December 16, 2014 • Page 2 shop online at www.missourivalleyshopper.com Dave Says ‘06 Chrysler 300C SRT-8 #4351D, 97k miles, 6.1L V8, loaded...$14,990 ‘06 Pontiac Grand Prix #4487A, Maroon, 80k miles, alloy wheels .$6,990 ‘07 Nissan Maxima SL #4389B, Diamond White, 100k 1 owner miles, loaded and clean .....................................................................$10,990 ‘07 Ford Fusion SEL #P2454A, Blue, 110k miles, very clean.............$6,990 ‘08 Buick Lucerne CXL #4163A, White Diamond, 103k miles, new LaCrosse trade................................................$10,990 ‘08 Pontiac Grand Prix #4261A, Gray, 130k miles, alloy wheels.................$8,990 ‘08 Cadillac CTS AWD #3687A, Crystal Red, 85k miles,1 owner, we sold new, very nice.........................................................................$16,990 ‘08 Pontiac G6 #4189A, Blue, 86k miles, local new Equinox trade ....... $8,990 ‘09 Buick Lucerne CXL #4227A, Brown, 44k 1 owner miles, gorgeous unit! ................................................................................$16,990 ‘11 Chrysler 200 Touring #92470, Black, 41K miles .....................$13,990 ‘11 Cadillac CTS AWD #P2471, Crystal Red, 31k Miles ...................$20,990 ‘11 Buick Regal CXL #P2469, Silver, 37K miles ..............................$15,990 ‘11 Buick Regal CXL #P2472, Silver, 44K miles ..............................$13,990 ‘11 Buick Regal #3963A, Gray, 31k 1 owner miles ................... $14,990 ‘12 Chevy Camaro SS RS #4197B, Orange, 28K miles, V8, Sun Roof, Loaded ....................................................................$24,990 ‘12 Chevy Malibu 2LT #4368B, White, 62k miles, chrome wheels$11,990 ‘12 Lincoln MKS AWD #4271A, Black, 34k 1 owner miles, Ecoboost, loaded ....................................................................$29,990 ‘13 Chevy Camaro LT RS #P2388, Red, 18k miles, sun roof, alloy wheels.............................................................. $23,990 ‘14 Chevy Camaro LT #P2385, Black, 13k miles, sunroof and alloys..........$23,990 ‘06 Chevy Trailblazer LS #3511B, White, 81k miles............................... $7,990 ‘06 Chevy HHR LT #4483A, 82K miles ................................................... $6,990 ‘07 GMC Yukon XL SLT #4524A, Maroon, 96K miles, salvage title .........$14,990 ‘07 Chevy Tahoe 4WD LTZ #3839A, Silver, 125k miles, loaded with roof, NAV, DVD, 20”s.......................................................$17,990 ‘07 GMC Yukon Denali #4267B, Blue/Green, 100k miles, loaded and a looker!..........................................................................$22,990 ‘07 Chevy Colorado Crew 4WD LT #4236A, White, 81k miles, V6, Z71..$17,990 ‘07 Chevy Colorado Crew 4WD LT #4417A1, Maroon, 87k miles, V6, Z71 $17,990 ‘08 Chevy Silverado Ext Cab 4WD WT #4457A, White, 5.3L V8, 67k 1 owner miles .............................................................................$16,990 ‘08 Dodge Grand Caravan SXT #4217A, Maroon, 105k miles, stow-n-go ............................................................................................ $9,990 ‘08 GMC Acadia AWD SLT2 #4273A, Maroon, 72k miles, quad seating, NAV ............................................................................$21,990 ‘08 Buick Enclave CXL #3773A, Mocha, 120k miles, chrome wheels, clean! ........................................................................$14,990 ‘09 GMC Acadia AWD SLT2 #4344A, Gold, 80k miles, roof, NAV, DVD, heads up display, loaded ...........................................$20,990 ‘09 GMC Yukon XL Denali #P2390, White Diamond, 73k miles, 1 owner, loaded, NAV, roof, DVD ........................................$35,990 ‘09 Chevy Avalanche 4WD LS #4151A, Black, 150k 1 owner miles, well cared for......................................................$13,990 ‘09 Chevy Traverse AWD LS #4264A, White, 50k miles ......................$16,990 ‘10 Chevy Silverado Crew 4WD LT #4082A, red, 33k 1 owner miles, 6.2L V8 ............................................................................................$28,990 ‘10 Ford F150 SuperCrew 4x4 Lariat #4310A, Blue, 56k 1 owner miles, leather..........................................................$27,990 ‘10 Ford F-150 SuperCrew XLT #3834A, Maroon, 45k miles, 5.4L V8, new Silverado trade ..............................................$19,990 ‘11 Dodge Ram Crew 4WD Sport #4459A, White, 54k miles, 5.7L HEMI ......................................................................... JU$T IN ‘11 Buick Enclave AWD CXL #4130A, Black 74k miles, 1 owner, we sold new, Loaded ............................................................$23,990 ‘11 Cadillac Escalade ESV #3688A, Mocha, 54k miles, Nav., DVD, sun roof, 22” wheels ............................................................ $43,990 ‘12 Cadillac Escalade ESV Platinum #4479A, Mocha, 82k 1 owner miles, LOADED, upgraded wheels ......................................................................... $44,990 ‘13 GMC Sierra 3/4 Ton Crew SLT #4317A, White, 25k miles, 1 owner, Diesel very nice! ...................................................