August 6, 2013 • Page 3 shop online at www.missourivalleyshopper.com 1000 www.missourivalleyshopper.com Call Classi?eds 665-5884 Machinery Consignment Sale, Mon., Sept. 9, 2013 at 9:00 A.M. Consign early by Aug. 26, 2013 for complete advertising. Gilbert's Sale Yard, LLC, 641-398-2218. 2 Mi. N. of Floyd, IA On Hwy. 218. Tractor House Internet Bidding Available. www.gilbertsaleyard.com (MCN) Dave Says Giving From Grandpa’s Wealth BY DAVE RAMSEY Dear Dave, My grandfather died about a month ago, and I recently learned that in his will he distributed his money unevenly between his children and grandchildren. I received significantly more than other memDave bers of the family, but I make $140,000 a year. I’d like to give them some of my inheritance to even things out. How would you approach this? — Kate Dear Kate, You’re obviously unselfish and have a really good heart. But honestly, it was your grandfather’s decision and his money to do with as he pleased. It wouldn’t be wrong or greedy to simply keep what you have without worrying about it a second longer. If some of your relatives are having financial troubles and you feel that making a gift of a portion of your inheritance will help, you can do that. With your income, it’s probably not going to change your life in a big way. My advice would be to look at your relatives and their situations objectively and see if something like this would really be a blessing. Then, if your heart and your head still tell you it’s a good thing, do it. — Dave Dear Crystal, In many ways, this would depend on your particular pension. Some pension funds are very well-run, very solvent and are in great shape. Others are poorly managed and not the type of programs in which you’d want to invest any of your money. The biggest problem with a pension is that it’s the property of the organization. If it’s a union pension, it’s not yours-it’s theirs. All they do is pay you out of the fund. So if they go broke, you lose everything you had in there. If it’s a business that has the pension, that makes them the ownernot you. That’s the beauty of the 401(k). You’re the actual owner. If the company you work for goes broke or the union does a poor job of managing things, it doesn’t harm your investment. Don’t misunderstand what I’m saying. There are good pensions and bad pensions, just like there are great managers and lousy managers. Just make sure you check into the solvency of the program before you put your money in there! — Dave RAMSEY PENSION SOLVENCY Dear Dave, Considering the condition of the economy, how secure should I feel about the solvency of my pension? — Crystal U.S. CURRENCY DEFLATION? Dear Dave, What do you think about predictions of a major deflation of U.S. currency? — Steven Dear Steven, I think woven into your question is another question: What do I think about the predictions of our economy completely collapsing? The truth is I don’t believe for one second that our economy is going to completely collapse. Do we have some serious problems that should be addressed? Yes. Do we have politicians who are stupid and who don’t want to address these problems? Absolutely. But does that mean the world is coming to an end? Of course not! It does mean, however, that you and I need to demand that the people in Washington stop playing games and do their jobs. This ridiculous spending spree we’ve been on for years has to stop. Government spending on all levels-national, state and local-is ridiculously out of control. I’ve heard end-of-theworld predictions most of my life. But the truth is, we’re not going to see anything of that magnitude until Jesus comes back. No, I’m not going to predict or believe that the U.S. currency is going to collapse. Don’t spend all of your time and energy worrying about conspiracy theories and doomsday scenarios. Spend it living life! — Dave ——— Dave Ramsey is America’s trusted voice on money and business. He’s authored four New York Times best-selling books. The Dave Ramsey Show is heard by more than 6 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. finding the right job is easier than you think 1020 1105 1200 213 W. 3rd | 605-260-2002 | Yankton, SD 57078 Back to School Sale Buy One Get One FREE SALE Purchase any complete set of eye glasses at Regular Price and get a Second Pair FREE! See store for complete details. Offer expires Aug. 31, 2013 Eye Exams Available Medicaid & Most Insurance Plans Yankton Mall Yankton, SD Accepted Cars 1998 Chevy Blazer, 150,000, leather, runs great. 