123014_YKMV_A2.pdf
December 30, 2014 • Page 2
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Dave Says
Helping Him Stay
On Track
Windy had sent off for a
doo-dad for his small
kitchen, and that’s why he
checked the mailbox. If
you’re Alphonse “Windy”
Wilson, and you’re long-inthe-tooth and single, you
find yourself not checking
the mailbox very often
unless there’s a reason. It
saves the disappointment of
finding it empty, you see.
But there was something
in there today.
He opened it up. It was a
Christmas card from Mrs.
Morris. In it, she had written
“Thank you so much for fixing my shed.”
Wow! As Windy would
say, it was a “transfigurational enlightening.” Of
course, he only used his
fancy English when there
was an audience of one or
more. But it led him to thinking he might have to check
the ol’ mailbox more often.
1101
He had straightened up
Mrs. Morris’ shed that was
perilously close to becoming
kindling in her back yard.
That Mrs. Morris had wanted it to become kindling so
she could use the space for
other reasons didn’t really
figure in. It all happened on
one of Windy’s helping days.
One day each week, he
looked around for someone
who needed help and helped
them, whether they wanted
him to or not.
The next day there were
two more Christmas cards.
One from Mrs. Lopez, whose
arthritis prevented her from
weeding her flower patch,
and one from someone who
didn’t sign it, but just wrote
“Thank you so much” inside.
Windy was rendered
speechless, which is the
equivalent, here in Home
Country, of the Pacific Ocean
tides deciding to take the
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Dear Dave,
My brother and
I recently received
day off.
an inheritance
But the capper came on
after our mom
Christmas Eve. Windy
died. He’s never
returned from eating at the
Mule Barn and explaining to been very good
the guys all about “experien- with money, so I
was proud of him
tial trans-wisdom” and its
when he used his
effects on education these
days. And there, on his front portion to pay off
porch, was a cardboard box his debts. But then
he went out and
Dave
with holes punched in it. It
was vibrating a big, too, and financed a van that
I know he still
making whining sounds.
can’t afford. I’m
On opening it, Windy
afraid he’s falling
found a brown puppy with
an overabundance of enthu- right back into the same old
money problems, but I don’t
siasm and an active tongue
know how to talk to him
and smile. There was no
note. He hugged the pup and about it.
took him in the house. It was
— Diana
going to be a great
Dear Diana,
Christmas.
I’ve learned, after years
-------of writing books, doing a
Brought to you with
radio show and trying to
warmest Christmas season
educate folks about their
wishes by Slim and
finances, you can’t make
Catherine Randles.
people listen to you. Even
with what I do for a living I
don’t throw my opinion
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Once he realizes
you haven’t
repeated the
same mistakes,
and have a better
life for it, he
might just ask
how you did it.
Then, the door is
open!
But you can’t
become preachy
every time someone does something dumb. That
will only hurt their feelings
and cause them to tune you
out completely.
— Dave
dental insurance though.
You almost never get back
what you put into those policies. It’s the kind of stuff a
good emergency fund will
cover. If she has invested
her time and money into
what I teach, I’d say she’s
pretty serious about getting
her finances in order.
If it were me, I’d make the
money for dental work a gift,
not a loan, for turning her
financial life around. In your
description you never mentioned anything about your
daughter being lazy or
unwilling to work. You talked
about a young lady who’s
just starting to build her life,
and you’re rewarding smart
choices. I think that’s a great
idea and will have a major
positive impact!
RAMSEY
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REWARD HER GOOD CHOICES
Dear Dave,
Our daughter wasn’t very
responsible with money until
she read your books. Now,
she has really started turning her life around. Recently,
she learned she needs to
have some expensive dental
work done. Since she just
started trying to manage her
money well, she doesn’t
have enough saved up for
the procedure or dental
insurance right now. Do you
think we should help by
loaning her the money?
———
Dave Ramsey is
America’s trusted voice on
money and business. He has
authored five New York
Times best-selling books:
Financial Peace, More Than
Enough, The Total Money
Makeover, EntreLeadership
and Smart Money Smart
Kids. The Dave Ramsey
Show is heard by more than
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daveramsey.com.
— Dianne
Dear Dianne,
I like what you’ve told me
about your daughter. She
doesn’t need to worry about
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Fill the puzzle so that every row, every column, and every
section contain the numbers 1-9 without repeating a number.
3
9
5
8
2 5
2
6
7
9
1 4
2
4
7 3
6
7
1
8 9
2
5
INTERMEDIATE
CH BOOK 58 #4
Last Tuesday’s
Solution
3
5
1
7
8
4
2
7
9
1
4 6
6 8 5
3 2 8
9 1 2
5 6 9
4 5 3
6 8 3 7
9 1 7 4
2
4 8 5
7 9 1
2 3 7
5 4 9
3 6 4
1 7 8
8 1 6
9 5 2
6
2
3
2 6
8
3
3
4 9
6 1
7 5
3 2
9 7
1 4
5 8
su do ku
© 2008 KrazyDad.com
Check next Tuesday’s paper for
the solution to today’s puzzle.
INT BOOK 58 #4
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