$48,990 ‘13 GMC Sierra Crew Denali #4407A, Maroon, 76k 1 owner miles, 6.2L V8................................................................$34,990 ‘13 GMC Sierra Ext Cab 4x4 SLE #4409A, White, 17k 1 owner miles, 5.3L V8................................................................$29,990 ‘13 Ford F-150 SuperCrew Lariat #4281A, black, 41k miles,1 owner, loaded, new tires...................................................$32,990 ‘13 Nissan Xterra PRO-4X #4188B, Gray, 14k 1 owner miles, manual, rare vehicle........................................................ $24,990 ‘13 Ford Explorer Limited #4382A, Silver, 38k 1 owner miles, Nav., leather, new SRX trade...................................................... $29,990 ‘14 GMC Yukon Denali #P2468, Black, 13K miles, 1 owner, sunroof, nav., DVD .............................................................................. $52,990 ‘14 Chevy Silverado Crew 4WD LTZ #P2474, White Diamond, 300 miles, leather............................................................................... $39,990 ‘14 Chevy Silverado Crew 4WD LT #P2475, Red, 3k 1 owner miles, leather. $35,990‘14 GMC Sierra 4WD Denali #P2476, Black, 5,900 1 owner miles, 6.2L V8 ...................................................................................... $52,990 It’s Vital To Have A Properly Budgeted Christmas BY DAVE RAMSEY Dear Dave, My wife and I are still paying off debt, so we didn’t budget anything for Christmas. How much do you think we should spend on close friends and family members? — Dan Dave Dear Dan, Not having a budget for Christmas probably isn’t a great idea if you want to have a happy marriage! It’s really not that difficult. I don’t know if there’s a certain amount that works for everyone, because everybody’s circumstances are different. But you must have a plan when holidays or other special occasions come along — especially when you’re trying to get out of debt. If you have kids, you certainly need to budget for them. They may not get everything they want, but there’s no reason there can’t be something from Santa under the tree. You also need to budget a little something for your spouse. The good thing is you can have a little fun with these gifts and make them more from the heart than the wallet. What if you gave your wife a coupon that says you’ll cook a real dinner for her and the kids once a week for the next three months? Or perhaps it’s a voucher for a free back rub any time she’s feeling stressed and tired. Maybe you could find a nice but inexpensive frame and put a favorite picture of the two of you inside. Things that come from the heart, or that include little acts of kindness or serving the other person, can go a long way. Those kinds of things are especially meaningful to most folks during the holiday season. Trust me, Dan. You can have a wonderful, loving, quality Christmas without spending a lot of money. You’ll have to spend a little here and there, but just make sure it’s an amount that’s RAMSEY 1020 Food - Beverage 1101 Homegrown Chicken Fryers, $6.25. Maxwell Colony Call for appointment to meet in Yankton. (605)660-0997. Please Recycle When Done Reading! appropriate for your financial situation. If you’re making $200,000 and trying to get out of debt, that’s one thing. But if you’re making $20,000 a year and trying to get out of debt, you need to do things that are creative and don’t require a lot of cash! — Dave BARGAINING WITH RESPECT Dear Dave, My husband and I are looking at getting a second vehicle. We found one we like, and it’s in great shape, but they’re asking more than we can afford to pay. How do you make a low offer without making someone angry or insulting them? — Angela Dear Angela, It’s always a smart move to try and stay on the seller’s good side. You want to be classy and diplomatic, and never point out the bad things about an item someone’s selling just to drive down the price. If you insult their merchandise or insinuate the price is unfair, you’re likely to blow the whole deal right off the bat. How about this? Tell them it’s a fine vehicle, and Announcements - 1200 Events Guitar lessons with Jay Gilbertson. Thursday evenings limited times available. Makes a great Christmas gift. (605)665-3669. 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He has authored five New York Times best-selling books: “Financial Peace,” “More Than Enough,” “The Total Money Makeover,” “EntreLeadership” and “Smart Money Smart Kids.” The Dave Ramsey Show is heard by more than 8 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. Cars 1200 Cars *CASH TODAY* We'll Buy Any Car (Any Condition) + Free Same-Day Pickup. Best Cash Offer Guaranteed! Call for FREE Quote: 1-888-654-4994 .(MCN) CASH FOR CARS: Any Make, Model or Year. We Pay MORE! Running or Not Sell your Car or Truck TODAY Free Towing! Instant Offer: 1-888-420-3805 (MCN) *CASH TODAY* We'll Buy Any Car (Any Condition) + Free Same-Day Pickup. Best Cash Offer Guaranteed! Call for FREE Quote: 1-877-629-9182 .(MCN) DONATE YOUR CAR, TRUCK OR BOAT TO HERITAGE FOR THE BLIND. 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