May 12, 2015 • Page 2 shop online at www.missourivalleyshopper.com Dave Says God Is Whispering To You you what to do, Randy. God is whispering in your ear. If I were in your shoes, I wouldn’t take it. If it were $100,000, I wouldn’t take it. You were not wronged, and that money is for someone who was wronged. You have a sense of dignity and pride about yourself and your behavior, and I respect that. My advice is to listen to your heart. — Dave MORTGAGE OR SAVE? Dear Dave, I just became debt-free, and I live in an apartment. I’m also 28 and single, and I make about $75,000 a year. Do you think I should get a mortgage and go back into debt, or save up and pay cash for a house? I’d like to keep the price of a new home around $200,000, and I think I can save about $15,000 a year. — Kevin Dear Kevin, Congratulations on becoming debtfree! It feels awesome, doesn’t it? When it comes to saving, how about rounding that figure up to $20,000 a year? Going that route, you’re only 10 years away from a nice, new paid-for home, and you’re still debt-free. That’s one way to do it. I don’t borrow money, Kevin. And I don’t tell people to do things I won’t do. The one exception to that is I don’t BY DAVE RAMSEY Steve, the tall cowboy of us philosophy types, was riding a Dear Dave, young horse through town the other day to get him used to I was recently notified that I am one “boogers.” of the beneficiaries of a class action To gentle a horse, he explained, you give them something lawsuit against a previous employer. to booger at, and then talk them out of it. You keep coming The amount I can receive is just $200, up with new boogers and calming the horse until screaming but I don’t feel like this past employer fire engines and jet exhaust are no problem at all. wronged me in any way. Everyone He rode up to the Campbell house and saw Anita, Dud’s around me is urging me to take the wife, shaking out a throw rug. The young horse began blowmoney, but I feel kind of weird about ing nuclear snot all over the front yard and his eyes bugged accepting anything under the circumout. stances. What do you think I should do? “Anita,” Steve said, “would you mind coming over here — Randy with that rug for a minute?” Dear Randy, She walked slowly up to the young horse, who was crouched I don’t know all the details of the in the starting blocks preparing for an elliptical orbit around episode you’re talking about, or what the sun. happened with this particular company. “I don’t want to frighten him,” Anita said. But I don’t agree with the idea that “That’s why I’m here, actually,” Steve said. “Would you let we’re supposed to beat up anyone we him smell the rug?” can, or milk everything we can get out She carefully and slowly held the rug up to where the colt of every company or human being we could sniff it. He sniffed and snorted, sniffed and snorted come across. … then sniffed, and sniffed. Then he eyed it carefully and Some people are just incredibly optouched it with his nose. portunistic. They live like it’s anarchy, “If you wouldn’t mind,” Steve said, running his hand along and they have no sense of fairness or the horse’s neck, “could you back up about three steps and decorum. But you do. then start wiggling it?” The people who are telling you to She backed up and gently wiggled the rug. Snort, snort, take the cash don’t think the way you legs in starting blocks. Ready to booger. do. They’re the kind who would take “That’s it,” Steve said, calmly, rubbing the horse’s neck. any money, no matter the reason. But “Now shake it a little harder.” you sound like the kind of person who More snorts. More rubbing. wouldn’t do that, so you shouldn’t be “Now shake it really hard.” taking advice from those people. It took the best part of a minute before the horse calmed I think your heart has already told down and just watched Anita with curiosity instead of fear. “Thanks, Anita,” Steve said. “You’ve helped a lot.” She