•••••••••••••••••••••••••••••••••••••••• Common Mistakes Made on Home Renovation Projects BETTER SERVICE. BETTER SAVINGS. BETTER VALUE. Come to American Family Insurance and take advantage of our new lineup of discounts. Contact me today for a competitive insurance quote. Your dream is out there. Go get it. We’ll protect it. Michael Breske Agency 112 W Main St Vermillion, SD 57069 (605) 624-2025 mbreske@amfam.com Tim Asche Agency 2217 Broadway Ave Ste B Yankton, SD 57078 (605) 260-5560 tasche@amfam.com American Family Mutual Insurance Company, American Family Insurance Company, American Standard Insurance Company of Ohio, American Standard Insurance Company of Wisconsin. 6000 American Parkway, Madison, WI 53783 ©2013 007390 – 6/13 16 • TODAY’S HOME - Spring 2015 AUTOMATIC UNDERGROUND LAWN SPRINKLERS Home improvement projects can turn a house into a home. Homeowners plan scores of renovations to transform living spaces into rooms that reflect their personal tastes and comforts. Homeowners going it alone may find things do not always go as planned. In fact, a Harris Interactive study found that 85 percent of homeowners say remodeling is a more stressful undertaking than buying a home. But homeowners about to embark on home improvement projects can make the process go more smoothly by avoiding these common pitfalls. Failing to understand the scope of the project Some homeowners don’t realize just how big a commitment they have made until they get their hands dirty. But understanding the scope of the project, including how much demolition and reconstruction is involved and how much time a project will take can help homeowners avoid some of the stress that comes with renovation projects. For example, a bathroom renovation may require the removal of drywall, reinforcement of flooring to accommodate a new bathtub or shower enclosure and the installation of new plumbing and wiring behind walls. So such a renovation is far more detailed than simply replacing faucets. Not establishing a budget Homeowners must develop a project budget to ensure their projects do not drain their finances. If your budget is so inflexible that you can’t afford the materials you prefer, you may want to postpone the project and save more money so you can eventually afford to do it right. Without a budget in place, it is easy to overspend, and that can put you in financial peril down the line. Worrying about coming up with money to pay for materials and labor also can induce stress. Avoid the anxiety by setting a firm budget. Making trendy or overpersonal improvements Homeowners who plan to stay in their homes for the long run have more free reign when it comes to renovating A RAIN BIRD SPRINKLER SYSTEM MAKES THE LIVING EASY! Complete Sales & Service 605-665-9269 Fejfar Plumbing & Heating, Inc. 1209 W. 9th, Yankton, SD Residential • Athletic Fields • Commercial