011315_YKMV_A2.pdf
January 13, 2015 • Page 2
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‘06 Buick Lucerne CX #4523A, Silver, 88k miles, local trade ....... JU$T IN
‘06 Mercury Zephyr #4186C, White, 100k miles, leather,
loaded, and clean! ....................................................................$8,990
‘08 Buick Lucerne CXL #4163A, White Diamond,
103k miles, new LaCrosse trade................................................$10,990
‘08 Pontiac Grand Prix #4261A, Gray, 130k miles, alloy wheels.................$6,990
‘08 Pontiac G6 #4189A, Blue, 86k miles, local new Equinox trade ....... $8,990
‘09 Buick Lucerne CXL #4227A, Brown, 44k 1 owner miles,
gorgeous unit! ................................................................................$16,990
‘10 Nissan Maxima SV #4490A, Silver, 65k miles, local trade........$15,990
‘11 Chrysler 200 Touring #92470, Black, 41K miles .....................$13,990
‘11 Buick Regal CXL #P2469, Silver, 37K miles ..............................$15,990
‘11 Buick Lucerne CXL #4522A, Silver, 99k miles,
leather, local trade ..........................................................................$12,490
‘12 Chevy Camaro SS RS #4197B, Orange, 28K miles, V8,
Sun Roof, Loaded ....................................................................$24,990
‘12 Ford Focus SE #3938A, White, 69k miles, new Silverado trade,
good rubber ...........................................................................$11,990
‘12 Lincoln MKS AWD #4271A, Black, 34k 1 owner miles,
Ecoboost, loaded ....................................................................$29,990
‘13 Dodge Avenger SXT #4326A, Red, 19k 1 owner miles,
leather, roof, local trade ..........................................................$16,990
‘14 Chevy Camaro LT #P2385, Black, 13k miles, sunroof and alloys..........$23,990
‘06 Chevy Trailblazer LS #3511B, White, 81k miles............................... $7,990
‘06 Chevy Trailblazer 4WD LT #4550A, Maroon, 88k miles,
leather, roof ........................................................................................ $9,990
‘06 Chevy HHR LT #4483A, 82K miles ................................................... $6,990
‘07 Chevy Tahoe 4WD LTZ #3839A, Silver, 125k miles,
loaded with roof, NAV, DVD, 20”s.......................................................$17,990
‘07 GMC Yukon Denali #4267B, Blue/Green, 100k miles,
loaded and a looker!..........................................................................$22,990
‘07 Chevy Colorado Crew 4WD LT #4236B, White, 81k miles, V6, Z71 ..$15,990
‘07 Chevy Colorado Crew 4WD LT #4417A1, Maroon, 87k miles, V6, Z71 $15,990
‘07 Chevy Silverado Crew 4WD LT #4501A, Blue, 83k
1 owner miles, local trade ........................................................................................ $19,490
‘08 Chevy Tahoe 4WD LT #4441B, Blue, 120k miles, hail dmg., ........................JU$T IN
‘08 Chrysler Town & Country Limited #4291A, Gold, 125k miles,
heated leather, new tires & more.................................................................................JU$T IN
‘08 Chevy Silverado Ext Cab 4WD WT #4457A, White, 5.3L V8,
67k 1 owner miles .............................................................................$16,990
‘08 Dodge Grand Caravan SXT #4217A, Maroon, 105k miles,
stow-n-go ............................................................................................ $9,990
‘08 GMC Acadia AWD SLT2 #4273A, Maroon, 72k miles,
quad seating, NAV ............................................................................$21,990
‘08 Buick Enclave CXL #3773A, Mocha, 120k miles,
chrome wheels, clean! ........................................................................$14,990
‘09 Chevy Silverado Crew 4WD LT #4422A, White, 77k 1 owner miles,
local trade.........................................................................................$22,990
‘09 GMC Acadia AWD SLT2 #4344A, Gold, 80k miles,
roof, NAV, DVD, heads up display, loaded ...........................................$20,990
‘09 GMC Yukon XL Denali #P2390, White Diamond,
73k miles, 1 owner, loaded, NAV, roof, DVD ........................................$35,990
‘09 Chevy Avalanche 4WD LS #4151A, Black,
150k 1 owner miles, well cared for......................................................$13,990
‘10 Buick Enclave Conv. #4393B, Silver, 85k miles, family 1 owner ......$16,490
‘10 Chevy Silverado Crew 4WD LT #4082A, red, 33k 1 owner miles,
6.2L V8 ............................................................................................$28,990