1998 Chrysler Cirrus, leather, great school car, (605)760-5718. Cars FOR CARS: Any Make, Model or Year. We Pay MORE! Running or Not Sell your Car or Truck TODAY Free Towing! Instant Offer: 1-888-420-3805 (MCN) DONATE A CAR - HELP CHILDREN FIGHTING DIABETES. Fast, Free Towing. Call 7 days/week. Non-runners OK. Tax Deductible. Call Juvenile Diabetes Research Foundation 1-800-578-0408. nani DONATE YOUR CAR, TRUCK OR BOAT TO HERITAGE FOR THE BLIND. Free 3 Day Vacation, Tax Deductible, Free Towing, All Paperwork Taken Care Of. 1-800-283-0205 (MCN) GET CASH TODAY for any car/truck. I will buy your car today. Any Condition. Call 1-800-864-5796 or www.carbuyguy.com nani 2001 Ford F-150 extended cab with new tires and 2000 Pontiac Sunfire with 59,000 miles. (605)665-5714 or (605)760-2854. when you’ve got the right direction Scrap Iron Wanted Old Cars, Trucks, Buses, Farm Machinery, Grain bin removal. Paying top dollar. Will pick up. Gubbels Salvage (402)640-6335 Coleridge, NE AUTO INSURANCE $19/Month Any Driving Record or Credit Type. Canceled? No Problem. Lowest Rates In Your Area! Instant Coverage. Call NOW for a FREE QUOTE! 1800-231-3603. nani Buying junk cars, pickups, vans, running or not. Instant quote & free pickup. McLean Auto Salvage. (402)360-0756. Stop searching. The Help Wanted section of the Missouri Valley Shopper lists many possible new job opportunities. Want to buy: 1900-1971 cars, trucks or convertibles, any condition. Call 402-841-3302. CARS/TRUCKS WANTED! Top $$$$$ PAID! Running or Not, All Years, Makes, Models. Free Towing! We're Local! 7 Days/Week. Call Toll Free: 1-888-416-2330 nani Find a career that’s right for you. Call Classi?eds 665-5884 Dive Into Summer Savings! SHOPPER MISSOURI VALLEY Save Up To $4,100 with Lennox Rebates, Tax Credits & Utility Rebates Yankton, SD • 605-665-4540 • Toll Free: 1-800-526-8095 Wagner, SD • 605-384-3681 • Toll Free: 1-800-693-1990 Web site: www.marksinc.com Financing provided by MOTORCYCLE PARTS Greetings THANK YOU! To the person who found my purse, and Hy-Vee for keeping it Safe. Barbara Larson HEATING & COOLING CNH Capital B-TEAM Food - Beverage Tasty dirt raised pigs for butchering. Also, grass fed beef. Both 100% naturally raised. 402-336-7008. TWO LOCATIONS TO SERVE YOU New & Used Available Auctions - Public 1200 Sales CASH ©2006 CNH America LLC. All rights reserved. Case IH is a registered trademark of CNH America LLC. CNH Capital is a trademark of CNH America LLC. www.caseih.com 920 Broadway Yankton, SD • 665-9461 • 1-800-491-9461 Yankton’s Newest Concept in Carefree Living! Liquor Specials 109 W. 3rd St. in Downtown Yankton www.yanktonr exall.com Busch & Busch Light Summit Heights Town Homes 1303 W. 19th 1550 Sq. Ft. u n its w ith 3 bedroom s, 2.5 baths, dou ble garage. Lau n dry u pstairs off bedroom s.H O A takes care of law n care an d sn ow rem oval. M ove-In ready,$180,000 ran ge. Call Jason Tramp at 605-661-2191 for more information. 1.75 mL 30pks 16.35 $ Ten High Bourbon 1.75 mL 14.99 $ FREE Customer Parking 605-665-7865 Lord Calvert Hours Monday-Friday 8:30-6:00 Saturday 9:00-4:30 14.99 $ Phillips Vodka 1.75 mL 12.99 $ Price Effective August 6th - 12th, 2013 Check Our Website for SPECIAL COUPONS in our Toy and Gift Departments Late Model John Deere Machinery Auction JD 9570 Combine, JD 9320 Tractor, JD 7830 Tractor August 8th, 2013 10:00 AM Proxibid 11:30 AM Don’t miss this auction of extremely sharp, low hour, one owner John Deere equipment. Gary and Julie have decided to retire from farming and we will sell the following at public auction located at 45913 299th St Centerville, SD or from Beresford SD 11 1?2 miles west on SD Hwy 46 and 2 1?4 miles south on 459th Ave (Frog Creek Rd). AUCTIONEER’S NOTE: Sale begins at 10:00 AM with misc items, tools and smaller equipment and then beginning promptly at 11:30 AM we will move to the major machinery where Proxibid online bidding is available. For online terms go to www.proxibid.com. MACHINERY: 2007 JD 9320 4wd tractor, 1233 hrs; 2010 JD 7830 tractor, 440 hrs, MFD; 1971 JD 4000 diesel tractor, 8301 hrs, syncro; 1972 JD 3020 diesel tractor, 3796 hrs, syncro; 2011 JD 9570 STS combine; 299/ 213 hrs; 2007 JD 693 cornhead; 2007 JD 893 cornhead; 2011 JD 630F beanhead, hydra-flex; 2009 JD 1770 NT 16r 30’’ VAC planter; 2008 JD 637 disk, 32’1’’; 2010 JD 2410 chisel. 25’; 2004 JD 726 field finisher, 33’9’’; 2007 JD 512 ripper, 7 shank, 17’6’; 2004 Fast 1000 gal. pull between nurse tank; 2010 Brent 782 grain cart, scale and tarp, low use; - Parker 2600 gravity wagons; Convey All seed tender, 160 unit capacity; 2010 Peck 76x10 auger; 2008 Peck 71x10 auger plus much more. For terms, pictures and a complete sale bill visit www.westraatkins.com Gary and Julie Peterson, Owners, 605-957-5229 Restrictions apply. Go to hy-vee.com for full conditions. We reserve the right to limit quantities. Yankton Store Only. 2100 BROADWAY, YANKTON 605-665-3412 Joel R. Westra, Broker, 605-310-6941 Beresford, SD Joel A. Westra, Broker Associate 605-957-5222 Chancellor, SD Pete Atkins, Broker Associate, 605-351-9847 Tea, SD Mark Zomer, Broker, 712-470-2526 Rock Valley, Iowa