September 2, 2014 • Page 2 shop online at www.missourivalleyshopper.com Dave Says Will The Government Take It? behavior. That kind of thing actually could happen. BY DAVE RAMSEY It comes to us slowly and delicately, as all beautiful things should. It’s usually in the early morning. We can smell it. We can feel it. That little nip that teases us … autumn. Almost autumn. Summer is heat and work and sweat and cold drinks of water and swimming and barbecues. But autumn is Fall … the pinnacle. This is when people have the county and state fairs, because the vegetables and animals are at their peak and ready to show. The heat drove some of us into the house this stifling summer and led us to make quilts, make furniture, can fruit. And now, if 1020 they’re good enough (and we know, if no one else does) they can go to the fair, too. In the mountains, the deer and elk are at their finest, with antlers dark brown with the patina of age and wisdom and those tips white as ivory. Polished. This is the polished time. We are all at some kind of pinnacle in autumn. We have worked through the heat and now we can plan to ratchet it back a bit. We can take our skills to the mountains for hunting and fishing, or just discover a new hobby there at the house that will keep hands and Food - Beverage 1200 Homegrown Chicken Fryers, $6.25. Maxwell Colony Call for appointment to meet in Yankton. (605)660-0997. Please Recycle When Done Reading! mind busy during the cold to come. The children are off to school, preparing themselves so someday their autumns will be like this, sweet with fulfillment, honed to a point, seeping with satisfaction the way ours are. Autumn … come and whisper to us in the morning. I’m almost here. Almost here. Almost here. --------Listen to the “Home Country Hour” podcast on your computer or other electronic marvels, at www.slimrandles.com. Cars 1200 1966 Oldsmobile Cutlass 2-door hard top with bronze exterior & black top vinyl interior. Hard to find, original condition a survivor! 60,000 miles, $15,500. (605)660-0060. ANNUAL FALL TRACTORS, FARM & LIVESTOCK EQUIPMENT & TOOLS CONSIGNMENT AUCTION FRIDAY, SEPTEMBER 12, 2014 LOCATED: HARTINGTON, NEBRASKA - CEDAR COUNTY FAIRGROUNDS AUCTION STARTS @ 9:30 A.M. LUNCH AVAILABLE AUCTIONEERS NOTE: BE SURE YOUR ARE IN HARTINGTON ON FRIDAY, SEPTEMBER 12TH FOR OUR ANNUAL FALL CONSIGNMENT AUCTION. MANY MORE ITEMS WILL BE ADDED BY SALE DAY AS THIS LISTING IS COMPILED 3 WEEKS PRIOR TO AUCTION DAY. WE WILL TAKE ADDITIONAL CONSIGNMENTS UP UNTIL 5:00 P.M. ON THURSDAY, SEPT. 11, 2014. WE WILL RUN MULTIPLE AUCTION RINGS, BRING A FRIEND TO COVER BOTH RINGS. VISIT OUR WEB SITE FOR COMPLETE LISTING & PHOTOS www.MCHJAUCTIONEERS.COM TRACTORS & SKID LOADER & COMBINES JD 2955 MFWD, (1990) Open Station, IHC 826 Diesel, Manual Trans. Fast Hitch SN # 007843, Farmall “H”, (1939) SN# 14607, Farmall “H” (1947) - Converted to 12 Volt 12.4-38 Rear Tires, Coop E-4 Tractor SN # 9294 w/ Wide Front, (2) JD “B” Tractors - To Be Restored, JD 60 Tractor Schwartz Wide (Rough), Bob Cat 440-B Skidloader SN # 505219816 43” Bucket - Good Condition, 1930’s International 6 cyl. Engine on Stand, JD 6600 Sidehill Combine, 4724 Hr, Well Maintained, JD 