‘10 Ford F150 SuperCrew 4x4 Lariat #4310A,
Blue, 56k 1 owner miles, leather..........................................................$27,990
‘10 Ford F-150 SuperCrew XLT #3834A, Maroon,
45k miles, 5.4L V8, new Silverado trade ..............................................$19,990
‘10 Chevy Traverse AWD LT #4399A, Dk Gray, 94k miles....................$14,990
‘11 Chevy Silverado Crew 4WD Z71 LT #4409B, Taupe, 60k miles,
appearance pkg., leather ...................................................................$25,990
‘11 Chevy Silverado 3/4 Crew 4WD LTZ #4476A, Silver, 69k 1 owner miles,
6.6L V8 Duramax Diesel ....................................................................$36,990
‘11 Buick Enclave AWD CXL #4494A, White, 76k 1 owner miles .........$23,990
‘11 Cadillac Escalade ESV #3688A, Mocha, 54k miles,
Nav., DVD, sun roof, 22” wheels ............................................................ $43,990
‘11 Cadillac Escalade ESV Platinum #4553A, Black,
26k miles, LOADED!.................................................................................... $51,990
‘12 Cadillac Escalade ESV Platinum #4479A, Mocha, 82k 1 owner miles,
LOADED, upgraded wheels ......................................................................... $44,990
‘12 Jeep Liberty 4WD Limited #4389C, Maroon, 72k miles, leather, roof .. $17,990
‘13 GMC Sierra 3/4 Ton Crew SLT #4317A, White,
25k miles, 1 owner, Diesel very nice! ...................................................$48,990
‘13 GMC Sierra Crew Denali #4407A, Maroon,
76k 1 owner miles, 6.2L V8................................................................$34,990
‘13 Ford F-150 SuperCrew Lariat #4281A, black,
41k miles,1 owner, loaded, new tires...................................................$32,990
‘13 Ford Explorer Limited #4382A, Silver, 38k 1 owner
miles, Nav., leather, new SRX trade...................................................... $29,990
‘14 GMC Sierra 4WD Denali #P2476, Black, 5,900 1 owner miles, 6.2L V8..... $52,990
The whole thing began
right after the first good
snow this year. Herb Collins
was looking out his window
at the point on his small
farm where Lewis Creek cuts
through a rather steep hill.
Neighborhood kids were
sledding up there and trying
to avoid rocks and one
gnarly tree that stuck out.
He also noticed that if the
kids were successful in
avoiding death and destruction, they came to an immediate and violent halt at a
submerged log next to the
creek.
He brought this up at the
next unscheduled-but-daily-
anyway meeting of the
World Dilemma Think Tank
down at the Mule Barn.
Some executive decisions
were made rather suddenly,
and construction began the
following day.
Jim Kennedy showed up
driving a Bobcat, Doc
brought a chain saw, and
Steve had his four-wheeldrive pickup with a big chain
in it.
At the end of three
hours, a long, sloping gentle
run began up by the road
and looped around two
turns, and ended in a gentle
upslope on the far side of
the frozen creek.
‘12 Buick Enclave AWD CXL #4398A, Ming Blue, 46k
1 owner miles, LOADED .....................................................................$32,990
‘12 GMC Terrain AWD SLT #4244A, Bronze, chrome wheels,
roof, 41k 1 owner miles ...........................................................$22,990
‘12 GMC Acadia AWD SLT #P2454B, Gray, 19k 1 owner miles, roof .......... $28,990
‘13 GMC Acadia SLT #4489A, Gold, 27k 1 owner miles, leather.........$31,990
‘13 Chevy Malibu LT #4119A, Silver, 3,000 miles, 1 owner,
like new! ................................................................................$18,990
‘13 Chevy Impala LTZ #P2396, Silver, 36K miles,
leather and loaded .............................................................................. $16,990
‘13 Chevy Malibu LT #4395A, Taupe, 19k miles, local trade ............... $16,990
‘14 Chevy Cruze LT’s 9-22k miles, 15 choices ............................$13,990
‘14 Chevy Cruze 2LT’s 11-18k miles, leather, MyLink,
4 choices only.........................................................................$15,990
‘14 Chevy Malibu 2LT’s 10-14k miles, 2 choices,
leather – starting only...............................................................$19,990
‘14 Chevy Captiva LS’s 10-26k miles, 2 choices – starting ..........$15,990
‘14 GMC Acadia AWD SLT1 #P2387, Gray, 13k miles,
leather, quad seating ............................................................... $34,990
BY DAVE RAMSEY
Dear Dave,
My husband
and I are debt-free
except for our
home, and we
have about
$100,000 in savings. Recently,
one of our daughters was diagDave
nosed with
Crohn’s disease.
