June 10, 2014 • Page 2 shop online at www.missourivalleyshopper.com Dave Says Millionaire Widow Needs A Prenup BY DAVE RAMSEY Dud sat at the computer and went over the several hundred pages of his novel for three straight days. Then he had a cup of coffee or two with the guys down at the Mule Barn, and followed that with a walk around town. That night, when he got back from work, he kissed Anita, ate dinner and got back on the computer. This book. This BOOK! He has now spent five years rewriting it since it was rejected by a publisher by having too many murders in the first chapter. Eight in all. He’d pared that down to ust three in the entire book, which he thought should win him a prize, actually. It had been hard. There were … well, just so many people 1200 in the book who needed killing. And the love thing between the duchess and the truck driver. He worked on that. The only thing the two of them had in common was a grown daughter. Maybe if he had the duchess visit in America, rather than putting the truck driver in her country on special assignment? At least he knew how he wanted it to end. He wanted both the duchess and the truck driver to settle down happily and love each other forever. Now whether they should do it in her castle on the hill or in his double-wide in the states, well, that was still up in the air. And he’d been trying to sneak in a little literature Cars 1200 Cars 1200 1970 Camaro RS, nice condition, yellow with black vinyl top. $14,000/OBO. (605)660-0177. DONATE REAL ESTATE or CAR to Saving Our Soldiers. Fast FREE pickup. Running or not. Full fair market value tax deduction. SOSCars.ORG Call 1-888-907-9757. nani DONATE YOUR CAR, TRUCK OR BOAT TO HERITAGE FOR THE BLIND. Free 3 Day Vacation, Tax Deductible, Free Towing, All Paperwork Taken Care Of. 1-800-283-0205 (MCN) here and there. You know, write things kinda pretty that might stick with a person who read them, and that might be quoted someday. Something like, “The evening sat like a fuzzy lemon upon the weight of his conscience.” Oh well. You know, there’s something to be said for having a job and doing it well each day. It puts food on the table, and Dud Campbell is proud of his work. This book thing … but you know, there’s that drive in him to make something beautiful. Just once. Just once. ------Brought to you by Saddle Up: A Cowboy Guide to Writing. Learn more at www.lpdpress.com. Cars JUNK CARS WANTED! Top Dollar Paid for Wrecked, Damaged, Junk, Running and Non-Running Cars, Trucks, Vans & SUV's. Call Now! 855-548-3072 Fast Pickup! (MCN) Scrap Iron Wanted Old Cars, Trucks, Buses, Farm Machinery, Grain bin removal. Paying top dollar. Will pick up. Gubbels Salvage (402)640-6335 Coleridge, NE CASH FOR CARS: All Cars/Trucks Wanted. Running or Not! Top Dollar Paid. We Come To You! Any Make/Model. Call For Instant Offer: 1-800-864-5960. nani Read & Recycle! Dear Dave, My husband died several years ago. He always worked very hard, and we did very well financially. I am now 48 and have $3.8 million in assets. I've found a wonderful Dave man who is very stable and loving with a good job, and we're considering getting married. Do you think I need a prenuptial agreement? — Heather Dear Heather, For years I told people never to do prenuptial agreements. I always said if you love your money more than you love your spouse, then you're too immature and selfish to be married. However, I've changed my tune on this subject a little bit recently. When one or two wealthy people get married, the problems that can arise usually have nothing to do with those two people. The problem is that it can invite a lot of crazy into your lives from the outside. Whether it's a parent, cousin or child, sometimes people start feeling a sense of entitlement when wealth is suddenly thrust into the picture. You both sound like mature, functional people with good values. In most cases, that's a pretty good indication that crazy isn't in RAMSEY Cornhusker Run AAA OR SELF-INSURE? Dear Dave, What do you think about auto club memberships like AAA? — Jeremy Dear Jeremy, I've got nothing against AAA. But honestly, I tend to self-insure through savings for these kinds of things. I've probably used, or had need of, a tow truck twice in the last 20 years. When it comes to this kind of product, I always look at it from the perspective of, "Where does it leave me if I don't sign up for their service?" Again, I don't think AAA is a big rip-off or anything like that. It's just a type of insurance, if you will, for which I have no need. I guess it could be a handy thing to have if you were in a situation where you were using their services a lot. But if their average customer were like that, they'd probably end up losing money on you. — Dave * Dave Ramsey is America's trusted voice on money and business. He has authored five New York Times best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership and Smart Money Smart Kids. His newest best-seller, Smart Money Smart Kids, was written with his daughter Rachel Cruze and recently debuted at No. 1 on the New York Times best-seller list. The Dave Ramsey Show is heard by more than 8 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. If you don’t get the word out about your business, no one else will!!! FREE Bus Ride TO FORT RANDALL Wednesday, June 18, July 2, 16 9:00 a.m. Frying Pan Departure $10 Per Person & You Get $20 On Your Player's Card When You Arrive. For More Info Call the immediate vicinity. Still, there's a lot on the line. So while I would advise a prenup, you might keep an open mind to revisions somewhere down the road. Make it pretty solid and protective for the first five or 10 years. But then, after you guys have built a life together, you'll hopefully reach a point where you'll feel safe looking at it as all ours. So, the only reason I'd ever suggest a prenup is when two parties are bringing really unequal amounts to the table. Yours is an extreme situation, Heather, so I'd give it some serious thought. Let him know you want to do this to protect the relationship, so that there's never any hint that the money is a problem or will create problems. If he's as kind and thoughtful as you say, I think he'll understand. — Dave (402) 379-1061 66th Annual Czech Days 5 O’clock Somewhere Casino FRIDAY - June 20 - Giant Parade - 1:00 p.m. SATURDAY - June 21 - Kiddie Parade - 11:00 a.m. Fun for the Whole Family! 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