643 Corn Head High Tin, Rebuilt 1 Yr, IH 1020 Bean Head, 20 Ft, Head Trailer, MF - 510 Diesel w/ Oats Pickup Head - Always Sheaded FARM EQUIPMENT JD 844 - 8RW Corn Head - all Poly, JD 7200 8 Row Planter, JD 750 No Till Drill w/ Yetter Markers, (8) Yetter Trash Whippers, Koyker 645 Quick Tatch Loader w/ 8 Ft. Bucket, Bale Spear & Pallet Fork, Joy Stick Control & Quick Hyd. Coupler (Like New), Miller T-12 Loader w/ 8 ft. Bucket & Grapple, JD Mounts, Westendorf TA26 Loader w/ 7 ft. Bucket, IHC Mtg. (Like New), Westendorf WL-40 Loader w/ JD Mounts, Farmhand F-11 Loader, JD Mounts, Koyker 643 Loader, JD Mounts, Dual 205 Loader (Green) 7 Ft Bucket, Gehl 125 Grinder Mixer w/ Scale (Nice Condition), New Holland 353 Grinder, Hyd & Scale, John Deere 700 Grinder - always shedded, JD 400 Grinder, JD 566 baler ( 1998), Case IH 8720 Cutter 3 Row 30 - 2 Row Wide & Hay Pickup Heads, JD 6940 Cutter, JD 3940 Forage Harvester w/ 2 Row Wide & Hay Pickup & Elec. Controls, JD 444 low tin corn head, Stalk stompers, Sioux Grain cleaner, high capacity, New Holland 195 Manure Spreader w/ Slop Gate, Case IH 540 Manure Spreader w/ Hyd. Slop Gate, JD 300 Elevator - 40 ft., Great Plaines 15 Foot Solid Stand Drill, Parker 2600 Gravity Wagon, 350 Bu on JD 740 Gear, 10.00x20 Tires, Gnuse 7 ½’ x 13’ Silage Wagon w/ Heavy Duty Westendorf Gear, Brent grain auger w/swing hopper 10” x 70 ft., West?eld grain auger w/swing hopper 10” x 70 ft., Feteral 8” x 66 Ft. Auger w/ Hopper - Direct Drive, Peck 8” x 30 Ft. Transfer Auger w/ PTO Drive, Farmhand 12 x 30 Stackmover 6 Live Bar, New Idea 324 Picker 2 Row Wide, AC 2500 Center Fold Disk - 20 Ft., Lundell 1500 7 shank v ripper, Lundell 6R30” Stalk Shredder, 4 Section Hyd Fold Harrow w/ Noble Cart, Pinkelman Orbit Motor Oat Seeder, JD 24 Ft Field Cult, Hyd Fold, Pull Type, Case IH 55 Disk Chisel, 15 Ft, IH 47 Disk 15 Ft, Harrow, Hyd Cylinder, 42 Ft 7 Section Harrow on Hyd Cart, Stanhoist 7x12 Wagon, JD 4 x 16 Fully Mounted Plow, Top Cline 500 Gal Field Sprayer, 45 Ft Boom, Pull Type, Hyd Pump, 12 Ft x 5 In. Grain Auger, IH End Gate Seeder, Wooden Flatbed w/ Gear & Near New Deck, Small Barge Box w/ hoist, JD 494 Planter w/ Plates, 90 Bu. Grain-o-Vator Auger Wagon, 2 Bt. Mounted Plow, JD Manure Spreader, Aspin Wall Horse Drawn Potato Planter, Steel wheel running gear, 400 Bu. Dakon Gravity Wagon, West?eld 8” x 51’ Grain Auger, 12 Ft Landell Pull Type Disk Chisel, John Deere 68 Auger Wagon, John Deere 6 x 10 wagon, Bush hog 7 x 12 wagon, Running Gears, 1 is JD Gear with Stanhoist Wagon LIVESTOCK RELATED ITEMS (40) New Continuous Fence Panels – 20 Foot Lengths – 6 Bar, Farm Master & Sioux Cattle Gates, Portable coral panels, Hog Gates & Hog Panels, Pax 3 Ton Bulk Bin, LB White Hanging Heaters 80,000 & 120,000 BTU, Conversion Bin 2.9 Ton Bulk Bin, 18.4-34 Tires, Automatic Mist Blower (Needs New Tank), Home Built Loading Chute, (4) Smidley Cattle Waterers, (1) Richie Cattle Waterer, Wooden Feed Bunks, Shop Built Wooden Loading Chute, Hog Self Feeders & Nursery Feeders, Poly Nursery Pen, Square Bale Feeder, Big Husky Calf Feeder, Cattle Oiler TRAILERS 2013 Delta 36 ft. Gooseneck Flatbed Trailer w/ Steel Deck, (2) 12,000 Axles w/ Duals, Beaver