March 8, 2011 • Page 4 shop online at www.missourivalleyshopper.com DAVE SAYS: Why can’t she get another job? Dear Dave, Dear Dave, I listen to you often and enjoy your radio show, but why don’t you ever ask women to go to work? When a family is broke, and the woman is at home raising one child who is already in the fifth grade, why can’t the wife get a “second job?” George Dear George, I think far too many ladies, in the name of paying for stuff they don’t need, have left the household and the children for the workplace. Many of them didn’t even want to do this; they just felt obligated to do it by people like you. There are a lot of ladies who have sacrificed their ability to be full-time moms on the altar of the car payment. Brian DeGroot Buy • Sell • Trade Quality... USED Cars, Trucks, Campers, Boats & Consignments 802 Broadway Ave. Yankton, SD 57078 665-1596 Now, sometimes ladies have to go to work. There’s a time and a place for that kind of thing. But if there’s any way I can financially and budgetwise figure out how mom can be waiting at home with a big hug and a plate full of cookies when that fifth grader walks in the house – and if that’s what she wants to do – then you’re going to find me fighting for her opportunity to do that. There’s no higher calling on the planet than motherhood. We’ve lost that in our culture, and we’re suffering dearly for it. I’m no Neanderthal jerk. I don’t say every mother has to be at home or they’re a bad person. But these days we’ve got very few people who defend fulltime, in-the-home motherhood. The inference you’re making is that she’s not helping, or worse, lazy. Why don’t you go take over her job for a week? I think you’ll find out in a hurry there’s not a lazy bone in her body! —Dave Smaller down payment Dear Dave, I’m 24-years old, and just got married two months ago. We make $80,000 a year, have our emergency fund and no debt, plus we’ve saved up for a 15 percent down payment on a house. I know you suggest 20 percent, but is 15 percent okay? Tony Dear Tony, I don’t have a lot of issues with 15 percent instead of 20 percent. You’ll probably end up having to pay private mortgage insurance, but it sounds like you guys are in good enough shape financially to handle things. THURSDAY, MARCH 10TH THRU SATURDAY, MARCH 12TH, 2011 % 15 * For more financial help, please visit daveramsey.com. When you finish reading, Please RECYCLE. Where shopping revolves around you 24/7 Friendly Service at Your Local Sears Hometown Store. However, I generally recommend that couples wait until they’ve been married at least a year before buying a home. Buying a house is huge decision. That’s why I think it’s smart to wait and get to know each other even better before making a decision of this magnitude. Plus, you need to figure out just how close you want to live to your mother-in-law! Seriously, take your time and don’t rush things. There will still be great deals on the market in a year or so, and you’ll be able to save more money, too! —Dave OFF N ® KENMORE APPLIANCES PLUS EXTRA 10% OFF ALL APPLIANCES WITH YOUR SEARS CARDNN PLUS S SPECIAL FINANCING OR DELIVERY OPTIONS AVAILABLE 1/2 Price Sale! See store for details. Offer good thru 3/17/11. o 15% offer excludes Electrolux, Jenn-Air®, Dacor, Fisher & Paykel, ?oor care, sewing machines, countertop microwaves, water heaters, air conditioners, air cleaners, humidi?ers, dehumidi?ers, accessories, closeouts and Everyday Great Price items. 15% off offer good thru 3/17/11. oo10% with Sears card offer excludes Electrolux, Jenn-Air®, Dacor, Fisher &Paykel, sewing machines, countertop microwaves, water heaters, air conditioners, air cleaners, humidi?ers, dehumidi?ers, steam mops, bags, belts, ?lters, carpet cleaning chemicals, accessories, closeouts and Everyday Great Price items. Cannot be combined with other Sears card discounts. Excludes Sears Commercial One® accounts and Outlet Stores. Sears Home Improvement AccountSM applies on installed merchandise only. Extra 10% offer good 3/10 thru 3/12/11. SAVE ON ALL CRAFTSMAN POWER LAWN & ® GARDEN AND OUTDOOR STORAGE* *Excludes Everyday Great Price items and generators. PLUS 5 % OFF ALL LAWN & GARDEN WITH YOUR SEARS CARD NNN NNN 5% savings when you use or apply for a Sears card. Savings will automatically be deducted from the purchase price. Savings off regular, sale and clearance priced merchandise only (excludes Sears Commercial One® card and Sears Home fo Improvement accountsSM card). Excludes total electronics purchases under $799, Samsung, Sony, LG, computers, Bose, iPod, iTunes, airtime cards, lenses and accessories. Not valid on Everyday Great Price items, closeout or introductory offers, special purchases, ?tness accessories, fragrances, cosmetics, baby gear, nursery furniture, red tag items, ?ne jewelry, price drop items, vacuum bags, belts and ?lters, ?oor care chemicals and accessories, converter boxes, Weber, propane tanks and exchanges, snow throwers, Serta Audrey, Gazelle, Mojave Rose; Sealy Legato, Union and Kamela; Sears-O-Pedic Treasures and Nickelodeon mattresses; pharmacy beer and wine, sears.com, and Repair Centers, catalog orders, automotive services, Sears licensed businesses, installed home improvements and repair service, Gift Cards, money orders, wire transfers and protection agreements. Sears card issued by Citibank (South Dakota), N.A. Offer good 3/10 thru 3/12/11. Your neighborhood store - and so much more. Sears Hometown Store is the best of both worlds the value, selection and services you want, right in your neighborhood. FOR AN EVEN GREATER SELECTION SHOP SEARS.COM BUY ONLINE, PICK-UP AT YOUR LOCAL SEARS STORE On eligible items. Excludes Alaska. Boston Shoes to Boots 312 W. 3rd • Yankton • 665-9092 NOTICE OF MEETING OF LOCAL REVIEW BOARD SDCL-10-11-13 Notice is hereby given that the governing body, sitting as the Review Board of Mission Hill Township (N)/Municipality, Yankton County, South Dakota, will meet at the Vangen Lutheran Church in Mission Hill, South Dakota on MONDAY, March 21, 2011 (being the 3rd Monday in March) at 7:00 pm for the purpose of reviewing and correcting the assessment of said taxing district for the year 2011, and to conduct other Township business as needed. All persons considering themselves aggrieved by said assessments are required to notify the clerk no later than Friday, March 18, 2011. Laurie Becvar, Clerk Mission Hill Township (N) 6005-665-5126 VISIT US ONLINE AT: SearsHometownStores.com Yankton Woehl by: Toby & Kerry Owned and Operated by Name • Store address • Store hours • Phone number Owned & Operated Owned and Operated by Name • Store address • Store hours • Phone number EHRESMANN STORE NAME For ENGINEERING SteelAll Your Needs! 2901 Broadway, Yankton • 605-665-7861 Monday-Friday: 9am-6:30pm • Saturday: 9am-6pm • Sunday: 11am-4pm STEEL SPECIALS • Flat Bars • Solid Bars • Angle Iron •Channel Iron • Round, Square & Retangle Tubing • Many More types of steel to choose from JA#103C002 We Want to be Your Steel Supplier Call us at 605-665-7532 4400 W. 31st St., Yankton, SD 57078