2 - 1 1 4 2 , 1-310-721-0726 usa@classicrunners.com nani CASH FOR CARS: Any Make, Model or Year. We Pay MORE! 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Utility Trailers Agriculture Dave Says The Wrong Half Of The Month Dear Dave, My husband and I are following your plan, and we’re trying to reconcile our onpaper budget with what’s going on in our bank account. Most of our bills are due the first half of the month, but Dave we receive most of our income during the second half of the month. Can you help us figure out what to do? RAMSEY —Kathy Dear Kathy, If you’re actually making a budget and sticking to it, what you’re describing is a cash flow bind. You are in charge of your budget until it’s on paper. Once it’s on paper, it has to accurately represent reality. In your reality, that means a cash flow strain on the first checks and extra money on the second checks. You won’t be able to fix this in just one month, but there is a long-term solution. Move some of the money from your second checks into the first half of the next month. By doing this, you’ll start running from the fifteenth to the fifteenth instead of from the first to the first. It will help you stay ahead and avoid getting pinched. The second part of this equation is that you are in charge of your budget. The Sucker Rod & Pipe. All sizes for fencing and manufacturing. Menno, SD. (605)387-5660 (605)661-5050. Call Classi?eds 665-5884 Great Prices! www.yanktonmotorsports.com 2013 Chevy Equinox AWD, white......................$14,900 2012 Ford Fusion SEL leather interior, V6........$12,500 2012 Mazda 3 Sport light hail, 50K miles..........$8,800 2011 Chevy Impala LT 45K, silver...................$13,900 2011 Chevy Impala LT moonroof, leather........$13,900 2009 Chevy Silverado Crewcab 4x4..........$16,500 2008 Chevy Colorado LS white, reg. cab...........$8,900 2007 Chevy Silverado LT 4X2 reg. cab............$9,500 2007 Chevy Trail Blazer LT 4X4 73K............$10,900 2007 Pontiac G6 V6, moonroof...........................$6,995 Knox County Land for Sale 151.63 acres, more or less Located 6 miles East and 3 South of Bloomfield, or 3 miles South and 1 mile East of Hwy. 121 and Hwy. 84 Intersection budget does not become the boss of you until you get it done. When everything is written and agreed on by you and your husband, that’s when the budget becomes the boss. You can’t come home with a new shirt or a new purse and hope it fits into the plan. The budget has to be the plumb line by which you build your finances straight and true! —Dave SCHOOL COST VERSUS SALARY Dear Dave, My husband and I both work two jobs. Together we make about $53,000 a year, and we’re trying to get out of debt. We have $35,000 in debt, and most of that is on our truck. I’d like to go back to school and become an ultrasound technician, so we’ll have more money. Do you think this is a good idea? But I would only recommend starting school after you guys have done some work and cleaned up your finances. You’ve got a bunch of debt hanging over your heads, and the truck you mentioned is a big part of the problem. Sell the truck and move down to something very inexpensive to drive for a little while. Then tear into the remainder of the debt and get it paid off as fast as you can. After that, save up a bunch of money so you can go to school debt-free. I know that may seem like a long time before you can start school, but chances are you can get this done in less than two years. And trust me, going to school debt-free will feel a whole lot better than having another bunch of payments buzzing around your heads for years to come! —Dave —Sarah Dear Sarah, Getting more education is always a good idea. For starters, I’d begin doing some research to find out what ultrasound technicians in your area are earning. Then, look into the cost of training at a nearby school. ——— Dave Ramsey is America’s trusted voice on money and business. He has authored five New York Times best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership and Smart Money Smart Kids. The Dave Ramsey Show is heard by more than 8 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. MV Shopper M I S S O U R I VA L L EY CLASSIFIEDS IN PRINT & ONLINE To place your ad call... 605.665.5884 Earn Your Bachelor of Science in Nursing Degree with Mount Marty College! Apply Today! www.mtmc.edu 605-665-3720 • Yankton, SD Legal: Part of the SW1/4 of Section 24, Township 30 North, Range 2 West of the 6th P.M., Knox County, Nebraska, consisting of 151.63 acres, more or less. The building site has been surveyed and is not being sold. Please call Archbold Law Office at (402) 373-4240 to receive a bid package. The MMC BSN Program is Fully Fully Accredited by CCN through June 2022. CCNE NE Interested parties should submit a bid in writing, no later than Noon, on December 22, 2014. Sellers: Raymond J. Rodgers, III and Tammy S. Johnson The owners have the right to reject any and all bids. T Th The MMC Masters in Nurse Anesthesia n Program is Fully Accredited by COA Fully Ac ccredited through fa 2024. fall all Simply The Best! Licen sed in South Dakota an d N ebraska. Ca rla M u eller 605 -760-5 133 w w w .n ew h a rvestla n d .co m Ya n kto n ,SD 1105 West 8th Street | Yankton, SD 1-855-MtMarty (686-2789) | www.mtmc.edu