looked up at him. “But why did you want me to shake a rug at him, Steve?” “I’m thinking about getting him a job in a carpet cleaning business and wanted him to learn the ropes.” BROOKINGS, S.D. - In season crops,” Rusche said. ------many areas of South Dakota, If moisture conditions Brought to you by the Home Country podcast at http://www. the pasture acres are in improve, Rusche said warmdoublewidenetwork.com/index.php/MusicStarWorldwide/ short supply. This, coupled season annuals could be detail/home_country with the fact that precipiplanted after harvesting tation so far this growing the cool season forage as a season is below normal has double-crop. Registered cattle producers looking for Warm Season Annuals Angus Bulls additional feed resources. Warm-season annuals For Sale Annual forages provide perform best during the a viable option for cow/ warmest part of the summer. Bred for calving ease & growth. calf producers to consider, These crops are typically Performance tested, guaranteed. said Warren Rusche, SDSU planted in June or July. “The Extension Cow/Calf Field most common warm-season Out of top bloodlines in the Specialist. annuals planted in the NorthAngus breed. Call: “Additional harvest opern Plains are the hay milHauger’s Stock Farms tions annual forages provide lets, pearl millet, sudangrass IRENE, SOUTH DAKOTA include grazing, haying, or and sorghum-sudan hybrids, Steven: 605.263.3774 silage, depending on the and forage sorghums,” crop,” Rusche said. Rusche said. He explained the two He explained that each of broad categories of annual these crops has advantages forages include cool-season and disadvantages - dependand warm-season forages. ing on the environmental “The key difference between conditions and the planned the two is when they are usage. ready for harvest,” he said. Hay Millets: As the name Cool Season Forages implies, these crops are best Cool-season forages suited to be harvested as are typically small grains hay rather than grazed or planted either alone or in cut for silage. These plants combination with a cool have finest stems and cure season legume such as field the easiest compared to Use your FAX machine to send peas. “These are planted other summer annuals. Hay in early spring and will be millet is most drought-tolerus your Classified ad. ready for harvest by early ant and can produce forage Remember to include your name & ad. Prepayment summer. Because they avoid in as little as eight weeks is required when placing classified. We accept Visa the peak summer heat, their after planting. moisture requirements are Pearl Millet: Pearl millet or Mastercard. not as high as some longer offers more production yell at people for taking out a 15-year, fixed-rate mortgage, where the payments are no more than 25 percent of your monthly take home pay. You could save like crazy for a Dave couple of years and put down a really strong down payment on a home in the price range you’re talking about. Then, you could pay off that house in 15 years max — or even sooner. I don’t have a big problem with it either way. But wouldn’t it be great to be only 38 years old and still be completely debt-free? — Dave ——— Dave Ramsey is America’s trusted voice on money and business. He has authored five New York Times best-selling books. The Dave Ramsey Show is heard by more than 8.5 million listeners each week on more than 550 radio stations. Dave’s latest project, EveryDollar, provides a free online budget tool. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. RAMSEY Adding Options with Annual Forages FAX US YOUR AD & SEE THE RESULTS! Classified FAX number: 605-665-0288 319 Walnut • Yankton, SD 57078 • Phone: 605-665-5884 ost fun iest, m he eas to wear! T s sandal Boston Shoes to Boots 312 W. 3rd • Yankton • 665-9092 ANTIQUES - COLLECTIBLES - ART DECO AUCTION Saturday, May 16, 2015 Located: SD National Guard Armory, 603 Princeton St, Vermillion, SD AUCTION STARTS @ 10 A.M. LUNCH AVAILABLE AUCTIONEERS NOTE: It is with great pleasure to welcome you to attend this fantastic auction from one massive collection that has been in the making for over 40 years. We really have some great items for you to choose from: Art Deco, Advertising, Primitives & much more. 100’s of items not included in this listing will be sold. A portion of this auction will be available to on-line bidders as well as to in-house participants. We will be selling “choice” out of several display cases from a separate auction ring so please plan accordingly. Visit our Web Site www.CHJAUCTIONEERS.COM or View the Internet Catalog at https://www.proxibid.com/asp/Catalog.asp?aid=94796 ANTIQUES & COLLECTIBLES: Ornate Oak Secretary. Pine Dry Sink. (2) Wooden House Doors w/Indian Chief Etched Scene. Coca Cola Table Top Cooler - Very Nice. Koken Barber Chair. Simmons Hdwe. Co. Sausage Stuffer. Ornate National Cash Register (Small Size- Very Nice). 5 cent Deco Candy Dispenser. Cast Iron & Chalk String Holders. Crystal Wall Mt. Coffee Grinder. Oak Wall Telephone. Gilbert Malt Machine. Brass Bladed Fans. Large Offering of Cream & Green Porcelain Items. Ford Pedal Tractor. Pedal Airplane Toy. (2) Bear Traps. Snow Shoes, Yard Gates, Glass Butter Churns, Wooden Ringers & Many More Primitives. Toys including: Hy-Speed Wagon, Tops, Doll Stroller, Metal Dump Trucks, Happy Time Barn. Farmer in the Dell, Sambo Game Board & Other Toys. Winchester Items: Driver Golf Club, Skates, Brass Grain Scale, Food Grinder, Flashlight, Hatchet & Meat Fork. Jet Age & Home Run Marble Games. Several Crock Bowls. Large offering of Watt Pottery Pieces - Some w/Advertising. Waterbury Sanitary Fountain Crock Water Cooler w/ Lid. Western Open Crocks including: 2, 5, 6,8,10, 12, Gallon Sizes. Western Plant Number Crocks including: 20 gal. Plant # 7, 10 Gal. Plant # 4, Western 5 Gal Churn, Plant # 1. Redwing Fruit Jars. Pie Birds, Bathing Beauties Figurines. Van Briggle Pottery Pieces. Heidel Brau Beer Glasses. Miller Liquor Glass Bottles - Sioux City. Seltzer Bottles, Chicago, Des Moines & Others. Amos-N-Andy Cigar Box. Metal B & B First Aid Cabinet. Numerous Medicine Tins. Moose Mount. Cast Iron Boston Tarrier Door Stop. Jadite Bowls & Other Misc. Glassware. Budweiser Collector Mugs. Spinning wheel. Small Cast Iron Bench. Vintage Christmas Items. Sodrac Track - Jacket. Fur Coats. Kid Yipp Riding Toy. Toledo Candy Scale. Newer Standing Cast Clock. Sioux City, IA Wooden Keg. 100’s of Primitive. Several Small Collectible - to be sold by choice from numerous cases. & Many More Great Collectibles. ADVERTISING ITEMS: Budweiser Clydesdale Team Sign w/Clock & Original Box. Lime Crush Sign. Chief Paints Sign. Kool Cigarette Sign. Large Texaco Ahead Sign. Roberts Dairy Advt. Clock. Frostie Root Beer Advt. Clock. Storz Round Beer Sign & Storz Revolving Sign. Miller High Life & Miller Genuine Draft Neon Sign. Moosehead Lager Sign. Red Goose Shoes Advt. Goose. Paulmers Candies - Counter Top Candy Jar. Planters Peanuts Counter Top Jar. O-S-Good Root Beer Keg. Akron Creamery Adverting Mirror. Rit Store Display sign. Wooden Boxes including: Gargoil, Sioux City Brewing, Western Brew, Keen Kutter & More. Several Sioux City, IA Advt. Items. Plus Many More Nice Advertising Items. ART DECO COLLECTIBLES: Deco Lamps, Bookends, Cocktail Sets, Lighters, Coffee Urns, Deco Rotary Phone, Umbrella or Cane Stand, Chase Cocktail Shaker, Penguin Cocktail Shaker, Deco Cat Door Stop & Ash Tray. Plus Many Deco Prints, Pictures, Figurines, Flower Frogs, Smoke Stands, Chrome Sail Boats, & Many More Great “DECO” Items. GUITARS & AMPLIFIER: Fender Stratocaster Electric Guitar SN # E486925 - Made in USA w/ Case.Fender Villager - 12 String Guitar w/ Case - Nice Condition - Purchased New in 1967. Peavy Classic 50 Amplifier w/Foot Pedal Controls. Sansui Stereo System w/Amp & Toner, Teac Reel to Reel & Bose 901 Speakers. LAWN MOWER: John Deere 125 