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July 15, 2014 • Page 2 shop online at www.missourivalleyshopper.com Dave Says Contentment Is A State Of Being Like a doctor removing something important, Herb Collins gently peeled the wrapper back from the root ball and tenderly placed the baby tree in the hole. Then he stood and walked around it to see which way he should align it. Actually, looks pretty good just the way it is. So he took his bucket of mixed sand and compost and began sprinkling it down onto the roots and then packing it in gently with his fist. Every few minutes he’d stop and read the directions again. When he ordered the tree, the nurseryman had written back “Are you sure?” Well, that made ol’ Herb laugh. Yes, he was sure. He’s always sure this time of year. He was still chuckling to himself when Janice Thomas walked along the sidewalk. “Hi Herb,” said the high school art teacher. “What is it this year?” “Papaya, Janice. Nice healthy one, don’t you think?” Janice took a close look at the little dark green tree. Papaya. “Isn’t that a tropical tree?” “Sure is,” he said, tucking more dirt around the roots. “I have to read the instructions carefully to get this right.” Janice thought carefully before speaking. “Papayas sure taste good, Herb.” “Sure do. Wouldn’t it be nice if this lives long enough to produce fruit?” “But you’re not expecting …” “Of course not. The first nippy day in autumn will turn this little guy belly up.” He looked up and smiled at Janice’s consternation. “You know that banana tree almost made it to Christmas last year. That was my best so far. We’ll see how this little guy makes out.” Each year Herb plants something in the front yard that has no chance at all of being there the following spring. He’s done it for years. It gives the neighborhood something to look at and talk about, and it’s fun. “You know, Herb, if you’re looking for fruit, a cherry tree will produce …” “I’m not looking for fruit, Janice,” he said, gently. “I’m looking for glory. Glory!” He laughed. “Where’s the glory in planting something that will grow here? Anyone can do that. But a papaya? Ha! There’s glory in that.” ------------------ Men’s & Women’s Summer Footwear On Sale in a Variety of Styles! Boston 3rd • Yankton • to Boots Shoes 665-9092 312 W. Brought to you by The Home Country Hour podcast. Check it out at www.themorningbrewpodcast.com. Please Recycle When Done Reading! Hartington Tree LLC Dear Dave, My husband has a great job, and I love my work and schedule as a substitute teacher. However, he wants me to take a fulltime position so we can build more wealth. The only debt we have is our house, and we've already saved and invested a lot of money. What's your suggestion for this situation? — Marie First and foremost, you two have a responsibility to take care of each other and your own household. It sounds like you're doing that pretty well. So, if he wants you to take a full-time job only to build more wealth, I think that's a bad idea. Wealth is for quality of life, and quality of life includes giving. It also includes a safe and stable future. But if you have to surrender the joy in life to do that - to build extra wealth or build at a different pace well, to me that's just wrong. Contentment has nothing to do with how many hours you work or how many zeroes are in your bank account. Contentment has to do with your state of being. It's connected to your sense of gratitude, happiness and your pri- TREE TRIMMING, REMOVALS & TRANSPLANTING MOTOR NIOBRARA, NE TREES FOR SALE EVERGREEN • SHADE • ORNAMENTAL PATRICK HAWK Serving Southeast SD & Northeast NE for 20 Years Kent & Kyle Hochstein • Licensed Arborists www.hartingtontree.com EHRESMANN ENGINEERING For All Your Steel Needs! STEEL SPECIALS • Flat Bars • Solid Bars • Angle Iron •Channel Iron • Round, Square & Retangle Tubing • Many More types of steel to choose from We Want to be Your Steel Supplier Call us at 605-665-7532 4400 W. 31st St., Yankton, SD 57078 www.moodymotor.com policies are just a gimmick. You're not double dead if you die by accident, and your spouse or family doesn't need the money if you die by accident rather than a heart attack. They need the same coverage and the same protection regardless. When it comes to life insurance, I recommend