032415_YKMV_A2.pdf
March 24, 2015 • Page 2
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Planning Soybean-onSoybean? Assess Disease
Risk Before Planting
As a prequel to the morning
coffee inhalation down at
the Mule Barn coffee shop,
the members of the world
dilemma think tank were
found at the break of day,
armed with fly rods, in
their other guise as charter
members of the Lewis Creek
Piscatorial Pursuit Alliance.
“I like your presentation,
Dud,” said Doc, waving his
hand-tied midge through
the air. A presentation is
fly-fishing-speak for how you
wave your line through the
air and set it down on the
water.
“Thanks, Doc. That double-
haul cast of yours is a work
of beauty. Look at Steve over
there. Ever see anyone pull
the line out of the reel and
extend his cast that well?”
“Thanks,” said Steve. “But I
keep watching how Doc does
it and I know I’m not in the
same league.”
“You’re too kind,” said Doc.
“I think a good part of it is
just using this mayfly dry
that Marvin tied for me. This
thing just hangs suspended
over the creek like it was a
helicopter.”
“I do my best,” Marvin said,
casting a stonefly nymph
upstream, “but we all know it
isn’t the fly so much as it is
the way it’s presented to the
fish.”
Half an hour later, they
were seated and sipping
at the philosophy counter
at the Mule Barn. No one
had caught anything that
morning, but it didn’t stop
them all from feeling really
good about themselves.
Fishing can be painlessly
therapeutic. You can look it
up.
----Brought to you by Ol’ Jimmy
Dollar, a children’s book
by Slim Randles. http://
nmsantos.com/
BROOKINGS, S.D. - With
corn grain prices being
down, some producers may
be considering planting
soybeans-on-soybeans
because of economic reasons.
“Soybean does not require
heavy inputs such as fertilizer
and soybean grain prices
have not taken such a big
hit as corn,” said Emmanuel
Byamukama, SDSU Extension
Plant Pathologist. If planting
soybeans into a field that was
under soybeans last year be
the plan for the 2015 growing
season, Byamukama said
producers need to be aware
of disease risks and should
plan ahead to minimize
negative impacts of these
diseases on soybean yield.
“The majority of soybean
diseases in South Dakota
are either residue-borne or
because pathogens survive
in the soil,” he explained.
“This means that planting
soybeans in a non-rotated
field may increase the
risk of these diseases to
develop.” If a soybean
field has had a history of
moderate to severe disease
development, Byamukama
encouraged growers to
be careful in their cultivar
selection. While resistance
to many soybean diseases
may not yet be available,
Byamukama explained
that seed companies do
provide disease ratings
for soybean cultivars for
several pathogens including
Phytopthora root rot, white
mold, brown stem rot, sudden
death syndrome, and soybean
cyst nematode (SCN).
“One particular soybean
production constraint
that needs to be assessed
carefully before planting
soybeans following soybeans
is SCN,” explained Connie
Strunk, SDSU Extension Plant
Pathology Field Specialist.
In non-rotated fields with a
history of SCN, Strunk said
this nematode problem can
increase to reach damaging
n soybean, Page 3
Dave Says
The Money’s Ahead Of You
By Dave Ramsey
Dear Dave,
I’m 64, and I’ve been
dating a 73-year-old
man for four years.
We’re talking about
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marriage, and we’ve been
discussing finances. He’s
retired, but I still work
part-time even though
I’m in pretty good shape
financially. His plan, if we
get married, is to give his
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605-665-7952
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$15,000
house and his savings to
his children, while we live
in my home. We’d still
have his small pension,
what I bring home and
my savings, but I think
he should invest at least
half of what he has in our
marriage and relationship.
What do you think?
— Betty
Dear Betty,
So, his wealth goes to
his kids and you get to
feed and take care of
him until he dies? In my
mind, this is not a good
plan. I think what you’re
discovering here is that
this guy just doesn’t want
to be lonely. It sounds,
too, like he’s dipping into
your wealth while all his
stuff goes to his kids. I’d
be a little frustrated with
this idea if I were you.
And I think the two of you
need some premarital and
relationship counseling
before you take another
step forward. Right now,
you’re in third place
behind his kids and his
belongings. I’m not saying
he has to give everything
to you, but you guys
definitely need to have
a serious talk and find a
little balance. Right now,
he’s clinging to everything
in one way or another, and
not really offering to take
care of you. In my mind,
you need to be ready to
take a bullet for someone
when you want to marry
them. And this guy hasn’t
shown that he’s ready to
put you first.
— Dave
HELP? NOT YET
Dear Dave,
My daughter is in her late
twenties, and she has a
good job making $50,000
a year. The other day, she
told me she has $15,000 in
credit card debt and has
financed an expensive car
she’s upside down on. Her
apartment in Omaha costs
$600 a month, and she is
asking for help to get out
of the hole. We tried to
teach her how to handle
money, but apparently it
didn’t work. How do you
think I should handle this
situation?
— Cindy
Dear Cindy,
Here’s what I would tell
her if she were my kid
in that situation. First,
I’m not paying for your
problem to go away. I’d
tell her to sell the car
and get a cheap little
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beater. She’ll have to get
a small loan to cover the
difference, but it will rid
her of a car payment. And
hey, a little bit of debt is
better than a whole lot of
debt — especially when
the debt is on something
that’s going down in value.
After that, she can get a
part-time job and work her
tail off until she cleans up
the mess she made. I know
all this sounds harsh, but
this girl had a good thing
going and she screwed it
up by being impulsive and
immature. Think about
it; she’s making $50,000
a year, and only $7,200
of that was going toward
rent. Her taxes aren’t
that much, so where’s
the rest of the money
going? I’m guessing a big
chunk is being wasted
on restaurants, goofing
off and other stuff she
doesn’t really need.
Let her wallow in it and
worry about things for
while first, though. Then,
if she’s willing to accept
responsibility for her
actions, and she starts
working hard toward
handling her money
wisely, you might help her
out once in a while. Every
time she pays off $1,000,
you could add $500 to the
next payment. But I’d test
her resolve first to see if
she wants it badly enough!
—Dave
———
Dave Ramsey is America’s
trusted voice on money and
business. He has authored five
New York Times best-selling
books, including The Total
Money Makeover. The Dave
Ramsey Show is heard by more
than 8.5 million listeners each
week on more than 550 radio
stations. Follow Dave on Twitter
at @DaveRamsey and on the
web at daveramsey.com.
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or call Joe Schieffer, owner, at 605-661-1799
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