Lawn Tractor - Like New!! SEE www.MCHJAUCTIONEERS.COM FOR LISTING & PHOTOS Terms: Cash or Bankable Check. Not Responsible For Accidents or Theft. AUCTION CONDUCTED BY: CREAMER HEIMES JANSSEN AUCTIONEERS & APPRAISERS L.L.C. RYAN CREAMER 402-254-9753 ALTON HEIMES 402-254-3315 ROGER JANSSEN: 402-388-4409 potential than hay millets. Pearl millet has the ability to re-grow, making it a better option for grazing or for multiple cuttings at any growth stage. Pearl millet has coarser stems than hay millet, making curing for baled hay more challenging. Unlike sudangrass, sorghum-sudangrass and forage sorghum, pearl millet doesn’t accumulate prussic acid, which means that cattle wouldn’t have to be temporarily removed because of an early frost. Sudangrass and Sorghum-Sudangrass Hybrids: Because of the thicker stems for these crops, they are much better suited to be harvested as silage compared to hay. These also work well as supplemental summer grazing. Prussic acid can be a concern when grazed. The greatest risk for prussic acid poisoning occurs under drought conditions, when plants are damaged by frost, or when livestock graze short regrowth. To minimize risk defer grazing until sudangrass is 18 to 20 inches tall and sorghum-sudangrass hybrids reach 24 to 30 inches. Remove livestock for 5 to 6 days if these plants are damaged by a killing frost so that the plants can dry out and the prussic acid can dissipate. Forage Sorghum: This crop is the latest maturing and has the most production potential. Forage sorghum is best suited for silage production. Other factors to keep in mind: * As with all forages, maturity at harvest determines quality. Harvesting earlier results in higher quality forage. Delaying harvest tends to increase dry matter yield. * Consider prior crop history. Herbicide use history, especially for products such as atrazine can affect stand establishment. Soil sampling and testing is also important to determine proper fertilizer application rates. * Before planting an annual forage crop, consult with a crop insurance advisor to avoid jeopardizing coverage. * Be cautious when applying high levels of nitrogen fertilizer to a planned forage crop. Small grains are notorious accumulators of nitrates and excessive nitrate levels could render the forage useless. ?iGrow Interested in INTERESTED this spot? Call 665-5884 to Call 665-5884 to place your ad here. www.miss Interested in this spot? www.miss Call 665-5884 to place your ad here. Quality Notions & Yarns Interested in this spot? 25th Yarns • Books •Needles •Hooks Check the website for available classes in crocheting and knitting 1101 Broadway, Suite 104 Morgen Square 605-689-3999 www.eweknitit.com Open: Monday-Friday 10am-6pm • Saturday 10am-5pm Deadline: Noon Thursday, May 21 Broadcaster Press Deadline: 11am Thursday, May 21 YOU NEED IT TODAY? FAX IT 605-6 Regular deadlines the week before & after Call 665-5884 to place your ad here. INTERESTED IN THIS SPOT? HARDWOOD PELLET GRILLS $599 EASY AS A PUSH OF A BUTTON SET IT & FORGET IT! Father’s Day Special! $50 OFF 216 W NEW Interested in this spot? GREEN MOUNTAIN GRILLS $2,850 Missouri Valley Shopper WHEN IT COMES TO GRILLING, TASTE RULES... Fire Fighting Unit Visit www.miss Call 26th Issues EARLY DEADLINES forplace 665-5884 to May your ad here. Schuurmans Farm Supply • Complete with a quick fill kit to enable quick filling from your local water source • Unique firefighting nozzle for high volume spraying • Strong hot dip galvanised frame with easy lifting points to Save Time • Heavy duty hose reel and tank to ensure no failures in a time of need • Fitted with a Superior 2 inch Aussie Fire pump for reliability www.miss CALL 665-5884 TO PLACE YOUR AD HERE. 2015 Scag Liberty Z 48” Cutting Deck, 22 H.P. Kohler www.missourivalleyshopper.com $4,500 5 miles West of Tyndall on Hwy. 50 Corner of Hwys. 50 and 37 www.schuurmansfarmsupply.com Ph. (605) 589-3909 or Cell (605)464-1113