a good level term policy that's 10 to 12 times your annual income. That means if you make $50,000 a year, you need $500,000 to $600,000 in coverage. Still, if it's really free I've got no problem with the policy. Just make sure you're not paying some other big fee to join a club so you can get "free" stuff. When that happens, it's not really free after all! RAMSEY Dear Marie, MOODY Yankton 605-260-1490 Hartington 402-254-6710 Dave orities. The idea that contentment is on the same spectrum as ambition? No, it's not. I don't think you should take on a job or a schedule you hate just to pay off your house a couple of years earlier. I wouldn't do that, and I don't recommend you do it either. People should do something with their lives they find enjoyable and they're called to do. Now, if your kids are going hungry and your bills aren't getting paid, then you do whatever it takes. But in this case, Marie, you're happy and you guys are in a great place. I'm sure your husband is a great guy, but I think he's wrong on this one. — Dave * Dave Ramsey is America's trusted voice on money and business. He has authored five New York Times best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership and Smart Money Smart Kids. His newest best-seller, Smart Money Smart Kids, was written with his daughter Rachel Cruze, and recently debuted at #1. The Dave Ramsey Show is heard by more than 8 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. — Dave YOU AREN'T DOUBLE DEAD Dear Dave, My credit union offers free accidental death and dismemberment insurance. Should I take it? — Alaina Dear Alaina, That's fine if it's free. However, I wouldn't rely on it as an integral part of my overall financial plan. In most cases, accidental death and dismemberment 1020 Food - Beverage 1200 Homegrown Chicken Fryers, $6.25. Maxwell Colony Call for appointment to meet in Yankton. (605)660-0997. 1200 Cars 1966 Oldsmobile Cutlass 2-door hard top with bronze exterior & black top vinyl interior. Hard to find original condition a survivor! Features: 330 V8 automatic transmission, like new vinyl top. Power steering, air conditioning nice original paint, original & clean underside, trunk, engine compartment.. Like new dual exhaust, Redline tires, rally sport wheels (4-original hubcaps in trunk). Spare tire with cover, trunk mat & tools, dual rearview mirrors, windshield washers. Interior features: Original like new black vinyl interior, like new headliner, seats, carpet, door panels, steering wheel (no cracks), working radio, clock, all gauges, lights, horn, signals, etc. Original keys, 60,000 miles, 1966 assembly manual, $15,500. (605)660-0060. Cars Buying junk cars, pickups, vans, running or not. Instant quote & free pickup. McLean Auto Salvage. (402)360-0756 CARS/TRUCKS WANTED! Top $$$$$ PAID! Running or Not, All Years, Makes, Models. Free Towing! We're Local! 7 Days/Week. Call Toll Free: 1-888-416-2330 nani CASH FOR CARS: Any Make, Model or Year. We Pay MORE! Running or Not Sell your Car or Truck TODAY Free Towing! Instant Offer: 1-888-420-3805 (MCN) CASH FOR CARS: All Cars/Trucks Wanted. Running or Not! Top Dollar Paid. We Come To You! Any Make/Model. Call For Instant Offer: 1-800-864-5960. nani DONATE YOUR CAR, TRUCK OR BOAT TO HERITAGE FOR THE BLIND. Free 3 Day Vacation, Tax Deductible, Free Towing, All Paperwork Taken Care Of. 1-800-283-0205 (MCN) GET CASH TODAY for any car/truck. I will buy your car today. Any Condition. Call 1-800-864-5796 or www.carbuyguy.com nani Scrap Iron Wanted Old Cars, Trucks, Buses, Farm Machinery, Grain bin removal. Paying top dollar. Will pick up. Gubbels Salvage (402)640-6335 Coleridge, NE One & two bedroom apartments. Scotland Apartments, 821 Main St. Scotland, SD 57059. Laundry. Rental assistance available to those who qualify. For appointments or applications please call 605-624-5218 or visit www.oakleafpm.com. Equal Housing Opportunity AUCTION 518 W. Hwy 50 • Lot 9 Wagner, SD JULY 20 12 NOON Household • Tools Bona Allen Saddle Beretta 12 Ga. Auto NIB Antiques Bruce & Marilyn Krentz Krentzauctionservice.com 2101 Broadway, Yankton SUMMER Friday - Saturday - Sunday Friday, July 18th 10:00 am – 9:00 pm Saturday, July 19th 10:00 am – 5:30 pm Sunday, July 20th Noon – 5:00 pm
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