Tail w/ Flip Down Ramps, 2012 Dressen Custom 18 ft. Flat Bed Trailer, Bumper Hitch, Hide-A-Way Ramps, 3500” Axles, 1988 Blair 6 x 16 ft. Gooseneck Livestock Trailer, Aluminum Trailer, 4 Ft x 6 Ft, 22” Deep w/ Truxedo Topper, 12” Tires, Red Trailer, 4 Ft x 12 Ft, w. Ramp, Chrome Wheels, Black Trailer, 4 Ft x 8 Ft, Tilt Bed, Red & Gold Trailer, 4Ft x 6 ½ Ft w/ Tilt Bed, Red & Gold Trailer for 4 Wheeler, Two Wheel Trailer, 2 Horse Bumper Hitch Trailer, (2) 6 Bale Carriers TRUCKS & VEHICLES & CAMPER 1987 Ford L 8000 Truck, 3208 Cat Engine, 5 x 2 Transmission, Single axel, New tires and brakes, ?atbed w/5th wheel hitch and storage box, 287,000 miles., 1951 Ford Farm Truck w/ 14 Ft. Wood Box & Hoist - Low Miles, 1998 Chevy Blazer 198,388 Miles - AC, New Battery & Tires, 1968 Marcedes Benz Car - Model 200D - 4 Door, 1997 NuWa Hitch Hiker Premier camper, 36 ft., 2 slide outs, 5th wheel SNOW MOBILES: Polaris Indy 500 Snow Mobile 3,522 Miles, Polaris Indy RXL Snow Mobile 2,176 Miles MISCELLANEOUS Gopher Machine, JD STX 38 Lawn Mower, Snapper Riding Lawn Mower w/ Bagger, Thatcher & Extra Blade, John Deere JS 35 SP Mower - electric start / bagger, Anvil on Stand, Router On Stand, Goodyear Racing 2 Ton Engine Hoist - Near New, Champion 3000# & 4500# Winch Kits -New, (2) Diamond tied tool boxes, Wind break tin, Wood Stove, 12x 13 Overhead Easy Frame Door Frame, 50 ft. Box Forms - 2 ft x 8 ft. 6” Ties & Clips, 10 x 10 Shade Tent, New In 48” Bi-Fold Closet Doors & Skylight, Large picture window (excellent condition), 15 gal. lawn sprayer, New Elec. Chain Saw Sharpener, New 15 Gal. ATV Sprayer, Marquette 32-150 Battery Charger, Commercial Shelving, Welding Table, (2) Shop Drawer Units, 250 G Miller Trailblazer Welder, 1992 Ford Short Box Pickup Bed, Boat with Motor and Trailer (No Title), Approximately 40 Shop Lights, 4x4 Metal Shop Cutting Table, 1 Set Tires & Rims for JD Front, 1 Set Tire 16.9 x 38, Fimco Pull Type Sprayer for 4 Wheeler, Snapper Riding Lawn Mower, JD Engine 2 Cylinder Flat Head w/ Radiator, Large Meat Grinder, Air Compressor, (2) 100 lb Propane Tanks, Table Saw, (2) Loader Cylinders, Chain Saw, (2) Maytag Wringer Washers, Water Hydrant, Cars Buying junk cars, pickups, vans, running or not. Instant quote & free pickup. McLean Auto Salvage. (402)360-0756 CARS/TRUCKS WANTED! Top $$$$$ PAID! Running or Not, All Years, Makes, Models. Free Towing! We're Local! 7 Days/Week. Call Toll Free: 1-888-416-2330 nani CASH FOR CARS: Any Make, Model or Year. We Pay MORE! Running or Not Sell your Car or Truck TODAY Free Towing! Instant Offer: 1-888-420-3805 (MCN) Dear Dave, I have a 5-yearold daughter, and I want to start a 529 for her. However, I’m concerned that the government might seize the 529 assets in order to pay off debt and give people treasury bonds instead. Do you think this might happen? Dave —Dave SELL THE RENTAL? Dear Dave, I’m retired, and my husband plans to work for several more years. We have $130,000 in savings accounts, plus a rental property. The rental property has a $150,000 mortgage, but we have no other debt. Should we sell the rental and reinvest in the stock market? —Barbara Dear Barbara, If I were in your shoes, I’d be investing in