We’re worried
about this, and
the fact that she
and her sister are both
teenage drivers. Do you
think we should drop full
coverage, and have just liability, since we’ll probably
have lots of medical bills
over the next few years? —
Kim
Dear Kim,
I’m really sorry to hear
about your daughter’s medical situation. But speaking
from a financial perspective,
you guys are in pretty good
shape to handle things. You
have a pile of cash in savings, I assume you have
some kind of medical insurance and you’re debt-free.
Under the circumstances,
I get where you’re coming
from and the idea of having
even more money available
to put toward
medical issues. In
your case, however, there’s no way
I’m going to have
only liability coverage when there
are two teenage
drivers in the
house. There’s a
reason insurance
rates are so high
for teens. It’s
called statistical
analysis of their
driving ability.
They’re not good
RAMSEY
drivers!
I haven’t had a wreck in
over 20 years, but I’ve had
some kids who did. No, I
wouldn’t drop the coverage.
Hopefully, your daughter will
be OK. But I wouldn’t take a
chance on having to write a
check for another car on top
of medical expenses. —
Dave
KIDS AND FAMILY
Dear Dave,
I receive child support
payments for my two kids
from my ex-husband. My
new husband and I are using
your plan to improve out
finances, but we can’t agree
on how to handle these payments. I’ve been keeping it
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4
1
5 6
7
9
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5
4
2
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5 1 3
2 8 9
4 6 7
1 4 2
3 6 8
7 5 9
6 1 4
2 7 5
8 9 3
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5
2
7
1
su do ku
P2411 *$2,000 down on 72 mo.@4.9% WAC
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— Dave
Dave Ramsey is
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Check next Tuesday’s paper for
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EA BOOK 58 #5
GUBBELS SALVAGE
Certified!
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INT BOOK 58 #5
Last Tuesday’s
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#5
3
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INTERMEDIATE
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2
Certified!
in a separate account. He
thinks we should combine it
with the rest of our house
money and budget. What do
you think is best? — Leslie
Dear Leslie,
I don’t blame you for
being protective of the child
support money. I’m sure the
feelings you have stem from
a desire to protect your kids.
But if your new husband is a
good guy, one who’s kind,
loving and willing to treat
these kids like they’re his
very own, then my opinion
is the money should go into
the pile where it helps take
care of the kids and family.
Your job as a parent is to
be a blessing to your kids.
That means feeding them,
clothing them, educating
them and giving them a
good home. As long as these
things are happening, and
we’re talking about a functional, loving marriage, then
all the money should be
combined and be part of the
family. Put it right at the top
of your monthly budget,
along with all your other
household income.
Money is important, and
I’d expect you to make sure
your kids and your cash are
treated properly. But I’m
talking about two responsible people being involved in
M I S S O U R I VA L L E Y
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-------
Don’t Drop The Coverage!
‘14 Chevy Cruze LT’s
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can go break your neck on
any of them. This run is for a
special purpose.”
“A special purpose, sir?”
Herb nodded. “Steve? If
you please.”
And Steve brought out
the toboggan from his pickup truck, and the old guys
took turns being kids once
more down their own sledding run.
Dave Says
YOUR RADIATOR
HEADQUARTERS!
‘11 Chevy Malibu LS #4169A, White, 54k miles, very nice, trade in.......... $13,990
‘11 Chevy Impala LT #4518A, Red, 17k miles, local trade ............................$14,990
‘11 Buick Regal CXL #P2472, Silver, 44K miles ..............................$13,990
‘11 Chevy Equinox AWD LTZ #P2370A, Brown, 46k miles,
chrome wheels, very sharp ......................................................... $22,990
‘11 Chevy Cruze LT #3279A, Black, 25k 1 owner miles,
leather, we sold new ......................................................................... $14,990
‘12 Chevy Malibu 2LT #4368B, White, 62k miles,
chrome wheels ........................................................................$11,990
Of course, this activity
ruined what snow cover
there was, so the kids
looked disappointed.
But last week it snowed
hard, a good six inches, and
the kids went running down
to try the new sled run.
It wasn’t all that exciting
for them. So when Doc and
Herb and Dud and Steve
showed up, one of the kids
politely pointed out to Mr.
Collins that they couldn’t
really get going very fast
down that hill on the new
run.
“I know that,” said Herb.
“But see all those other
steep runs you have? You
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