012715_YKMV_A2.pdf
January 27, 2015 • Page 2
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Dave Says
Sharing And Planning
As One
BY DAVE RAMSEY
Doc was just getting up
to leave the philosophy
counter as Herb walked in.
Herb was grinning and flexing muscles and had the
look of eagles in his eyes. We
stared.
“Herb,” said Doc. “You
know, you can overdo a
good thing.”
“Why Doc … whatever do
you mean?”
“I realize that getting
more exercise is your resolution for the new year, but a
man your age … you need to
pace yourself a little, that’s
all. Don’t try to get in shape
all at once.”
“Why Doc, I’ve never felt
better in my life. Hey, you
were so right to get me on
this exercise kick. I’ve been
meaning to thank you. It’s
just what I’ve been needing.
1101
What would you think about
my playing some football in
the spring? I mean, it’s just
touch football, but I miss the
ol’ razz-matazz, you know?”
Doc shook his head sadly
and walked out. Herb started
laughing and sat down with
us and flipped his cup over
for his morning eye opener.
“What was that all about,
Herb?” Dud asked.
“A little joke I’m playing
on Doc, that’s all,” Herb said.
“You remember how Doc has
been on my case to get more
exercise and slim down
some? Well, there was only
one way to shut him up, so I
started running. I bought a
sweat suit and started running. I run past his house
each morning. Then, about
an hour later, I run past his
house the other direction,
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huffing and puffing and looking at my watch.”
“An hour? You run for an
hour each morning?”
“Of course not,” Herb
said, laughing. “I run past
Doc’s house then walk the
block to the library. An hour
later, I run past Doc’s house
and then walk two blocks
home.”
We stared at him.
“What?” he said. “You
know Doc’s going to worry
about me one way or the
other. I just thought I’d
change it up a bit.”
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Dear Dave,
How do I get
my girlfriend to
take a more active
role in planning a
family budget?
We’re getting married in a few
months, and everything between us
is great except for
this one area. She
seems to want me
to handle the
money, and make
all the decisions.
Dave
RAMSEY
—Dave
BE THE DAD
—David
Dear David,
Many marriage counselors will tell you if a couple comes to agreement on
four major issues — money,
kids, religion and in-laws —
they have a greater chance
of forming a successful and
lasting marriage.
Try sitting down with her
and explaining from your
heart how important it is to
you that she’s involved in
the budgeting process. I
believe it’s vitally important
that financial decisions are
made by husband and wife
together – as one. Most
women value communication in a relationship, and
the process of doing a
monthly budget together will
be a wonderful sharing expe-
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Dear Dave,
My son works, but he’s
19 and lives at home. He’s
on my auto insurance and
cell phone accounts,
because we both get discounts on the plans. He’s
supposed to pay his share of
these bills, but lots of times
he’ll say he doesn’t have the
money. He’s a good kid, but
what should I do to make an
impression and teach him to
be more responsible?
—Steve
Dear Steve,
It sounds like it’s time for
you to stand up and be a
dad, my friend. Take action!
First, you need to have a
talk with him where you
apologize for doing a poor
job of communicating in the
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—Dave
———
Dave Ramsey is
America’s trusted voice on
money and business. He has
authored five New York
Times best-selling books:
Financial Peace, More Than
Enough, The Total Money
Makeover, EntreLeadership
and Smart Money Smart
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past and about this situation
in particular. Be gentle and
loving, but also be firm that
from this point on you’re
going to make him live up to
his end of the bargain where
the car insurance and cell
phone are concerned.
Let him know with utter
certainty you’re going to
shut off his cell phone and
cancel his insurance the
next time he doesn’t have
his share of the money when
the bill comes due. Then, do
it if he doesn’t pay up on
time!
You still have the control
in this situation, Steve. You
just have to exercise it. Your
son may not like it at first,
but you’ll both benefit from
the process.
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rience for the two
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Money isn’t
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a
TICKET INFORMATION:
FORMAT
A
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