mutual funds and paying off the rental property as fast as possible. That would be my game plan. When it comes to mutual funds, you shouldn’t be jumping in and out. The key is to find good ones with long track records of success and stability. Then, leave the money alone for several years and let it do its thing! —Dave SETTLING WITH SALLIE MAE Dear Dave, Is it possible to settle the debt on a student loan? —James RAMSEY —Barry Dear Barry, I think there’s less than a one percent chance they’d seize the actual assets. Really, I don’t believe they’re any more likely to come take investments away than they are to come take your home. I mean, we’re really talking about private property here. If you have $100,000 in a retirement fund, and they say they’re going to take that away from you, it’s like taking a person’s home. I just don’t see that happening. The big question, I think, is this: Are they likely to take away some of the tax benefits — like the 529 plan’s ability to grow tax—free? As in, they just come in and say they’re making it all taxable to pay the bills they’ve accumulated up in Washington, D.C. from all their stupid 1200 Cars 1200 GET CASH TODAY for any car/truck. I will buy your car today. Any Condition. Call 1-800-864-5796 or www.carbuyguy.com * Dave Ramsey is America’s trusted voice on money and business. He has authored five New York Times best—selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership and Smart Money Smart Kids. The Dave Ramsey Show is heard by more than 8 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. Cars 1245 RVs - Campers 2013 42? 5th wheel trailer. 3-slideouts, 2-bedroom, washer/dryer, dishwasher, triple axle, every option. $32,000. (605)430-2664. CASH FOR CARS: All Cars/Trucks Wanted. Running or Not! Top Dollar Paid. We Come To You! Any Make/Model. Call For Instant Offer: 1-800-864-5960. nani DONATE YOUR CAR, TRUCK OR BOAT TO HERITAGE FOR THE BLIND. Free 3 Day Vacation, Tax Deductible, Free Towing, All Paperwork Taken Care Of. 1-800-283-0205 (MCN) Dear James, Sallie Mae student loans, or federally insured student loans, are insured by the government. Translation, the bank is going to still get paid 100 percent by the taxpayers, because the government is guaranteeing the loan. They have no reason to settle with you. They’re not going to settle with you on the principal amount or the interest, James. You might be able to talk them down on the collection fees. They jack those way up. But the original amount you borrow, plus the actual interest that hasn’t been paid, is guaranteed by the government. They’ll get it from one of you! —Dave Scrap Iron Wanted Old Cars, Trucks, Buses, Farm Machinery, Grain bin removal. Paying top dollar. Will pick up. Gubbels Salvage (402)640-6335 Coleridge, NE nani Interested in this spot? Please Recycle When Done Reading! Call 665-5884 to place your ad here. Z71 - ShortBox 2007 Chevy Silverado Red, Z71 4x4 5.3L Full Power Very Sharp, Lot Driveable $6,500 605-665-3720 • Yankton, SD 1250 Were you happy with your last experience at a car dealership? If not call me DAN VANOSDEL at Vermillion Ford (605)624-8624 or (605)661-1320. New and used Ford cars and trucks or anything else you need. Great Service, No Pressure, No Hassles and NO Doc Fees! No Kidding! 1245 RVs - Campers 2006 19? Coachman Spirit of America, excellent condition, book value $8,000, asking $6,900/OBO (402)841-3562. Motorcycles Boss Hog Bikes: All American Ride September 13, starting at 8:30. Norfolk, NE. West Point,, Decatur, Pender, Wayne, Stanton. Call for details 402-841-8168. WANTED JAPANESE MOTORCYCLES 1967-1982 ONLY KAWASAKI Z1-900, KZ900, KZ1000, Z1R, KZ1000MKII, W1-650,H1-500, H2-750, S1-250, S2-350, S3-400 Suzuki, GS400, GT380, Honda CB750 (1969-1976) CASH. 1 - 8 0 0 - 7 7 2 - 1 1 4 2 , 1-310-721-0726 usa@classicrunners.com nani Let Our Family Business keep yours in the go with: • Farm Filters • Hydraulic Hoses • Bearings & Seals Cox Auto 1007 Broadway Ave. • Yankton • 665-4494 EHRESMANN ENGINEERING For All Your Steel Needs! STEEL SPECIALS • Flat Bars • Solid Bars • Angle Iron •Channel Iron • Round, Square & Retangle Tubing • Many More types of steel to choose from We Want to be Your Steel Supplier Call us at 605-665-7532 4400 W. 31st St., Yankton, SD 57078 Schuurmans Farm Supply Hydraulic Jack, Railroad Jack, (4) 12 x 16 Skid Loader Tires, Porta-Power Kit, Cement Mixer w/ Hyd Motor, (2) Pump Jack w/ Elect Motors, Hand Tools, Stehl Weed Eater, Chinchilla Cages TREES: Potted Trees including: (40) Blue Spruce 24-30” (5) Silver Maples 3-4’ LATE ADD-INS: JD 2012 MFWD 6100”D”/673loader,Cab H/AC,[420 Hours] [Will have an almost new], 3-Pt. New Holland Model 615 disc mower on it to be sold separately [along with the protective screens and mounting brackets around the rear and side windows for glass protection that sells with the mower], JD 2950 MFWD, 7800 Hrs. Cab, New Paint, New Front Tires, IHC 560 Diesel Tractor, WF, Fast Hitch, Very Clean, Brand New PeQuea Model 910 9Ft. Hay Tedder[For drying hay faster], New Holland Disc Mower[Model 617][Cat II & III 3-pt.][9’2” cut. 3-Point Cat II Flail 5ft. ditch mower[hyd shift and tilt][nice] PLUS MANY MORE ADDITIONAL ITEMS TO BE ADDED BY AUCTION DAY – NOTE ALL ITEMS MUST BE REMOVED BY SEPTEMBER 25TH OR THEY WILL BE DISPOSED OF!! For complete listing visit our web site www.MCHJAUCTIONEERS.COM TERMS: CASH – OR BANKABLE CHECK NOT RESPONSIBLE FOR ACCIDENTS OR THEFT AUCTION CONDUCTED BY: AUCTIONEERS: CREAMER HEIMES JANSSEN ALTON HEIMES 402-254-3315 AUCTIONEERS & RYAN CREAMER 402-254-9753 APPRAISERS L.L.C. ROGER JANSSEN 402-388-4409 Q. What do most producers consider the absolute, hands-down, most cost-efficient method to dry grain? A. When you run your bin fans on a LOW humididty fall day, and just let dry fall air effectively, efficiently take grain moisture out. NOW YOU JUST NEED MORE LOW HUMIDITY DAYS! Now, teaming up Econodri Transitions with VAL 6 high-intensity radiants can provide a hybrid effect of drying air, and raising air temps, with remarkable fuel economy, reliability, and ease of expansion...plus a space heater that you’ll use all winter in your shop! Large Selection of Pre Owned Mowers Just Traded from Dakotafest! COME SEE US! See us for all your hay tarp needs! 5 miles West of Tyndall on Hwy. 50 Corner of Hwys. 50 and 37 www.schuurmansfarmsupply.com Ph. (605) 589-3909 or Cell (605)464-1113